Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 16 flood insurance agents in Bangor, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kathy Commeau - State Farm Insurance Agent
1219 Broadway, Bangor, ME 04401
(207) 947-0924
coveragebykathy.com
Bill Tisdale - State Farm Insurance Agent
499 Hammond St, Bangor, ME 04401
(207) 947-6781
billtisdale.com
Sandy Beaulieu: Allstate Insurance
849 Stillwater Ave, Bangor, ME 04401
(207) 945-3612
agents.allstate.com
Stephen Wilde: Allstate Insurance
609 Hammond St, Bangor, ME 04401
(207) 990-0934
agents.allstate.com
Jenny Schnedler at Comparion Insurance Agency
23 Water St #201, Bangor, ME 04401
(207) 249-7165
comparioninsurance.com
Cross Insurance
491 Main St, Bangor, ME 04401
(207) 947-7345
crossagency.com
Comparion Insurance Agency
23 Water St #201, Bangor, ME 04401
(207) 947-7326
comparioninsurance.com
Varney Agency
32 Oak St, Bangor, ME 04401
(207) 947-8637
varneyagency.com
Quirk Insurance
377 Hogan Rd, Bangor, ME 04401
(207) 299-1800
quirkinsurance.com
Trusted Insurance Agency
1161 Hammond St, Bangor, ME 04401
(207) 489-4027
Dawson Insurance Agency
417 Main St, Bangor, ME 04401
(207) 947-8802
dawsoninsuranceonline.com
BroGue Insurance Agency
328 Harlow St, Bangor, ME 04401
(207) 942-3526
brogueinsurance.com
The Funk Agency
180 Bangor Mall Blvd Suite 1001, Bangor, ME 04401
(207) 464-2058
funkagency.com
Rich McAdam Agency
4 Union Plaza # 20, Bangor, ME 04401
(207) 922-2279
agents.horacemann.com
Brogue Insurance & Financial Services: Guerette Daniel R
328 Harlow St, Bangor, ME 04401
(207) 942-3526
brogueinsurance.com
Ryker Mason, Bankers Life Agent
396 Griffin Rd Ste 108, Bangor, ME 04401
(207) 947-3448
agents.bankerslife.com
What Does a Flood Insurance Agent in Bangor Cost?
Typical flood insurance costs in Maine range from 500 to 2,000 dollars per year for an NFIP policy, depending on flood zone, elevation, and building value. Private flood insurance may cost more or less based on risk. Premiums can be higher for properties in high-risk zones like those near the Penobscot River. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Bangor?
Flood insurance is not required by law in Maine for properties outside high-risk flood zones. However, your mortgage lender may still require it if your property is in a moderate-risk zone. Even outside mapped zones, heavy rain and snowmelt can cause flooding in Bangor.
What does a flood insurance agent in Bangor do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and understanding the 30-day waiting period before most NFIP policies take effect.
Are there Maine-specific rules for flood insurance claims?
Maine law requires insurers to handle claims fairly and promptly. For NFIP policies, you must file a proof of loss within 60 days of the flood. Your agent can help you meet this deadline and gather required documentation.