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Flood Insurance Agents in Frederick, MD

Compare flood insurance agents in Frederick. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 flood insurance agents in Frederick, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adams Insurance Agency - A Relation Company
474 Prospect Blvd, Frederick, MD 21701
(301) 662-0340 adamsinsuranceagency.net
Kathy Schultze - State Farm Insurance Agent
100 Tuscanney Dr E, Frederick, MD 21702
(301) 694-6711 kathyschultze.com
Connie Phillips Insurance
605 W Patrick St, Frederick, MD 21701
(301) 662-5717 insurance-financial.net
Lindquist Insurance
7430 New Technology Way Suite 120, Frederick, MD 21703
(301) 694-0008 lindquistinsurance.com
BMC Insurance, Frederick MD
295 Bucheimer Rd B, Frederick, MD 21701
(301) 698-5425 insurancebmc.com
Escobar Insurance Agency
45 Waverley Dr Suite I, Frederick, MD 21702
(301) 620-0950 escobarinsurance.com
Connie Snook - State Farm Insurance Agent
1 Mt Olivet Blvd, Frederick, MD 21701
(301) 695-7896 conniesnook.org
Proper Insurance Services, LLC
50 Citizen's Way #410, Frederick, MD 21701
(888) 631-6680 proper.insure
Lebherz Insurance
401 W Patrick St, Frederick, MD 21701
(301) 662-0250 lebherzinsurance.com
Insurance Brokers of Maryland, LLC
182 Thomas Johnson Dr Ste 202, Frederick, MD 21702
(301) 668-2233 insurancebrokersofmd.com
Comparion Insurance Agency
5283 Corporate Dr Ste 302, Frederick, MD 21703
(301) 620-1061 comparioninsurance.com
Frederick Mutual Insurance Company
5280 Corporate Dr Suite A270, Frederick, MD 21703
(301) 663-9522 frederickmutual.com
VW Brown Insurance Service
617 W Patrick St, Frederick, MD 21701
(301) 652-5320 vwbrown.com
Bellwether Insurance
50 Citizen's Way, Frederick, MD 21701
(240) 575-3227 bellwetherins.com
Protect Insurance Solutions and Services
5714 Industry Ln, Frederick, MD 21704
(240) 410-3017
Sally Arnold & Associates
519 N Market St, Frederick, MD 21701
(301) 662-2246 sallyarnoldinsurance.com
Machado & Associates Insurance Agency Co
5 Hillcrest Dr STE B203, Frederick, MD 21703
(301) 901-5971 machado-ins.com
F & S Insurance Services Inc
310 S Jefferson St, Frederick, MD 21701
(301) 695-6565 fandsinsurancesvs.com
Independent Insurance MD
880 N East St, Frederick, MD 21701
(240) 835-5912
Bowers Insurance
97 Thomas Johnson Dr Suite 201, Frederick, MD 21702
(301) 662-1144 bowersinsurance.com

What Does a Flood Insurance Agent in Frederick Cost?

In Maryland flood insurance premiums through the NFIP average around 700 to 1000 dollars per year for low-risk zones and can exceed 2000 dollars for high-risk areas. Private market policies may offer different rates and higher coverage limits. Costs vary based on your property's specific flood risk and coverage choices. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Frederick Maryland?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage flood insurance is mandatory. Even outside high-risk zones flooding can occur so many homeowners choose optional coverage.
How does a flood insurance agent help me?
A flood insurance agent assesses your property's flood zone using FEMA maps and helps you choose the right coverage limits. They can also explain the 30-day waiting period required for most NFIP policies before coverage takes effect.