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Compare flood insurance agents in Hopkinsville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Hopkinsville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 flood insurance agents in Hopkinsville, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Crisp - State Farm Insurance Agent
3247 Lafayette Rd, Hopkinsville, KY 42240
(270) 885-3139
stevecrispinsurance.com
Michael Venable - State Farm Insurance Agent
1107 S Virginia St, Hopkinsville, KY 42240
(270) 885-0063
michaelvenable.com
Shelter Insurance
1211 Skyline Dr, Hopkinsville, KY 42240
(270) 632-1307
shelterinsurance.com
Kentucky Farm Bureau Insurance
250 Burley Ave, Hopkinsville, KY 42240
(270) 885-3276
kyfb.com
Tom Bell - State Farm Insurance Agent
205 Bill Flynn Blvd, Hopkinsville, KY 42240
(270) 885-2982
tombellhopkinsville.com
Pollock-Christian County Insurance
710 W 15th St, Hopkinsville, KY 42240
(270) 518-5646
progressiveagent.com
Kristy Walker: Allstate Insurance
4447 Canton Pike, Hopkinsville, KY 42240
(270) 707-0404
agents.allstate.com
Legacy Insurance - KY
2512 Fort Campbell Blvd # C, Hopkinsville, KY 42240
(270) 975-3133
insureatlegacy.com
Kentucky Farm Bureau Regional Claims Office
1810 E 9th St, Hopkinsville, KY 42240
(270) 886-8123
kyfb.com
Charlie Henderson - State Farm Insurance Agent
2919 Fort Campbell Blvd Ste B, Hopkinsville, KY 42240
(270) 885-2230
charliehendersonsf.net
Higgins Insurance
4057 Lafayette Rd, Hopkinsville, KY 42240
(270) 886-3939
higginsinsurance.com
Raymond Nelson Insurance
3205 Lafayette Rd, Hopkinsville, KY 42240
(270) 885-1800
rnelsoninsurance.com
Kentucky Farm Bureau Insurance
2405 Fort Campbell Blvd, Hopkinsville, KY 42240
(270) 886-5434
kyfb.com
Harbor Insurance Agency
307 North Dr, Hopkinsville, KY 42240
(270) 881-1022
harborinsagency.com
Advantage Insurance Co KY
1002 S Virginia St, Hopkinsville, KY 42240
(502) 496-6681
The Center of Insurance
1300 Liberty St, Hopkinsville, KY 42240
(270) 886-3010
thecenterofinsurance.com
Tatum, Hester & Burkhead Insurance
108 N Main St, Hopkinsville, KY 42240
(270) 886-6668
tatumhesterburkhead.com
Northtrust Insurance
305 North Dr, Hopkinsville, KY 42240
(270) 885-0811
northtrustinsurance.com
Tom Lovelady Insurance
1619 S Virginia St # 218, Hopkinsville, KY 42240
(270) 881-3838
linkedin.com
Shelter Insurance - Nate Harris
807 Country Club Ln ste c, Hopkinsville, KY 42240
(270) 632-1263
shelterinsurance.com
Flood insurance agents in Hopkinsville, Kentucky help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Many properties in Christian County are in designated flood zones, making local agent guidance essential for compliance and protection.
What Does a Flood Insurance Agent in Hopkinsville Cost?
Typical flood insurance costs in Kentucky range from 400 to 1,500 dollars per year for NFIP policies, depending on flood zone risk, building elevation, and coverage amount. Private market rates can be higher or lower. Premiums are set by federal guidelines for NFIP policies and vary by insurer for private policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Hopkinsville Kentucky?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rains is common in Kentucky, so many residents choose coverage.
How do I find a flood insurance agent in Hopkinsville?
You can search the Kentucky Department of Insurance website for licensed agents or ask local real estate professionals for referrals. Many independent insurance agencies in Hopkinsville offer flood policies and can compare NFIP and private options.
What does a flood insurance policy in Kentucky typically cover?
Standard NFIP policies cover up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits. Coverage includes direct flood damage but does not cover basement improvements or personal property outside the building.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.