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Compare Flood Insurance Agents in Gaithersburg, MD
Browse flood insurance agents serving Gaithersburg, Maryland. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 flood insurance agents in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Juan Aguirre - State Farm Insurance Agent
24 Montgomery Village Ave Suite D, Gaithersburg, MD 20879
(301) 948-8118
oneinamillioninsurance.com
Capitol Benefits, LLC
364 Main St 2nd floor, Gaithersburg, MD 20878
(301) 431-0000
capitolbenefits.com
John F Cooper Jr - State Farm Insurance Agent
6 Montgomery Village Ave #102, Gaithersburg, MD 20879
(301) 208-2100
johnredcooper.com
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
1 Bank St Suite 200, Gaithersburg, MD 20878
(301) 309-0400
blueridgeriskpartners.com
Fidencio Gonzalez: Allstate Insurance
18955 Bonanza Way, Gaithersburg, MD 20879
(301) 990-1000
agents.allstate.com
Dave Vidmar - State Farm Insurance Agent
9 N Summit Ave, Gaithersburg, MD 20877
(301) 926-3700
davevidmar.com
Janine Goraya: Allstate Insurance
125 E Diamond Ave, Gaithersburg, MD 20877
(301) 987-0300
agents.allstate.com
Pacheco & Associates
525 S Frederick Ave, Gaithersburg, MD 20877
(301) 330-8070
pachecoandassociatesmd.com
Insurance One Group |Gaithersburg, MD
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
(301) 840-7283
insonegroup.com
General Insurance Group Inc
101 Lakeforest Blvd # 480, Gaithersburg, MD 20877
(866) 417-9090
generalinsurancegroup.com
Venice Mundle-Harvey: Allstate Insurance
18554 Office Park Dr, Gaithersburg, MD 20886
(301) 740-2302
agents.allstate.com
Walker Poole Insurance
18310 Montgomery Village Ave Suite 360, Gaithersburg, MD 20879
615 S Frederick Ave Ste 304, Gaithersburg, MD 20877
(240) 243-9900
agents.allstate.com
Daggas Insurance
9055 Gaither Rd F, Gaithersburg, MD 20877
(301) 710-5400
daggasinsurance.com
Blue Bird Insurance Inc
441 N Frederick Ave, Gaithersburg, MD 20877
(301) 327-4939
McDaniel Group, Inc.
16041 Comprint Cir, Gaithersburg, MD 20877
(301) 921-9000
mcdanielgroupinc.com
Watson & Watson
16033 Comprint Cir, Gaithersburg, MD 20877
(301) 948-5151
watsonandwatsonins.com
RH Insurance Services, Inc
412 Main St #200, Gaithersburg, MD 20878
(301) 200-4725
rhinsure.com
Finding a flood insurance agent in Gaithersburg is important because much of the city lies within Special Flood Hazard Areas. Maryland law requires flood insurance for properties with federally backed mortgages in high-risk zones. An agent can help you understand your flood zone designation and select a policy from the National Flood Insurance Program or a private carrier.
What Does a Flood Insurance Agent in Gaithersburg Cost?
Typical flood insurance premiums in Gaithersburg range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Costs vary significantly by property. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a high-risk flood zone in Gaithersburg?
It is not required by law, but over 20 percent of flood claims come from low to moderate risk areas. An agent can review your property elevation and local drainage patterns to advise you.
How does Maryland law affect flood insurance requirements in Gaithersburg?
Maryland follows federal NFIP rules. If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender must require flood insurance. State law also mandates disclosure of flood risk during real estate transactions.
What information do I need to get a flood insurance quote in Gaithersburg?
You will need your property address, elevation certificate if available, and details about your building structure. An agent can request flood zone maps from FEMA to determine your risk level.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.