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Looking for a flood insurance agent in Portland? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Portland, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 13 flood insurance agents in Portland, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lotfey Dennett Insurance Brokers
500 Washington Ave 3rd Floor, Portland, ME 04103
(207) 370-6773
ldibrokers.com
Julie Francis - State Farm Insurance Agent
449 Forest Ave Suite 212, Portland, ME 04101
(207) 761-1511
insuredwithjulie.com
Clark Insurance, a Marsh & McLennan Agency LLC company
1945 Congress St Building A, Portland, ME 04102
(207) 774-6257
clarkinsurance.com
Plummer's Insurance Agency
1350 Washington Ave, Portland, ME 04103
(207) 797-8840
piaportlandme.com
Cross Insurance
2331 Congress St, Portland, ME 04112
(207) 780-1677
crossagency.com
United Insurance
470 Forest Ave, Portland, ME 04101
(207) 797-9400
unitedinsurance.net
Highstreet Insurance formerly, Kane Insurance
6 City Center ste 307, Portland, ME 04101
(207) 358-7408
hsip.com
Caregiver Insurance Agency
46 Free St, Portland, ME 04101
(207) 275-6761
Secure Harbor Insurance Co.
95 Blueberry Rd, Portland, ME 04102
(207) 223-7604
Fast Response Insurance Co.
5 Deering Ave, Portland, ME 04101
(207) 337-9943
E A Scribner Insurance
482 Congress St #503, Portland, ME 04101
(207) 772-6580
Coastal Insurance Agency
558 Brighton Ave, Portland, ME 04102
(207) 874-4080
coastalinsurancegroup.com
Marsh McLennan Agency
1945 Congress St Building A, Portland, ME 04102
(207) 774-6257
marshmma.com
Flood insurance agents in Portland Maine help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Maine law requires agents to be licensed by the state Bureau of Insurance. Portland sits on Casco Bay so many properties face moderate to high flood risk from storm surge and heavy rain.
What Does a Flood Insurance Agent in Portland Cost?
Flood insurance costs in Maine vary widely based on flood zone property elevation and coverage amount. NFIP rates for a typical Portland home range from 700 to 2 000 per year for 250 000 in building coverage. Private flood policies may cost 500 to 1 500 per year for similar limits. High risk coastal properties can exceed 3 000 annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Portland Maine?
Even outside mapped high-risk zones flood damage is possible. Many lenders require coverage for properties in Special Flood Hazard Areas. For other areas flood insurance is optional but recommended for coastal properties near Portland.
What does a flood insurance agent in Portland do for me?
An agent helps you compare NFIP and private flood policies. They explain coverage limits waiting periods and exclusions. They also assist with filing claims and understanding Maine specific floodplain regulations.
How long does it take to get a flood insurance policy in Portland Maine?
NFIP policies have a 30 day waiting period before coverage starts. Private flood policies may have shorter waiting times. An agent can help you find the quickest option for your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.