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HomeFlood Insurance AgentsKentucky › Nicholasville

Find Flood Insurance Agents Near You in Nicholasville, KY

Browse flood insurance agents serving Nicholasville, Kentucky. Updated 2026-07-14.

The top-rated flood insurance agent in Nicholasville, Kentucky is Nova Insurance Group, rated 5.0 stars across 302 reviews. Other highly rated options include Kentucky United Insurance, Steve Page - State Farm Insurance Agent, Lexington First Insurance LLC. This directory lists 17 flood insurance agents serving Nicholasville.

Showing 17 flood insurance agents in Nicholasville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nova Insurance Group99 Wind Haven Dr Suite 1(859) 687-2004
2Kentucky United Insurance224 Rebel Rd(859) 305-6036
3Steve Page - State Farm Insurance Agent626 Edgewood Dr(859) 885-7243
4Lexington First Insurance LLC502 N Main St(859) 260-8745
5Randall Chewning - State Farm Insurance Agent609 N Main St(859) 887-1243
6C.M. Space and Associates, Inc.231 N Main St(859) 887-8747
7Charles Cromer: Allstate Insurance218 N Main St(859) 885-7009
8Shelter Insurance - Marc Miller847 S Main St(859) 885-4409
9Orient Insurance Ltd.221 E Brannon Rd(859) 474-7871
10Kentucky Farm Bureau Insurance614 N Main St(859) 885-4731
NI
99 Wind Haven Dr Suite 1
Nova Insurance Group
Flood Insurance Agent · Nicholasville, KY

Nova Insurance Group serves Nicholasville and Jessamine County as a flood insurance agent. The company helps local property owners and renters obtain coverage for flood-related damage. Policies are written through the National Flood Insurance Program and private markets to match different risk levels. The firm evaluates property locations within flood zones to recommend appropriate limits and deductibles. Standard waiting periods before coverage takes effect are explained during consultations. It handles both residential homeowners policies and commercial property flood insurance applications in the area.

KU
224 Rebel Rd
Kentucky United Insurance
Flood Insurance Agent · Nicholasville, KY

Kentucky United Insurance provides coverage options for flood damage, including policies for both residential and commercial properties in Nicholasville, KY. The agency offers guidance on plan selection, assists with policy renewals, and helps clients understand coverage details following weather events. It works to ensure property owners have appropriate protection against rising water risks. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the local area.

SP
626 Edgewood Dr
Steve Page - State Farm Insurance Agent
Flood Insurance Agent · Nicholasville, KY

Steve Page - State Farm Insurance Agent serves homeowners, businesses, and property managers in Nicholasville, KY, offering local flood insurance coverage to protect against water damage from storms and rising waters. The agency helps clients understand policy options for both residential and commercial properties. Typical services include risk assessments and personalized plan comparisons. It also covers nearby communities such as Lexington and other parts of Jessamine County for those seeking protection in the broader central Kentucky metro area.

LF
502 N Main St
Lexington First Insurance LLC
Flood Insurance Agent · Nicholasville, KY

Lexington First Insurance LLC serves Nicholasville, Kentucky, and the surrounding communities within Jessamine County as a flood insurance agent. It handles federal flood insurance policies and private market options for residential and commercial properties in designated flood zones. To assess a typical client’s risk, the agency reviews local flood maps and property elevation data against standard coverage mandates. It then recommends a policy that meets lender requirements and property-specific flood exposure, ensuring the client receives appropriate protection.

RC
609 N Main St
Randall Chewning - State Farm Insurance Agent
Flood Insurance Agent · Nicholasville, KY

Residents protecting property in Nicholasville, KY from water damage can choose between a standard National Flood Insurance Program policy treated as a recurring service option for annual renewal or seek a one-time flood risk consultation for new home purchases. Randall Chewning - State Farm Insurance Agent offers this category of flood insurance agent coverage designed to help safeguard homes and belongings against rising waters and storm-related flooding. Service for flood insurance inquiries and policy management runs on a scheduled appointment basis for annual reviews.

CM
231 N Main St
C.M. Space and Associates, Inc.
Flood Insurance Agent · Nicholasville, KY

Providing tailored flood insurance guidance and policy solutions, C.M. Space and Associates, Inc. serves residents and business owners in Nicholasville, Kentucky. As a dedicated flood insurance agent, the company helps clients navigate the complexities of coverage, including federal program requirements and local flood zone designations. It assists with applications, policy reviews, and claims support to ensure adequate protection for properties. Whether facing seasonal spring rains or sudden flash flooding from summer storms, the agency helps secure the necessary financial safeguard against water damage.

