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HomeFlood Insurance AgentsKentucky › Louisville

Find Flood Insurance Agents Near You in Louisville, KY

Browse flood insurance agents serving Louisville, Kentucky. Updated 2026-07-14.

The top-rated flood insurance agent in Louisville, Kentucky is Aspen Ridge Insurance, LLC, rated 5.0 stars across 610 reviews. Other highly rated options include RLP Insurance, Hyland Insurance, Commonwealth Insurance Services. This directory lists 38 flood insurance agents serving Louisville.

Showing 38 flood insurance agents in Louisville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Aspen Ridge Insurance, LLC9850 Von Allmen Ct #201(502) 233-2272
2RLP Insurance4360 Brownsboro Rd(502) 428-7267
3Hyland Insurance9750 Ormsby Station Rd Suite 200(502) 637-4733
4Commonwealth Insurance Services12000 Shelbyville Rd(502) 813-5436
5Schwartz Insurance Group2950 Breckenridge Ln STE 8A(502) 451-1111
6Price Point Insurance Services5427 Bardstown Rd #3(502) 290-5061
7Family Select Insurance6409 Dutchmans Pkwy(502) 454-7283
8Louisville Kentucky Insurance6801 Dixie Hwy Unit 237(502) 447-3711
9Lincoln Insurance Agency214 Breckenridge Ln Suite 101(502) 897-3300
10Kentucky Shield Insurance8003 Shelbyville Rd(502) 214-7092
AR
9850 Von Allmen Ct #201
Aspen Ridge Insurance, LLC
Flood Insurance Agent · Louisville, KY

Aspen Ridge Insurance, LLC serves the Louisville, Kentucky metro area and surrounding Jefferson County as a dedicated flood insurance agent. This company specializes in securing flood coverage for residential homes and commercial properties in flood-prone zones. It assists property owners in navigating the complexities of the National Flood Insurance Program and private market options. As flooding is a persistent risk along the Ohio River and local creeks, the agency helps clients assess their exposure and select appropriate dwelling and contents coverage policies.

RI
4360 Brownsboro Rd
RLP Insurance
Flood Insurance Agent · Louisville, KY

RLP Insurance provides flood insurance services for property owners in Louisville, KY, including initial policy consultations and coverage evaluations. The company assists clients with understanding flood zone designations and selecting appropriate protection levels. Ongoing support includes policy reviews and claims guidance to help property owners navigate the National Flood Insurance Program. RLP Insurance works with a variety of local property types, from single-family homes and residential apartments to retail establishments and restaurants.

HI
9750 Ormsby Station Rd Suite 200
Hyland Insurance
Flood Insurance Agent · Louisville, KY

When spring storms sweep through Louisville, many homeowners find themselves needing coverage against rising waters, and Hyland Insurance provides a focused response as a dedicated flood insurance agent in the area. The company offers policies designed to protect residential properties from river and flash flooding, a common risk in Kentucky neighborhoods. A licensed agent handles each inquiry, explaining federal and private options. Before writing any policy, the firm schedules a thorough property inspection to assess the flood zone designation and drainage risks around the home.

CI
12000 Shelbyville Rd
Commonwealth Insurance Services
Flood Insurance Agent · Louisville, KY

Commonwealth Insurance Services, based in Louisville, Kentucky, is known for guiding property owners through the financial risks of water damage in a region prone to heavy rainfall and river flooding. The agency typically serves homeowners and businesses needing coverage outside standard policies, which often exclude rising water. Its client-focused approach helps clarify complex federal requirements and local flood zone maps. For an added layer of protection, the company can arrange coverage for basement contents and structural improvements not covered by basic plans.

SI
2950 Breckenridge Ln STE 8A
Schwartz Insurance Group
Flood Insurance Agent · Louisville, KY

Schwartz Insurance Group serves the Louisville, Kentucky area with flood insurance guidance for property owners facing local water damage risks. It specializes in helping clients navigate federal and private policies that cover rising water events often excluded from standard homeowners plans. The agency assists residential property owners and supports commercial sectors as well. It provides flood coverage options for offices, warehouses, and food service operations needing protection from Kentucky’s periodic heavy rainfall and river overflow.

