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Looking for a flood insurance agent in Elkridge? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Elkridge, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 11 flood insurance agents in Elkridge, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zacharias Insurance Agency
6755 Business Pkwy #104, Elkridge, MD 21075
(410) 660-2699
zachariasagency.com
Mary Crow - State Farm Insurance Agent
6325 H, Washington Blvd, Elkridge, MD 21075
(410) 379-6500
marycrowinsurance.com
Tonya Semones: Allstate Insurance
5841 Washington Blvd, Elkridge, MD 21075
(410) 796-0370
agents.allstate.com
J & L Insurance Services LLC
6865 Deerpath Rd Suite 101, Elkridge, MD 21075
(443) 775-9566
Continental Insurance Agency, Inc.
7421 Washington Blvd, Elkridge, MD 21075
(410) 540-9999
ciaprotects.com
Todd J. Zoren: Allstate Insurance
6010 Meadowridge Center Dr SUITE G, Elkridge, MD 21075
(410) 551-3005
agents.allstate.com
Semones Insurance: Allstate Insurance
5841 Washington Blvd, Elkridge, MD 21075
(410) 796-0370
agents.allstate.com
MetLife
6085 Marshalee Dr #210, Elkridge, MD 21075
(877) 638-2862
metlife.com
Syed Insurance
6363 Washington Blvd Suite C, Elkridge, MD 21075
(410) 645-1715
syedinsuranceelkridge.com
Nationwide Insurance: Ekop Insurance Agency, Inc.
6920 Scarlet Oak Dr, Elkridge, MD 21075
(443) 812-4135
agency.nationwide.com
Top Grade Insurance
6865 Deerpath Rd Suite 101, Elkridge, MD 21075
(667) 407-1446
topgradeins.com
Flood insurance agents in Elkridge Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Elkridge is located in a flood-prone area near the Patapsco River, so many properties may require flood insurance as a condition of a mortgage. Maryland law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk flood zones.
What Does a Flood Insurance Agent in Elkridge Cost?
The cost of flood insurance in Elkridge Maryland depends on your property's flood zone, elevation, and the amount of coverage you choose. Through the NFIP, residential policies average between 700 and 2,500 dollars per year for up to 250,000 dollars in building coverage. Private insurers may offer different rates based on more detailed risk assessments. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Elkridge Maryland?
Flood insurance is not required by Maryland state law for all properties. However, if your home is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many Elkridge residents choose to buy a policy for protection.
What does a flood insurance agent do in Elkridge?
A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP or private insurers, and helps you complete the application. They can also advise on coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How much does flood insurance cost in Elkridge Maryland?
Flood insurance costs vary based on your property's flood zone, elevation, and coverage amount. In Elkridge, annual premiums through the NFIP typically range from 700 to 2,500 dollars for a standard home policy. Private market policies may be higher or lower depending on risk factors.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.