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HomeFlood Insurance AgentsIllinois › Waukegan

Find Flood Insurance Agents Near You in Waukegan, IL

Browse flood insurance agents serving Waukegan, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 697 reviews. Other highly rated options include Tim Vinson - State Farm Insurance Agent, Farmers Insurance - Daniel Cahue, Silvia V Chacon Agency Inc American Family Insurance. This directory lists 20 flood insurance agents serving Waukegan.

Showing 20 flood insurance agents in Waukegan, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manuel Torres - State Farm Insurance Agent1520 Washington St(847) 782-1475
2Tim Vinson - State Farm Insurance Agent2730 Grand Ave(847) 263-6996
3Farmers Insurance - Daniel Cahue102 S Genesee St(224) 637-3448
4Silvia V Chacon Agency Inc American Family Insurance2009 N Green Bay Rd(847) 775-1818
5Farmers Insurance - Adrian Rivas Salgado927 W Glen Flora Ave(847) 672-9710
6Martinez Insurance Group2243 Belvidere Rd(847) 596-7447
7Alicia Rodriguez American Family Insurance700 S Lewis Ave Ste 250(847) 244-8870
8Need Insurance Plus More229 S Green Bay Rd(847) 599-1530
9Magnum Insurance Agency2312 Grand Ave(847) 596-8185
10Northwest Insurance Network328 S Green Bay Rd(847) 263-0600
MT
1520 Washington St
Manuel Torres - State Farm Insurance Agent
Flood Insurance Agent · Waukegan, IL

Manuel Torres - State Farm Insurance Agent serves the Waukegan, Illinois area, offering flood insurance coverage for residential and commercial properties. As a flood insurance agent, the company helps property owners understand their risk exposure and secure policies that address potential water damage from storms or rising water levels. Manuel Torres assists clients with navigating the National Flood Insurance Program guidelines. The agency also provides guidance on building coverage limits and personal property endorsements for local homes near Lake Michigan.

TV
2730 Grand Ave
Tim Vinson - State Farm Insurance Agent
Flood Insurance Agent · Waukegan, IL

Tim Vinson - State Farm Insurance Agent in Waukegan, IL, provides flood insurance policies designed to protect properties from water damage. The agency offers guidance on coverage options and assists clients with claims paperwork after a flood event. Ongoing service includes policy reviews to ensure adequate protection as flood risks or property values change. This agent’s services extend to single-family homes, apartments, retail spaces, and restaurants in the Waukegan area.

FI
102 S Genesee St
Farmers Insurance - Daniel Cahue
Flood Insurance Agent · Waukegan, IL

Farmers Insurance - Daniel Cahue serves homeowners, businesses, and property managers in Waukegan, Illinois, who need flood insurance protection against storm surge and heavy rainfall events. The agency helps clients understand National Flood Insurance Program options and private policy differences to secure appropriate coverage for their properties. Flood insurance in this region is especially critical given the proximity to Lake Michigan and local watersheds. The agency also provides coverage evaluation and policy guidance to customers across neighboring communities such as North Chicago.

SV
2009 N Green Bay Rd
Silvia V Chacon Agency Inc American Family Insurance
Flood Insurance Agent · Waukegan, IL

Silvia V Chacon Agency Inc American Family Insurance serves Waukegan and the surrounding Lake County communities, handling flood insurance policies for homes and businesses in designated flood zones. The agency assists clients in understanding their flood risk and navigating the National Flood Insurance Program. It works closely with property owners to review coverage options and complete applications. Each insurance job is addressed by first assessing the property’s specific exposure to water damage, then matching the policy limits to the replacement cost and floodplain requirements.

FI
927 W Glen Flora Ave
Farmers Insurance - Adrian Rivas Salgado
Flood Insurance Agent · Waukegan, IL

As a flood insurance agent, Farmers Insurance - Adrian Rivas Salgado specializes in securing National Flood Insurance Program policies and supplemental private coverage for residential and commercial properties. Based in Waukegan, Illinois, it assists clients across the region in understanding flood zone designations, assessing property risks, and navigating complex claim procedures. Many local homeowners and business owners rely on its guidance to protect against lakefront storm surges and inland flash flooding from heavy seasonal rains or rapid snowmelt along the Lake Michigan shoreline.

MI
2243 Belvidere Rd
Martinez Insurance Group
Flood Insurance Agent · Waukegan, IL

Martinez Insurance Group, located in Waukegan, Illinois, distinguishes between one-time flood insurance quotes for specific property evaluations and recurring service options that include annual policy renewals and coverage adjustments. Their plans typically address structural damage from rising water and often extend to contents coverage for personal belongings. As a dedicated flood insurance agent in this flood-prone region near Lake Michigan, the company offers guidance through the National Flood Insurance Program and private market options. Their services are available on an as-needed basis for policy inquiries or claims assistance following storm events.

