The top-rated flood insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 20 flood insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Expedient Insurance Policy ME | 315 Main St | (207) 569-3940 |
| 10 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
Lisa Laliberte - State Farm Insurance Agent in Lewiston, ME, specializes in flood insurance policies to protect homes and businesses from water damage. The agency also offers a full range of general insurance services, including auto, home, and life coverage. As a flood insurance agent, it helps clients navigate National Flood Insurance Program requirements for properties in mapped flood zones. Many locals seek its guidance each spring when snowmelt and heavy rains raise the risk of basement flooding.
When snowmelt swells the Androscoggin River near Lewiston, ME, residents often seek reliable guidance on property protection. Sam Francis - State Farm Insurance Agent provides flood insurance solutions tailored to local homes and businesses. They help clients navigate the complexities of flood risk and policy options, ensuring coverage aligns with individual needs. As a flood insurance agent, they offer clear explanations of deductibles and coverage limits. A thorough property inspection to assess flood vulnerabilities and recommend appropriate coverage levels is the first step in their consultation process.
Deanna Lynn - State Farm Insurance Agent in Lewiston, ME, provides general property and casualty insurance services, with a specific specialty in flood insurance coverage. Flood insurance agents in this area help property owners protect against water damage from storms and rising rivers. The agency can serve commercial sectors such as offices, warehouses, and food service establishments by tailoring policies to their unique risk exposures.
The Champoux Insurance Group provides flood insurance solutions for properties in the Lewiston, Maine area. It assesses flood risks and guides clients through available coverage options. Standard service includes reviewing policy details and adjusting plans to meet changing needs. Regular consultations help ensure proper protection against seasonal flooding events common in the region. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Located in Lewiston, Maine, Mark Arneault Insurance Agency serves local homeowners, businesses, and property managers seeking flood insurance coverage. As a dedicated flood insurance agent, the agency helps clients understand their exposure to flood risk and navigate available policy options. Services include assessing property vulnerabilities in flood-prone areas and guiding customers through the application process. The agency also extends these services to neighboring communities in the greater Lewiston-Auburn metropolitan area.
Serving Lewiston, Maine, and the surrounding Androscoggin County communities, D&H Insurance handles flood insurance policies designed to protect residential and commercial properties from water damage. The agency works to help clients understand federal flood zone requirements and coverage limits applicable to the region’s rivers and lakes. For a typical job, it begins by assessing the property’s specific flood risk and then compares available National Flood Insurance Program options to recommend suitable coverage levels.
Cross Insurance in Lewiston, Maine, assists residential property owners in the area with flood insurance policies to protect against water damage from heavy rains or river overflow. Commercial coverage is also available for local businesses seeking protection for their buildings and assets. The agency serves clients throughout Lewiston and the surrounding region. Customers can return to the office for annual policy reviews or to update coverage after a property change, ensuring consistent protection between regular service visits.
Bilodeau Insurance Agency in Lewiston, Maine provides flood insurance as a one-time purchase for specific property protection or as a recurring annual policy to guard against rising water risks. Coverage typically applies to buildings and their contents, helping homeowners and businesses manage potential flood damage from rivers or heavy rain. The agency assists clients in selecting appropriate limits based on local flood zone requirements. Service is available on both a one-time basis for individual policies and on a scheduled renewal cycle each year.
Expedient Insurance Policy ME in Lewiston, Maine offers specialized flood insurance policies, focusing on property protection for homes and small businesses. Its general service includes guidance through the application process and risk assessment for properties in nearby flood zones. The agent helps clients understand the National Flood Insurance Program and private market options. As spring snowmelt and heavy rain often threaten the Androscoggin River region, it assists with coverage needs before the seasonal thaw begins.
What Does a a Flood Insurance Agent in Lewiston Cost?
The cost of flood insurance in Maine varies by property location elevation and coverage amount. For a standard NFIP policy in Lewiston annual premiums typically range from 700 to 2 500 for a single-family home. Homes in high-risk zones or with low elevation may pay more. Private flood insurance can sometimes offer lower rates for low-risk properties. This is general information not insurance advice.
About flood insurance agents in Lewiston
Flood insurance agents in Lewiston Maine help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Maine law does not require flood insurance for all properties but lenders often mandate it for homes in Special Flood Hazard Areas. Lewiston sits along the Androscoggin River so many homes in low-lying areas may need a flood policy to protect against spring thaw and heavy rain events.
Frequently Asked Questions
Do I need flood insurance in Lewiston Maine?
Flood insurance is not required by Maine state law for all properties. However if your mortgage lender determines your home is in a high-risk flood zone they will require you to carry flood insurance as a condition of the loan.
What does a flood insurance agent in Lewiston do?
A flood insurance agent helps you assess your property's flood risk complete the NFIP application and compare private flood insurance options. They also explain the 30-day waiting period before most NFIP policies take effect.
How do I find a flood insurance agent in Lewiston Maine?
You can search the NFIP agent locator on the FEMA website or contact local independent insurance agencies in Lewiston. Ask if the agent has experience with Androscoggin River flood zones and Maine specific elevation certificate requirements.
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