PP
5427 Bardstown Rd #3
Price Point Insurance Services
Flood Insurance Agent · Louisville, KY

Price Point Insurance Services in Louisville, Kentucky provides flood insurance coverage for residential properties in the local area, ensuring homeowners protect their structures and possessions against water damage. The agency also assists commercial clients with tailored policies to safeguard businesses and investments throughout Louisville and surrounding communities. Clients can contact the office for an initial consultation and return for policy updates or periodic reviews between regular visits.

FS
6409 Dutchmans Pkwy
Family Select Insurance
Flood Insurance Agent · Louisville, KY

Based in Louisville, Kentucky, Family Select Insurance helps property owners secure standard coverage for their homes and buildings. To address frequent local weather risks, this agent also writes specialized flood insurance policies to protect against water damage from heavy rains or rising waters. By assessing each client's specific property needs, the agency develops a balanced plan that combines basic protection with a dedicated flood endorsement. This service covers residential clients while also extending to commercial sectors, including offices, warehouses, and food service establishments.

LK
6801 Dixie Hwy Unit 237
Louisville Kentucky Insurance
Flood Insurance Agent · Louisville, KY

Louisville Kentucky Insurance is known as a dedicated Flood Insurance Agent serving properties throughout the Louisville, Kentucky area. The company helps homeowners and commercial property owners navigate the complexities of flood risk and secure appropriate coverage. Working within federally regulated programs and private markets, it provides policies tailored to different flood zones and building types. This agent also offers mitigation advice and claims support for policyholders facing water damage. It can additionally structure coverage for newly constructed homes in designated floodplains.

LI
214 Breckenridge Ln Suite 101
Lincoln Insurance Agency
Flood Insurance Agent · Louisville, KY

Lincoln Insurance Agency provides flood insurance coverage for properties across the Louisville, Kentucky area. Its services include assessing flood risk and securing policies from the National Flood Insurance Program and private market carriers. The agency offers ongoing policy reviews and claims assistance to ensure clients maintain appropriate protection. It serves a variety of properties including single-family homes, apartments, retail establishments, and restaurants in flood-prone zones throughout the region.

KS
8003 Shelbyville Rd
Kentucky Shield Insurance
Flood Insurance Agent · Louisville, KY

Kentucky Shield Insurance serves the Louisville, Kentucky metro area as a Flood Insurance Agent. The agency helps property owners evaluate their risk of flood damage in local floodplains and low-lying areas near the Ohio River. Policies are sourced through the National Flood Insurance Program to cover residential and commercial structures. Kentucky Shield Insurance also assists clients with securing contents coverage for belongings stored in basements and ground-floor rooms subject to water intrusion.

