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Directory of flood insurance agents in Scarborough, Maine. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Scarborough, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 12 flood insurance agents in Scarborough, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michelle Raber - State Farm Insurance Agent
696 US-1, Scarborough, ME 04074
(207) 883-0111
michelleraber.com
Michelle Raber - State Farm Insurance Agent
3 Oak Hill Terrace, Scarborough, ME 04074
(207) 883-5867
michelleraberoakhill.com
Foy Insurance, A Division of World
152 US-1 Unit 11, Scarborough, ME 04074
(207) 289-3850
foyinsurance.com
Hoang Phan, Bankers Life Securities Financial Representative
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
agents.bankerslife.com
Varney Agency
136 US-1, Scarborough, ME 04074
(207) 883-8229
varneyagency.com
Sentinel Insurance Agency
14 Fieldways Rd, Scarborough, ME 04074
(207) 708-8211
Embassy Auto Insurance - Cheap Auto Insurance Scarborough
600 US-1, Scarborough, ME 04074
(207) 383-4610
Bankers Life
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
branches.bankerslife.com
Maine Health Solutions
136 US-1, Scarborough, ME 04074
(866) 228-5677
Miller Associates
636 US-1 Ste JA, Scarborough, ME 04074
(207) 510-6301
Hagerman Insurance
162 US-1, Scarborough, ME 04074
(207) 883-1411
HealthMarkets Insurance Agency
383 US-1 Ste 2E, Scarborough, ME 04074
(207) 883-6502
agents.healthmarkets.com
Flood insurance agents in Scarborough Maine help property owners understand and purchase flood coverage through the National Flood Insurance Program. Maine law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents can guide you on elevation certificates and flood map changes specific to Scarborough coastal areas.
What Does a Flood Insurance Agent in Scarborough Cost?
Flood insurance premiums in Maine typically range from 500 to 2,500 dollars per year for a standard NFIP policy. Costs depend on your property flood zone elevation and building characteristics. Higher-risk coastal areas in Scarborough may see premiums above 3,000 dollars. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Scarborough Maine?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Scarborough do?
A flood insurance agent helps you assess your flood risk select an appropriate NFIP policy and complete the application. They also assist with elevation certificate requirements and can explain coverage limits and deductibles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.