Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 flood insurance agents in Paducah, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shane Andrus - State Farm Insurance Agent
5160 Hinkleville Rd, Paducah, KY 42001
(270) 443-4002
shaneandrus.com
Mason Denton - State Farm Insurance Agent
202 Lone Oak Rd Suite 100, Paducah, KY 42001
(270) 908-4220
masonismyagent.com
Shelter Insurance - Brian Meadows
3160 Parisa Dr #140, Paducah, KY 42003
(270) 443-5900
shelterinsurance.com
Hibbs Insurance Agency, Inc.
3124 Lone Oak Rd, Paducah, KY 42003
(270) 554-2105
hibbsinsurance.com
Kent Bohanon - State Farm Insurance Agent
2520 New Holt Rd Suite F, Paducah, KY 42001
(270) 554-5450
insurewithkent.com
Bradshaw & Weil, Inc.
630 Jefferson St, Paducah, KY 42001
(270) 444-7291
bradshawweilgroup.com
Shelter Insurance - Tessa Brown
3210 Lone Oak Rd, Paducah, KY 42003
(270) 554-3731
shelterinsurance.com
Paducah Insurance Agency LLC
314 Broadway St, Paducah, KY 42001
(855) 853-4763
paducahinsurance.com
Insurance of Paducah
2517 Jackson St, Paducah, KY 42003
(270) 442-6137
mypaducahinsurance.com
Allstate Insurance Agent: Scott Jordan
2920 Lone Oak Rd, Paducah, KY 42003
(270) 534-4800
agents.allstate.com
Kentucky Farm Bureau Insurance
5470 US-60, Paducah, KY 42001
(270) 444-8400
kyfb.com
Insurance Today, Inc,
401a S 8th St, Paducah, KY 42003
(270) 444-2037
Austin Insurance
105 County Park Rd, Paducah, KY 42001
(364) 219-0115
Greenwell Insurance
649 Lone Oak Rd, Paducah, KY 42003
(270) 554-1554
greenwellinsurance.com
Lightwell Insurance Advisors of Kentucky LLC
314 Broadway St #200, Paducah, KY 42001
(855) 853-4765
lightwell.com
Kentucky Farm Bureau Insurance
1600 Broadway St, Paducah, KY 42001
(270) 442-7179
kyfb.com
Houchens Insurance Group Dba Henneberger Flynn
4975 Alben Barkley Dr #5, Paducah, KY 42001
(270) 444-7278
hennebergerflynn.com
Advantage Insurance Services LLC
3429 Lone Oak Rd Ste 4, Paducah, KY 42001
(270) 554-2801
bullseyeadvantage.com
SafeHarbor Insurance
206 Kentucky Ave, Paducah, KY 42003
(270) 693-8931
SureFort Insurance Agency
5276 Hinkleville Rd, Paducah, KY 42001
(270) 693-8933
What Does a Flood Insurance Agent in Paducah Cost?
Typical flood insurance costs in Kentucky range from 500 to 2,500 dollars per year for standard residential policies. Rates depend on your property flood zone, elevation, and coverage amount. Private insurers may offer different pricing than the NFIP. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Paducah do?
A flood insurance agent helps you find a policy that matches your property risk and budget. They review flood zone maps and explain coverage limits for buildings and contents. Agents also assist with filing claims and understanding Kentucky insurance regulations.
Is flood insurance required in Paducah Kentucky?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in lower risk areas, many Paducah homeowners choose coverage because heavy rains and river flooding can happen. Kentucky law does not mandate flood insurance for all properties.
How long does it take for flood insurance to start in Kentucky?
Standard flood insurance policies from the NFIP have a 30-day waiting period before coverage begins. There are exceptions for loans closing on a property purchase or for map changes. A local agent can confirm the exact effective date for your policy.