BD
2821 S Hurstbourne Pkwy STE 5
Brandt Davis Insurance
Flood Insurance Agent · Louisville, KY
(502) 499-6567
myhighstreet.com
IA
806 Stone Creek Pkwy STE 1
Independent Agents of Kentucky
Flood Insurance Agent · Louisville, KY
(502) 459-8880
weinsurekentucky.com
DW
12200 Shelbyville Rd #112
DICK WATTS INSURANCE
Flood Insurance Agent · Louisville, KY
(502) 245-3625
dickwattsinsurance.com
AH
12305 Westport Rd STE 106
Alan Hall Agency
Flood Insurance Agent · Louisville, KY
(502) 715-1400
alanhallagency.com
PM
3103 Breckenridge Ln STE 6
Palacio Miller Insurance Agency
Flood Insurance Agent · Louisville, KY
(502) 459-8780
palaciomilleragency.com
OK
915 Lily Creek Rd
Old Kentucky Insurance, Inc.
Flood Insurance Agent · Louisville, KY
(502) 451-8800
oldkentuckyinsurance.com
SL
300 Middletown Park Pl
SIG Lou | Spalding Insurance Group
Flood Insurance Agent · Louisville, KY
(502) 245-3636
siglou.com
CI
7321 New La Grange Rd Suite140
Cornerstone Insurance Agency, LLC
Flood Insurance Agent · Louisville, KY
(502) 503-4356
louisvilleinsurancehelp.com
BI
9750 Ormsby Station Rd Suite 200
Braden Insurance Agency
Flood Insurance Agent · Louisville, KY
(502) 390-0843
bradeninsurance.com
SI
10140 Linn Station Rd
Swisher Insurance
Flood Insurance Agent · Louisville, KY
(502) 340-1200
swisherinsurance.com
BI
9850 Von Allmen Ct #201
Bluegrass Insurance Advisors, LLC
Flood Insurance Agent · Louisville, KY
(502) 909-2928
bgi-advisors.com
SI
102 Daventry Ln Ste 3a
Shelter Insurance - Michael Carroll
Flood Insurance Agent · Louisville, KY
(502) 412-5720
shelterinsurance.com/CA/agent/MCARROLL
CC
6801 Dixie Hwy #216
Clear Choice Insurance
Flood Insurance Agent · Louisville, KY
(502) 937-1353
clearchoiceagency.com
FD
9322 Taylorsville Rd STE 4B
Fusting & Dugan Insurance LLC
Flood Insurance Agent · Louisville, KY
(502) 267-7066
fustingandduganins.com
KF
10518 Watterson Trail
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Louisville, KY
(502) 266-6610
kyfb.com/jefferson/jeffersontown
TL
9306 New La Grange Rd Suite 200
Tom Lease Insurance LLC
Flood Insurance Agent · Louisville, KY
(502) 458-3000
tomlease.com
OI
901 Lily Creek Rd Suite 2A
Owens Insurance Agency
Flood Insurance Agent · Louisville, KY
(502) 423-1611
libertycompany.com/locations/kentucky/louisville
DI
4050 Westport Rd UNIT 206
Dolack Insurance Agency
Flood Insurance Agent · Louisville, KY
(502) 333-0577
dolackinsurance.com
SI
4165 Westport Rd Ste 201 A
Shelter Insurance - Larissa Spears
Flood Insurance Agent · Louisville, KY
(502) 897-1684
shelterinsurance.com/CA/agent/LSPEARS
RI
1800 Envoy Cir Suite 1803
Rodriguez Insurance Group
Flood Insurance Agent · Louisville, KY
(502) 510-8886
rodriguezinsurancegroup.com
KF
201 S Sherrin Ave
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Louisville, KY
(502) 893-1877
kyfb.com/jefferson/st-matthews
BB
3046 Breckenridge Ln # 201
Burke & Burke Insurance Services
Flood Insurance Agent · Louisville, KY
(502) 456-0331
burkeandburkeins.com
AA
2015 Herr Ln Ste E
The Ahrens Agency
Flood Insurance Agent · Louisville, KY
(502) 552-5761
theahrensagency.com
ML
9133 Fern Creek Rd
Michelle Lunsford Insurance
Flood Insurance Agent · Louisville, KY
(502) 762-9951
DM
9811 3rd Street Rd
D M Fleitz Insurance Agency
Flood Insurance Agent · Louisville, KY
(502) 935-5970
fleitzinsurance.com
LI
3944 Taylorsville Rd
Louisville Insurance Agency
Flood Insurance Agent · Louisville, KY
(502) 354-5505
KF
8221 Shelbyville Rd
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Louisville, KY
(502) 327-5480
kyfb.com/jefferson/lyndon
JE
9322 Taylorsville Rd STE 1A
Jecker and Edelen Insurance Agency, LLC
Flood Insurance Agent · Louisville, KY
(502) 267-1976
jeckerandedeleninsurance.com/about-us/companies-we-represent

What Does a a Flood Insurance Agent in Louisville Cost?

Typical flood insurance costs in Kentucky range from 500 to 2000 dollars per year depending on flood zone risk building value and deductible. Properties in high-risk VE zones may pay more. Premiums are set by the NFIP or private carriers and vary by case. This is general information and not insurance advice.

About flood insurance agents in Louisville

Flood insurance agents in Louisville Kentucky help property owners navigate the National Flood Insurance Program and private flood insurance options. Kentucky law requires flood insurance for properties in Special Flood Hazard Areas with a federally backed mortgage. Agents can explain local flood zone maps and coverage limits specific to Jefferson County.

Frequently Asked Questions

Do I need flood insurance in Louisville Kentucky?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones many Louisville properties benefit from coverage due to heavy rain and flash flooding.

How do I find a flood insurance agent in Louisville?

You can search the NFIP agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Louisville offer flood policies alongside homeowners coverage.

What does flood insurance cover in Kentucky?

Standard NFIP policies cover building damage up to 250000 dollars and contents up to 100000 dollars. Private policies may offer higher limits and additional coverage for basements or temporary living expenses.

Flood Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.