CC
218 N Main St
Charles Cromer: Allstate Insurance
Flood Insurance Agent · Nicholasville, KY

In the spring, heavy rains often cause flash flooding in Nicholasville, and Charles Cromer: Allstate Insurance provides flood insurance policies to help protect local homes and properties. As a local flood insurance agent, the company guides residents through the process of understanding their coverage options for rising waters from storms or nearby creeks. The team helps determine the appropriate level of financial protection for a specific property. An initial assessment of the home’s flood risk begins with a personalized consultation and on-site inspection.

SI
847 S Main St
Shelter Insurance - Marc Miller
Flood Insurance Agent · Nicholasville, KY

Shelter Insurance - Marc Miller helps clients in Nicholasville, Kentucky find coverage for their properties. The agency specializes in flood insurance agent services, protecting homes and businesses from water damage risks that often accompany local weather patterns. Policies are designed to cover structures and contents against flooding events not included in standard plans. Commercial sectors served include offices, warehouses, and food service operations.

OI
221 E Brannon Rd
Orient Insurance Ltd.
Flood Insurance Agent · Nicholasville, KY

As a flood insurance agent in Nicholasville, KY, Orient Insurance Ltd. helps residential policyholders understand and secure coverage for potential water damage. Commercial clients also receive guidance tailored to their specific property risks. Serving the local region, the agency assists homeowners and businesses with applications and policy reviews. The office provides follow-up assistance between regular plan renewals, ensuring clients stay informed of any needed adjustments to their coverage.

KF
614 N Main St
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Nicholasville, KY

Kentucky Farm Bureau Insurance in Nicholasville, Kentucky, offers flood insurance coverage to protect homes and businesses in the local area from water damage. This agency helps property owners secure policies to guard against rising waters and storm-related flooding common in the region. Services include assessing individual risk levels and explaining policy details for federal flood program compliance. Clients can also inquire about adding sewer backup coverage to their flood insurance policy.

II
102 E Maple St
InfiniteShield Insurance Co
Flood Insurance Agent · Nicholasville, KY
(859) 334-1077
KF
111 Quinn Dr
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Nicholasville, KY
(859) 241-6008
kyfb.com/jessamine/quinn
SI
107 Quinn Dr
Shelter Insurance - Russ Owens
Flood Insurance Agent · Nicholasville, KY
(859) 887-9774
shelterinsurance.com/CA/agent/ROWENS
TI
254 E Edgewood Dr
TrustedPath Insurance LLC
Flood Insurance Agent · Nicholasville, KY
(859) 334-1091
FI
508 N Main St
First Insurance Group
Flood Insurance Agent · Nicholasville, KY
(859) 885-9454
myfirstinsurancegroup.com
NI
504 N Main St Ste D
Nationwide Insurance: Turner Insurance Group, LLC
Flood Insurance Agent · Nicholasville, KY
(859) 305-6147
agency.nationwide.com/ky/nicholasville/40356/turner-insurance-group-llc
IO
106 Lone Oak Dr
Insurance One
Flood Insurance Agent · Nicholasville, KY
(859) 881-0754
insuranceoneagency.com

What Does a a Flood Insurance Agent in Nicholasville Cost?

The cost of flood insurance in Nicholasville Kentucky typically ranges from 500 to 2,500 dollars per year for an NFIP policy. Factors include flood zone designation, elevation of the building, deductible chosen, and coverage amount. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Nicholasville

Flood insurance agents in Nicholasville Kentucky help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Kentucky law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents can explain the specific flood maps for Jessamine County and guide you through the policy purchase process.

Frequently Asked Questions

Do I need flood insurance in Nicholasville Kentucky?

If your property is in a Special Flood Hazard Area as shown on FEMA flood maps and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur and coverage is recommended.

How do I find a flood insurance agent in Nicholasville?

You can search for licensed insurance agents in Nicholasville who offer flood insurance through the National Flood Insurance Program. Many local agencies also offer private flood insurance options.

What does flood insurance cover in Kentucky?

Standard flood insurance policies cover structural damage to your building and damage to personal property. Coverage limits and deductibles vary. Kentucky does not have a state-run flood insurance program so all policies are through NFIP or private carriers.

Flood Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.