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Find Flood Insurance Agents in Louisville, KY

Compare flood insurance agents in Louisville. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Louisville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 flood insurance agents in Louisville, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Ridge Insurance, LLC
9850 Von Allmen Ct #201, Louisville, KY 40241
(502) 233-2272 aspenridgeinsurance.com
RLP Insurance
4360 Brownsboro Rd, Louisville, KY 40207
(502) 428-7267 rlpinsure.com
Hyland Insurance
9750 Ormsby Station Rd Suite 200, Louisville, KY 40223
(502) 637-4733 hylandins.net
Family Select Insurance
6409 Dutchmans Pkwy, Louisville, KY 40205
(502) 454-7283 familyselectinsurance.com
Commonwealth Insurance Services
12000 Shelbyville Rd, Louisville, KY 40243
(502) 813-5436 commonwealthins.net
Schwartz Insurance Group
2950 Breckenridge Ln STE 8A, Louisville, KY 40220
(502) 451-1111 schwartzinsgrp.com
Price Point Insurance Services
5427 Bardstown Rd #3, Louisville, KY 40291
(502) 290-5061 ppiadvisor.com
Louisville Kentucky Insurance
6801 Dixie Hwy Unit 237, Louisville, KY 40258
(502) 447-3711 louisvillekentuckyinsurance.com
Kentucky Shield Insurance
8003 Shelbyville Rd, Louisville, KY 40222
(502) 214-7092 kyshield.com
Lincoln Insurance Agency
214 Breckenridge Ln Suite 101, Louisville, KY 40207
(502) 897-3300 lincolninsuranceagency.com
Brandt Davis Insurance
2821 S Hurstbourne Pkwy STE 5, Louisville, KY 40220
(502) 499-6567 myhighstreet.com
DICK WATTS INSURANCE
12200 Shelbyville Rd #112, Louisville, KY 40243
(502) 245-3625 dickwattsinsurance.com
Independent Agents of Kentucky
806 Stone Creek Pkwy STE 1, Louisville, KY 40223
(502) 459-8880 weinsurekentucky.com
Alan Hall Agency
12305 Westport Rd STE 106, Louisville, KY 40245
(502) 715-1400 alanhallagency.com
Old Kentucky Insurance, Inc.
915 Lily Creek Rd, Louisville, KY 40243
(502) 451-8800 oldkentuckyinsurance.com
Palacio Miller Insurance Agency
3103 Breckenridge Ln STE 6, Louisville, KY 40220
(502) 459-8780 palaciomilleragency.com
SIG Lou | Spalding Insurance Group
300 Middletown Park Pl, Louisville, KY 40243
(502) 245-3636 siglou.com
Braden Insurance Agency
9750 Ormsby Station Rd Suite 200, Louisville, KY 40223
(502) 390-0843 bradeninsurance.com
Cornerstone Insurance Agency, LLC
7321 New La Grange Rd Suite140, Louisville, KY 40222
(502) 503-4356 louisvilleinsurancehelp.com
Swisher Insurance
10140 Linn Station Rd, Louisville, KY 40223
(502) 340-1200 swisherinsurance.com

What Does a Flood Insurance Agent in Louisville Cost?

Typical flood insurance costs in Kentucky range from 500 to 2000 dollars per year depending on flood zone risk building value and deductible. Properties in high-risk VE zones may pay more. Premiums are set by the NFIP or private carriers and vary by situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Louisville Kentucky?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones many Louisville properties benefit from coverage due to heavy rain and flash flooding.
How do I find a flood insurance agent in Louisville?
You can search the NFIP agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Louisville offer flood policies alongside homeowners coverage.
What does flood insurance cover in Kentucky?
Standard NFIP policies cover building damage up to 250000 dollars and contents up to 100000 dollars. Private policies may offer higher limits and additional coverage for basements or temporary living expenses.