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Looking for a flood insurance agent in Frankfort? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 flood insurance agents in Frankfort, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Dunn - State Farm Insurance Agent
160 Versailles Rd, Frankfort, KY 40601
(502) 352-2626
jdunninsurance.com
RB Brown - State Farm Insurance Agent
949 Louisville Rd C, Frankfort, KY 40601
(502) 875-1301
rbbrown.com
Steve Woodrum - State Farm Insurance Agent
331 Versailles Rd, Frankfort, KY 40601
(502) 695-8888
mykyinsurance.com
Erika Hancock - State Farm Insurance Agent
210 Kings Daughters Dr, Frankfort, KY 40601
(502) 227-7777
erikahancock.com
Bill McCoy Insurance Agency
1134 US-127, Frankfort, KY 40601
(502) 875-3994
billmccoyinsuranceagency.com
Sean Shah: Allstate Insurance
800 E Main St, Frankfort, KY 40601
(502) 875-1999
agents.allstate.com
Franklin Goins Insurance Agency
600 E Main St, Frankfort, KY 40601
(502) 875-4270
franklingoins.com
Kentucky Farm Bureau Insurance
1212 Wilkinson Blvd, Frankfort, KY 40601
(502) 223-2193
kyfb.com
Sturm Insurance Agency
201 Capital Ave, Frankfort, KY 40601
(502) 875-1351
sturminsurance.com
Shelter Insurance - BJ Hurst
103 C Michael Davenport Blvd, Frankfort, KY 40601
(502) 352-2721
shelterinsurance.com
Chenault & Hoge, Inc.
326 St Clair St, Frankfort, KY 40601
(502) 875-2244
chenaulthoge.com
Kentucky Farm Bureau Insurance | Franklin County - Frankfort West
1120 Old US Highway 127 Road, Frankfort, KY 40601
(502) 875-5667
kyfb.com
Shelter Insurance
1121 Louisville Rd Ste 401, Frankfort, KY 40601
(502) 223-2196
shelterinsurance.com
Trust Bloom Insurance Agency
574-576 E Main St, Frankfort, KY 40601
(502) 703-0590
UltimateGuard Insurance Agency
823 E Main St, Frankfort, KY 40601
(502) 556-1483
QuickFix Insurance Co
112 E 2nd St, Frankfort, KY 40601
(502) 556-8417
sturminsurance.com
Reliability Insurance LLC
216 W Main St, Frankfort, KY 40601
(502) 556-8426
lloyds.com
Insurance Network Of Kentucky
308 Versailles Rd, Frankfort, KY 40601
(502) 352-5678
facebook.com
EverGuarded Insurance LLC
112 E 2nd St, Frankfort, KY 40601
(502) 556-1762
sturminsurance.com
Evan Chrisman - Kentucky Farm Bureau
1212 Wilkinson Blvd, Frankfort, KY 40601
(502) 223-2193
facebook.com
Flood insurance agents in Frankfort, Kentucky help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Kentucky law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas (SFHAs) as designated by FEMA. Frankforts location along the Kentucky River makes flood risk assessment a key part of any property insurance review.
What Does a Flood Insurance Agent in Frankfort Cost?
The cost of flood insurance in Kentucky varies widely based on property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Properties in high-risk areas near the Kentucky River may see premiums of 3,000 dollars or more. Private flood insurance can sometimes offer lower rates for low-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Frankfort Kentucky?
Flood insurance is not required by Kentucky state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. The City of Frankfort participates in the NFIP, which makes coverage available to residents.
What does a flood insurance agent do in Frankfort?
A flood insurance agent evaluates your property's flood risk using FEMA flood maps and local data. They help you choose between NFIP policies and private flood insurance options. Agents also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.