The top-rated flood insurance agent in Crofton, Maryland is Chad Silla - State Farm Insurance Agent, rated 5.0 stars across 171 reviews. Other highly rated options include Michael Derocher - State Farm Insurance Agent, Traci Hall - State Farm Insurance Agent, Nationwide Insurance: Rich Reilly Insurance Agency, LLC. This directory lists 11 flood insurance agents serving Crofton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Silla - State Farm Insurance Agent | 1298 Cronson Blvd #103 | (410) 721-0088 |
| 2 | Michael Derocher - State Farm Insurance Agent | 2191 Defense Hwy Suite LL5 | (301) 604-3276 |
| 3 | Traci Hall - State Farm Insurance Agent | 2431 Crofton Ln #13 | (410) 721-1800 |
| 4 | Nationwide Insurance: Rich Reilly Insurance Agency, LLC | 2124 Priest Bridge Dr #9 | (301) 262-8600 |
| 5 | Doug Mayer - State Farm Insurance Agent | 1298 Cronson Blvd #103 | (410) 721-0088 |
| 6 | John J. McGuirk & Associates, Inc. | 2191 Defense Hwy #221 | (301) 262-1393 |
| 7 | Carrollton Insurance Agency, Inc | 2191 Defense Hwy Ste 314 | (301) 350-6205 |
| 8 | Brian Davis Liberty Mutual Insurance | 2200 Defense Hwy Ste 101 | (301) 442-3547 |
| 9 | Rich A Tusing - State Farm Insurance Agent | 2126 Espey Ct suite e | (410) 721-7474 |
| 10 | Gardner Insurance Associates | 1449 Jordan Ave | (301) 858-1320 |
Chad Silla - State Farm Insurance Agent serves Crofton and Anne Arundel County, helping residents and business owners protect their properties against flood hazards. The agency guides clients in understanding National Flood Insurance Program policies and local flood zone requirements. It recommends appropriate coverage limits for structures and contents, addressing the specific risks posed by seasonal storms and rising waterways. Chad Silla’s office handles NFIP compliance paperwork and processes quotes for residential flood insurance policies.
Michael Derocher - State Farm Insurance Agent in Crofton, MD, provides a range of flood insurance services, including policy consultations, risk assessments, and claims assistance. To help maintain coverage, the agency offers annual policy reviews and guidance on adjusting deductibles. Serving the local area, it assists property owners in securing protection against flood-related losses. The agency services single-family homes, apartments, retail businesses, and restaurants throughout Crofton and nearby communities.
Homeowners, business owners, and property managers in Crofton, MD rely on Traci Hall - State Farm Insurance Agent for flood insurance coverage. This agent guides clients through the National Flood Insurance Program, helping to safeguard properties against flood damage. Typical services include evaluating flood risk, explaining policy options, and assisting with claims for those in designated flood zones. The agency also serves communities throughout Anne Arundel County and surrounding areas of the greater Washington, D.C. metro region.
Nationwide Insurance: Rich Reilly Insurance Agency, LLC serves Crofton, Maryland, and the surrounding communities of Anne Arundel County. It handles flood insurance policies for homeowners, renters, and business owners in the region. The agency works with clients to assess their property’s specific flood risk and coverage needs. Its typical approach involves reviewing local flood zone maps, explaining policy options clearly, and assisting with the application process to secure appropriate protection.
Doug Mayer - State Farm Insurance Agent in Crofton, MD, offers flood insurance to protect properties from water damage, whether as a one-time policy for a single annual payment or as a recurring annual premium for ongoing coverage. Policies generally cover physical structures and personal belongings against direct flood loss. This agency provides personalized assessments to determine the correct coverage limits for each client’s unique risk. Service is available on a one-time basis for new policies, with annual renewals offered as scheduled events and adjustments made as needed.
Homeowners in Crofton, MD, regularly face seasonal storms and rising water tables that threaten property. John J. McGuirk & Associates, Inc. responds as a flood insurance agent, helping clients understand their coverage options for protecting structures and belongings from water damage. The company works with residents to navigate flood zone designations and policy requirements. An initial consultation typically begins with a review of the property's flood risk. A thorough inspection of the building’s elevation and foundation follows, assessing potential vulnerabilities before any policy is finalized.
As a flood insurance agent serving Crofton, Maryland, Carrollton Insurance Agency, Inc offers specialized policies to protect homes and businesses from water damage. It generally works with property owners to assess flood exposure and secure appropriate National Flood Insurance Program coverage. The agency also assists with policy renewals and filing claims after storm events. It helps local clients navigate the increased flood risks that often accompany heavy spring rains and hurricane season along the Chesapeake Bay region.
Brian Davis Liberty Mutual Insurance in Crofton, MD works to help property owners secure coverage that protects against financial losses from unexpected water damage. As a flood insurance agent, the company specializes in policies that address rising water from storms or overflowing waterways, which standard homeowners policies typically exclude. These tailored plans can safeguard office spaces, warehouse facilities, and food service operations from costly weather-related interruptions and repairs.
Rich A Tusing - State Farm Insurance Agent in Crofton, MD helps local homeowners protect their properties from water damage with residential flood insurance policies. The agency also offers commercial flood coverage tailored for businesses in the area. Service extends throughout Crofton and the surrounding Anne Arundel region. Clients often return to discuss updated coverage needs between their regular policy reviews, ensuring their protection keeps pace with changing local flood risks and property values.
Gardner Insurance Associates provides flood insurance for residential properties in Crofton, Maryland, also extending coverage to commercial clients throughout the surrounding area. The team helps homeowners and business owners assess their flood risk and select appropriate policies tailored to local conditions. They assist with claims filings and answer policy questions, ensuring clients understand their coverage. Customers can schedule follow-up consultations or policy updates between regular premium renewal periods to adjust protection as needed.
What Does a a Flood Insurance Agent in Crofton Cost?
Typical flood insurance premiums in Maryland range from 500 to 3000 dollars per year depending on flood zone elevation and coverage amount. NFIP caps building coverage at 250000 dollars for residential properties. Private flood insurance may offer different rates and higher limits. This is general information not insurance advice.
About flood insurance agents in Crofton
Flood insurance agents in Crofton Maryland help homeowners and renters obtain coverage through the National Flood Insurance Program (NFIP) and private insurers. Crofton is in Anne Arundel County which participates in the NFIP Community Rating System. Maryland law requires flood insurance for properties in high-risk flood zones with federally backed mortgages.
Frequently Asked Questions
What does a flood insurance agent in Crofton do?
A flood insurance agent in Crofton helps you determine your flood risk based on FEMA flood maps and recommends appropriate coverage. They guide you through NFIP application processes and explain policy limits for building and contents coverage.
Is flood insurance required in Crofton Maryland?
Flood insurance is required for properties in Special Flood Hazard Areas (SFHAs) if you have a federally backed mortgage. Even outside high-risk zones many Crofton residents buy flood insurance because 25 percent of NFIP claims come from moderate to low risk areas.
How long does it take to get a flood insurance policy in Crofton?
NFIP policies have a 30 day waiting period before coverage begins. Exceptions exist for loan closings or map changes. A Crofton flood insurance agent can help you start the process early to meet this requirement.
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