The top-rated flood insurance agent in South Portland, Maine is Osiris Matias Eing at Comparion Insurance Agency, rated 5.0 stars across 302 reviews. Other highly rated options include Noyes Hall & Allen Insurance, Julia Mehlman at Comparion Insurance Agency, Bob Boylen - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving South Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Osiris Matias Eing at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2181 |
| 2 | Noyes Hall & Allen Insurance | 170 Ocean St | (207) 799-5541 |
| 3 | Julia Mehlman at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6013 |
| 4 | Bob Boylen - State Farm Insurance Agent | 146 Ocean St | (207) 767-3223 |
| 5 | Steve Trombley - State Farm Insurance Agent | 788 Broadway Rear | (207) 799-3321 |
| 6 | Farmers Insurance - Jeffrey Lee | 650 Main St Ste 107 | (207) 810-2190 |
| 7 | Sarah Curley at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2167 |
| 8 | Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 871-9000 |
| 9 | AAA South Portland Insurance and Member Services | 401 Western Ave | (207) 775-6211 |
| 10 | Valerie Parziale at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6002 |
Osiris Matias Eing at Comparion Insurance Agency serves the greater Portland area and Cumberland County from its South Portland location, specializing in residential and commercial flood insurance. The agency assists property owners in navigating National Flood Insurance Program requirements for varying flood zones. Policy options are reviewed with clients to align coverage with local flood maps and elevation certificates. The agency also handles excess flood coverage for high-value properties needing additional protection beyond standard NFIP limits.
Noyes Hall & Allen Insurance offers a comprehensive range of flood insurance agent services for the South Portland area, including policy consultations, risk assessments, and claims assistance. Its service plans emphasize helping clients understand flood zone designations and secure appropriate National Flood Insurance Program policies. Maintenance of coverage involves annual policy reviews to adjust for property changes or evolving flood maps. The agency provides these services for a variety of property types, including single-family homes, apartment buildings, retail spaces, and restaurants.
Homeowners, businesses, and property managers in South Portland turn to Julia Mehlman at Comparion Insurance Agency for guidance on flood insurance. This agent helps clients understand the specific flood risks posed by the nearby coast and inland waterways, and identifies appropriate National Flood Insurance Program policies to protect their investments. Working within the greater Portland metro, the agency also serves homeowners in neighboring Cape Elizabeth and communities along Casco Bay.
Serving South Portland and the surrounding Maine communities, Bob Boylen - State Farm Insurance Agent provides flood insurance coverage for residential and commercial properties. The agency helps clients understand and secure policies that protect against flood damage, a risk in many coastal and riverside areas of the region. For a typical job, it begins by assessing a property's flood zone and risk level before recommending suitable coverage options tailored to that specific location.
In the South Portland, ME area, Steve Trombley - State Farm Insurance Agent provides flood insurance designed for both one-time policy purchases for immediate protection and ongoing coverage options that renew annually to safeguard against recurring flood risks. Policies help protect residential and commercial properties from water damage that standard homeowners insurance typically excludes. All local clients receive risk assessments specific to their property’s flood zone alongside claim support. This service operates primarily on a scheduled renewal basis to maintain continuous coverage through each policy period.
Serving South Portland, Farmers Insurance - Jeffrey Lee specializes in flood insurance policies, covering general property protection against rising water and storm surge. This agency assists homeowners and renters in selecting flood coverage that meets their specific needs in the region. With its location near the Maine coast, the company commonly helps clients prepare for the elevated flood risks associated with Nor’easters and spring thaws, addressing sudden flood damage from heavy rain or rapidly melting snow.
Serving homeowners and renters in South Portland, ME, Sarah Curley at Comparion Insurance Agency provides specialized flood insurance coverage. Commercial properties can also be protected against water damage from storms and rising water. The agency serves the greater South Portland area. After an initial policy is put in place, the agent can assist with annual reviews to ensure coverage keeps pace with changing flood zone maps and property values, making follow-up service easy between regular visits.
With the Atlantic storm season often bringing heavy rains and coastal flooding to the South Portland area, Comparion Insurance Agency provides essential guidance for homeowners and businesses needing to secure proper coverage. Their local agents focus on explaining the specific flood risk factors unique to the Maine coastline and the requirements set by the National Flood Insurance Program. An initial consultation typically begins with a property inspection to evaluate elevation and historical flood data, establishing a baseline for the policy.
AAA South Portland Insurance and Member Services focuses on securing properties against financial loss from flooding, supplementing these protections with specialized guidance tailored to local flood zones. This agency reviews policy options that address both residential and commercial water-related damage from rising waters, helping clients understand coverage limits. It assists with applications for federal programs and private alternatives. Offices, warehouses, and food service operations can obtain quotes for flood insurance through this South Portland, Maine, provider.
Valerie Parziale at Comparion Insurance Agency in South Portland, ME, is known for specializing in flood insurance coverage for residential and commercial properties. The agency serves clients throughout the greater Portland area and coastal regions of Maine, where flood risks are a significant concern. Its agents analyze federal flood maps and local drainage patterns to match clients with appropriate policies from National Flood Insurance Program options and private markets. The agency can also help arrange an elevation certificate survey for properties that may require it.
What Does a a Flood Insurance Agent in South Portland Cost?
The cost of flood insurance in South Portland varies based on flood zone, elevation, and building characteristics. NFIP policies average around 700 to 1,500 dollars per year for standard coverage, but premiums can exceed 3,000 dollars in high-risk coastal areas. Private flood insurance may offer lower rates or higher limits. Costs also depend on whether an elevation certificate shows the building is above base flood elevation. This is general information, not insurance advice.
About flood insurance agents in South Portland
Flood insurance agents in South Portland, Maine help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. South Portland is located in a coastal flood zone, so many lenders require flood insurance for mortgages. Maine law does not mandate flood insurance, but it is often required by lenders in Special Flood Hazard Areas.
Frequently Asked Questions
Do I need flood insurance in South Portland Maine?
Flood insurance is not required by Maine state law, but it is typically required by mortgage lenders if your property is in a FEMA-designated Special Flood Hazard Area. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How do I find a flood insurance agent in South Portland?
You can search the NFIP agent locator or contact local independent insurance agencies in South Portland. Many agents offer both NFIP and private flood insurance options. Ask if they have experience with coastal properties and elevation certificates.
What does a flood insurance agent do for me in Maine?
A flood insurance agent helps you determine your flood zone risk, compare NFIP and private policy options, and complete the required elevation certificate. They can also advise on coverage limits and deductibles specific to Maine coastal areas.