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Flood Insurance Agents in Oswego, IL

Browse flood insurance agents serving Oswego, Illinois. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Oswego, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 flood insurance agents in Oswego, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Calder Agency: Allstate Insurance
2765 Walter Payton Memorial Hwy, Oswego, IL 60543
(630) 554-5252 agents.allstate.com
Janna Misek - State Farm Insurance Agent
1136 Douglas Rd, Oswego, IL 60543
(630) 554-1540 jannamisek.net
Nicole Hupp: Allstate Insurance
4589 IL-71, Oswego, IL 60543
(630) 833-8100 agents.allstate.com
Rick Weissenhofer - State Farm Insurance Agent
2261 Orchard Rd, Oswego, IL 60543
(630) 554-5277 rawinsurance.com
Zac Mcgrogan - State Farm Insurance Agent
72 W Washington St, Oswego, IL 60543
(630) 554-8800 sfmcgrogan.com
Christina Reynolds Insurance Corp American Family Insurance
103 Franklin St, Oswego, IL 60543
(630) 551-1784 amfam.com
Tri-County Insurance Agency, Inc. "Bentley Agency"
44 Monroe St, Oswego, IL 60543
(815) 200-5528 tri-countyins.com
VERONICA CONTRERAS: Allstate Insurance
3408 Orchard Rd, Oswego, IL 60543
(630) 536-3090 agents.allstate.com
Hometowne Insurance
4424 IL-71, Oswego, IL 60543
(630) 554-4040 hometowneinsurance.com
Jim Braddish - COUNTRY Financial Agent
123 W Washington St Ste 333, Oswego, IL 60543
(630) 553-7401 agents.countryfinancial.com
N.M. Tripp Insurance Agency, Inc.
5 Main St, Oswego, IL 60543
(630) 554-8831 trippinsuranceinc.com
Nationwide Insurance: Kevin M Wiggins Agency LLC
31 Kendall Point Dr Ste B, Oswego, IL 60543
(630) 844-1448 agency.nationwide.com
Farmers Insurance - Ken Boncela
21 W Merchants Dr, Oswego, IL 60543
(630) 801-8942
Goosehead Insurance -Petzke Agency
5 E Washington St, Oswego, IL 60543
(331) 999-3043
Farmers Insurance - Liseth Manzo
332 Douglas Rd, Oswego, IL 60543
(630) 930-0473 agents.farmers.com
Insure1st, Inc.
1 E Merchants Dr #302, Oswego, IL 60543
(630) 701-2266

Flood insurance agents in Oswego, Illinois help property owners understand and purchase flood coverage through the National Flood Insurance Program (NFIP) or private insurers. Oswego is located along the Fox River and in Kendall County, where flood zones are common, making flood insurance important for many homes. Illinois law requires that you carry flood insurance if your property is in a high-risk flood zone and you have a federally backed mortgage.

What Does a Flood Insurance Agent in Oswego Cost?

The cost of flood insurance in Oswego, Illinois varies based on your property's flood zone, elevation, building characteristics, and coverage amount. For an NFIP policy, annual premiums typically range from $500 to $2,500 for a standard home, though high-risk properties may cost more. Private flood insurance may offer different pricing and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Oswego Illinois?
You may need flood insurance if your property is in a high-risk flood zone (A or V zones) and you have a mortgage from a federally regulated lender. Even in moderate-risk areas, flood insurance is recommended because flooding can happen outside mapped zones.
How do I find a flood insurance agent in Oswego?
You can search for licensed insurance agents in Oswego who specialize in flood coverage. Many local agents work with the NFIP and private insurers to provide quotes and help you understand your flood risk based on FEMA flood maps.
What does flood insurance cover in Illinois?
Standard flood insurance through the NFIP covers structural damage to your building and damage to personal property up to policy limits. It does not cover basement improvements or items stored in basements. A local agent can explain coverage options and exclusions.