AR
700 S Lewis Ave Ste 250
Alicia Rodriguez American Family Insurance
Flood Insurance Agent · Waukegan, IL

Located in Waukegan, IL, Alicia Rodriguez American Family Insurance provides flood insurance agent services to area residents and businesses. Recognizing the unique weather risks that often bring heavy rainfall and potential flooding to the region, the agency helps clients secure coverage that protects their properties. It serves homeowners and commercial property owners needing to safeguard against water damage from natural events. In addition to standard flood policies, the agency offers tailored add-ons like higher content coverage limits for basement belongings.

NI
229 S Green Bay Rd
Need Insurance Plus More
Flood Insurance Agent · Waukegan, IL

Located in Waukegan, Illinois, Need Insurance Plus More assists clients with securing financial protection against property damage. The agency specifically works with policies covering flood-related losses from storms and rising water. In addition to general coverage, the company advises on specialty add-ons for properties needing extra layers of risk management. These services help safeguard assets in commercial settings, including offices, warehouses, and food service operations.

MI
2312 Grand Ave
Magnum Insurance Agency
Flood Insurance Agent · Waukegan, IL

As storm season approaches in Waukegan, basement flooding and overland surge threaten many homes in low-lying areas near Lake Michigan. Magnum Insurance Agency handles flood insurance needs for local property owners, working with the National Flood Insurance Program and private carriers to secure appropriate coverage for homes and rental properties. The agency evaluates each property’s flood zone designation and specific risk factors. A full inspection of the building’s foundation, elevation, and drainage begins the process of writing a new policy.

NI
328 S Green Bay Rd
Northwest Insurance Network
Flood Insurance Agent · Waukegan, IL

Northwest Insurance Network in Waukegan, IL assists residential property owners with securing flood coverage for their homes. The agency extends its guidance to commercial clients requiring protection against flood damage throughout the greater Waukegan area. As a dedicated flood insurance agent, this office provides tailored policies and claims support for losses caused by rising water. Following an initial consultation or difficult claim, the agent contacts policyholders at policy renewal time to review coverage options.

PA
229 S Green Bay Rd
Progressive Authorized Agent Elizabeth Vaca
Flood Insurance Agent · Waukegan, IL
(847) 599-1530
about.me/needinsurance
SI
1906 Grand Ave
Selecto Insurance
Flood Insurance Agent · Waukegan, IL
(847) 625-6400
selectoins.com
AI
2744 Grand Ave
Alamo Insurance & Financial Service
Flood Insurance Agent · Waukegan, IL
(847) 239-5481
alamoinsurancewaukeganil.com
AI
2708 Grand Ave
Anderson Insurance Brokers
Flood Insurance Agent · Waukegan, IL
(847) 249-4110
andersoninsurancebrokers.com
FI
430 N Green Bay Rd
Farmers Insurance - Michael Alvarez
Flood Insurance Agent · Waukegan, IL
(224) 944-0969
agents.farmers.com/il/waukegan/michael-alvarez
CI
1101 Chestnut St
Cunningham Insurance Agency
Flood Insurance Agent · Waukegan, IL
(847) 336-9669
ciagency.us
PW
1400 Sunset Ave Ste 1
Paul W Kaiser & Associates
Flood Insurance Agent · Waukegan, IL
(847) 623-0300
pwkaiser.com
SS
820 Hickory St
Secure Sure Insurance LLC
Flood Insurance Agent · Waukegan, IL
(847) 388-6682
CE
601 W Greenwood Ave
Carl E Mellen & Co
Flood Insurance Agent · Waukegan, IL
(847) 244-3500
carlmellen.com
DI
32 N West St Ste 201
Diverse Insurance Solutions
Flood Insurance Agent · Waukegan, IL
(847) 201-6166
disagencies.com

What Does a a Flood Insurance Agent in Waukegan Cost?

Typical flood insurance costs in Illinois range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, building value, and elevation. Private insurers may offer lower rates for lower risk properties. Costs vary by case based on your specific location in Waukegan and the coverage amount. This is general information, not insurance advice.

About flood insurance agents in Waukegan

Flood insurance agents in Waukegan Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand Waukegan's proximity to Lake Michigan and the Des Plaines River flood risks.

Frequently Asked Questions

What does a flood insurance agent in Waukegan do?

A flood insurance agent helps you assess your flood risk and choose a policy that meets NFIP or private insurer requirements. They can explain Illinois specific flood zone maps and coverage limits. Agents also assist with filing claims after a flood event.

Is flood insurance required in Waukegan Illinois?

Flood insurance is not required by Illinois state law, but mortgage lenders often require it for properties in designated high-risk flood zones. Waukegan has areas in Zones A and AE where flood insurance is mandatory for federally backed loans. You can check your property on FEMA flood maps.

How do I choose a flood insurance agent in Waukegan?

Look for an agent licensed in Illinois with experience in NFIP policies and private flood insurance. Ask about their knowledge of Waukegan flood zones and the 30 day waiting period for NFIP policies. Compare quotes from multiple agents to find suitable coverage.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.