The top-rated flood insurance agent in Oak Lawn, Illinois is Hanway Insurance, rated 4.9 stars across 1,052 reviews. Other highly rated options include Omar Salameh - State Farm Insurance Agent, Jessica Knight - State Farm Insurance Agent, Bryan Kovach - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Oak Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanway Insurance | 9528 S Cicero Ave | (708) 874-6000 |
| 2 | Omar Salameh - State Farm Insurance Agent | 10319 S Central Ave | (708) 581-5164 |
| 3 | Jessica Knight - State Farm Insurance Agent | 10735 S Cicero Ave #202 | (708) 422-3700 |
| 4 | Bryan Kovach - State Farm Insurance Agent | 5360 W 95th St | (708) 424-8654 |
| 5 | Buschbach Insurance Agency | 5615 W 95th St #1 | (708) 858-7002 |
| 6 | Rich Rybka - State Farm Insurance Agent | 8830 S Cicero Ave | (708) 423-5951 |
| 7 | Jerry Carter - State Farm Insurance Agent | 9816 S Cicero Ave | (708) 424-5848 |
| 8 | Gallagher and Murphy Insurance Agency Inc | 10236 S Kenton Ave | (708) 398-6730 |
| 9 | Don Murphy Agency, Inc. American Family Insurance | 10806 S Cicero Ave | (708) 229-1112 |
| 10 | Cusack Insurance LLC | 5700 95th St | (708) 423-5600 |
Hanway Insurance serves Oak Lawn and Cook County as a local flood insurance agent. It helps property owners secure coverage to protect against damage from rising water and storm runoff. The agency guides clients through policy options that address specific flood zone requirements for homes and businesses. It also assists homeowners in understanding elevation certificates and floodplain management rules in their area. Whether for a new mortgage or a renewal, Hanway Insurance offers assistance with standard National Flood Insurance Program policies and excess flood coverage for high-value properties.
Omar Salameh - State Farm Insurance Agent in Oak Lawn, IL, provides flood insurance policies to protect properties from water damage caused by rising waters and severe storms. It offers ongoing policy reviews with its underwriting team, assisting clients in adjusting coverage limits as local flood maps are updated. The agency also facilitates claims filing for flood-related losses. Its services are available to single-family homes, multi-unit apartments, retail businesses, and restaurants.
Jessica Knight - State Farm Insurance Agent serves Oak Lawn, Illinois, and the surrounding Chicago south suburbs, providing flood insurance policies for homes and businesses. It handles applications for National Flood Insurance Program coverage and assists with claims filing for property damage caused by rising water. Clients often seek advice on evaluating their flood risk based on property location and flood zone maps. The agency reviews each client’s specific exposure and policy limits to recommend suitable coverage amounts and deductibles.
For a single property owner, flood insurance is often purchased as a one-time policy tied to a mortgage requirement, while a business or landlord might seek recurring annual coverage to protect multiple assets. Bryan Kovach - State Farm Insurance Agent in Oak Lawn, IL, handles both types of flood insurance. Coverage can protect structures and their contents against rising water damage not included in standard homeowners policies. This local agency makes its services available on a one-time, scheduled, or as-needed basis.
Buschbach Insurance Agency in Oak Lawn, IL serves homeowners, businesses, and property managers seeking federal flood insurance coverage to protect against water damage from storms and rising rivers. The agency assists clients in understanding local flood zone designations and selecting appropriate policy limits tailored to their specific property risks. Coverage options are explained clearly to ensure customers in flood-prone areas are adequately protected. The agency also extends its flood insurance services to neighboring communities throughout the southwest Chicago suburbs, including the broader Cook County region.
Serving Oak Lawn and the surrounding area, Rich Rybka - State Farm Insurance Agent specializes in flood insurance coverage and also offers a broad range of general personal insurance policies. As a local flood insurance agent, this office helps homeowners and renters understand their risks and secure appropriate protection. Flood damage can occur from heavy spring rains or rapid snowmelt overwhelming drainage systems. This agency specifically assists property owners in reviewing their policies well before these seasonal threats arrive, ensuring they have critical coverage when unexpected water damage strikes.
When spring rains flood basements in Oak Lawn or summer storms threaten properties, Jerry Carter - State Farm Insurance Agent provides flood insurance guidance to local property owners and renters. The agency helps clients understand National Flood Insurance Program options and supplemental private coverage needs for homes and businesses in this area. Jerry Carter’s team reviews flood zone maps and individual policy requirements during each consultation. They then schedule a property inspection to assess specific flood risks and begin the quoting process.
Gallagher and Murphy Insurance Agency Inc in Oak Lawn, IL assists clients with securing property coverage for their homes and businesses. The company specializes in flood insurance, helping property owners protect against water damage from rising waters and heavy storms. The agency works to explain federal flood program requirements and policy options. It serves residential clients as well as a range of commercial sectors, including offices, warehouses, and food service establishments.
Don Murphy Agency, Inc. American Family Insurance in Oak Lawn, IL provides residential flood insurance to help homeowners protect their properties from water damage. The agency also offers commercial coverage for local businesses needing flood protection. Serving Oak Lawn and nearby areas, the agent assists clients with policy selection and documentation. After a flood policy is placed, the office stays available for consultations between regular visits, ensuring coverage remains current and suited to changing needs.
Cusack Insurance LLC in Oak Lawn, IL serves as a dedicated flood insurance agent, offering standard coverage options for residential and commercial properties. The agency focuses on helping local clients understand National Flood Insurance Program policies and the specific flood zone risks affecting the greater Chicago area. Flood insurance is typically required for properties in high-risk zones, and these policies cover structural damage from rising water. An advisor evaluates each client’s exposure to recommend appropriate policy limits. They can add sewer backup coverage as a practical extension.
What Does a a Flood Insurance Agent in Oak Lawn Cost?
Flood insurance costs in Oak Lawn vary by property elevation flood zone and coverage amount. Typical NFIP premiums range from 700 to 2,000 per year for standard policies but high-risk properties may pay more. Private flood insurance can sometimes offer lower rates. This is general information not insurance advice.
About flood insurance agents in Oak Lawn
Flood insurance agents in Oak Lawn Illinois help homeowners and businesses protect against flood damage. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can explain local flood maps and help you choose a policy that meets your needs.
Frequently Asked Questions
Do I need flood insurance in Oak Lawn Illinois?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so an agent can help you evaluate your risk.
What does a flood insurance agent do in Oak Lawn?
A flood insurance agent helps you understand NFIP policies and private flood insurance options. They review your property location and coverage needs and guide you through the application process.
How long does it take to get flood insurance in Oak Lawn?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. An agent can explain the timing for your specific situation.
Flood Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign