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Find Flood Insurance Agents Near You in Lowell, MA

Browse flood insurance agents serving Lowell, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Lowell, Massachusetts is AAA Lowell, rated 4.4 stars across 413 reviews. Other highly rated options include A-Affordable Insurance Agency, Inc., Monica Insurance Agency Inc, Mill City Insurance Inc. This directory lists 19 flood insurance agents serving Lowell.

Showing 19 flood insurance agents in Lowell, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Lowell585 Pawtucket Blvd(978) 937-3061
2A-Affordable Insurance Agency, Inc.850 Chelmsford St(978) 970-1500
3Monica Insurance Agency Inc11 Mill St(978) 454-2577
4Mill City Insurance Inc493 Westford St(978) 441-0005
5Sharlene Wulleman: Allstate Insurance1235 Bridge St(978) 455-4556
6Francis E. Provencher Insurance530 Rogers St(978) 459-8681
7KK Insurance Agency, Inc.508 Westford St(978) 970-2212
8GLOBAL HELP CENTER INC1250 Lawrence St C2(978) 710-5593
9Jay Colangelo Insurance Agency191 Pawtucket Blvd(978) 256-3344
10James Martin Insurance Agency LLC316 Parker St(978) 454-7885
AL
585 Pawtucket Blvd
AAA Lowell
Flood Insurance Agent · Lowell, MA

AAA Lowell serves the Middlesex County area, including Lowell, Massachusetts, as a flood insurance agent. The company helps property owners secure flood coverage through the National Flood Insurance Program. It assists with risk assessments for homes and businesses located in Special Flood Hazard Areas. Policyholders can get guidance on filing flood damage claims and understanding elevation certificate requirements. The agent processes new flood insurance applications and manages policy renewals for local residents.

AI
850 Chelmsford St
A-Affordable Insurance Agency, Inc.
Flood Insurance Agent · Lowell, MA

A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts specializes in providing flood insurance policies to protect homes and businesses. Its general service work involves explaining coverage types and policy limits to local property owners. The agency helps clients navigate National Flood Insurance Program requirements, guiding them through risk evaluation and necessary documentation. This service becomes particularly valuable during New England's spring snowmelt season, when rising waters and potential runoff create an increased need for immediate policy adjustments.

MI
11 Mill St
Monica Insurance Agency Inc
Flood Insurance Agent · Lowell, MA

Monica Insurance Agency Inc in Lowell, Massachusetts helps homeowners, businesses, and property managers secure flood coverage. Their agents guide clients through flood insurance requirements for homes and commercial properties, explaining how local flood zones and elevation data affect policy options. The agency also assists residents and commercial clients in nearby communities such as Chelmsford, ensuring property assets are protected against water damage throughout the Merrimack Valley region.

MC
493 Westford St
Mill City Insurance Inc
Flood Insurance Agent · Lowell, MA

Mill City Insurance Inc provides guidance on flood insurance options for properties in Lowell, MA, helping clients assess their coverage needs for this specific risk. It offers routine policy reviews to ensure adequate protection as flood maps and regulations change over time. Services are available for single-family homes, apartments, retail locations, and restaurants requiring tailored solutions for potential water damage exposure.

SW
1235 Bridge St
Sharlene Wulleman: Allstate Insurance
Flood Insurance Agent · Lowell, MA

Serving Lowell, Massachusetts, and surrounding communities, Sharlene Wulleman: Allstate Insurance handles flood insurance policies for homeowners and businesses. This agency assists clients in securing coverage to protect properties from water damage caused by rising waters or heavy storms. Understanding the specific flood risks in this region, the agent works directly with residents to review their property’s exposure and available options. Filing necessary documentation, it coordinates closely with each client, from explaining policy details to processing claims efficiently after a storm or flood event.

FE
530 Rogers St
Francis E. Provencher Insurance
Flood Insurance Agent · Lowell, MA

Francis E. Provencher Insurance in Lowell, MA, assists property owners in distinguishing between lender-required, one-time flood zone determinations and recurring, annual policy renewals for ongoing protection. The agency provides guidance on National Flood Insurance Program coverage and private market options suited to local flood risks along the Merrimack River and its tributaries. Policyholders receive explanations of deductibles, elevation certificates, and waiting periods. Service is available on both a one-time basis for closing requirements and a scheduled, annual-renewal cycle for maintaining continuous coverage.

KI
508 Westford St
KK Insurance Agency, Inc.
Flood Insurance Agent · Lowell, MA

KK Insurance Agency, Inc. in Lowell, MA offers specialized services in flood insurance, including policy evaluation and coverage solutions for residential and commercial properties. The agency guides clients through the complexities of floodplain maps and federal requirements, helping secure appropriate financial protection. As a local flood insurance agent, it provides consistent support for standard applications and claims assistance. This careful coordination proves especially valuable during New England’s spring thaw, when sudden snowmelt and ice jams can cause unexpected flooding in the Merrimack River basin.

GH
1250 Lawrence St C2
GLOBAL HELP CENTER INC
Flood Insurance Agent · Lowell, MA

Flood season in Lowell brings frequent concerns about rising river levels and overwhelmed drainage systems. GLOBAL HELP CENTER INC addresses these risks by connecting residents and businesses with appropriate flood insurance coverage tailored to the local landscape. The agency simplifies the often complex policy options, helping property owners understand their specific exposure and protection needs. Following the initial inquiry, a licensed agent reviews the property details and schedule a professional inspection to assess foundational risk factors and confirm accurate flood-zone mapping.

JC
191 Pawtucket Blvd
Jay Colangelo Insurance Agency
Flood Insurance Agent · Lowell, MA

Jay Colangelo Insurance Agency in Lowell, MA, provides general insurance services and specializes in flood insurance coverage for properties in flood-prone areas. The agency assesses local flood risks and helps clients secure policies to protect against water damage. Its services support commercial sectors, including offices, warehouses, and food service businesses, ensuring their assets are adequately covered in the event of flooding.

JM
316 Parker St
James Martin Insurance Agency LLC
Flood Insurance Agent · Lowell, MA
TS
10 Kearney Square
Today's Insurance Agency, Inc.
Flood Insurance Agent · Lowell, MA
(978) 934-9121
todaysins.com
BC
287 Appleton St #121
Best Choice Insurance
Flood Insurance Agent · Lowell, MA
(978) 934-0697
bestchoiceagency.com
CI
77 E Merrimack St
Conway Insurance
Flood Insurance Agent · Lowell, MA
(978) 454-5054
conwayinsurance.com
MS
81 Bridge St
MA Super Insurance Ltd.
Flood Insurance Agent · Lowell, MA
(339) 204-1912
CI
98 University Ave
Capacity Insurance Corporation
Flood Insurance Agent · Lowell, MA
(978) 252-2426
CI
165 Thorndike St Suite 3001
Clark Insurance, a Marsh & McLennan Agency LLC company
Flood Insurance Agent · Lowell, MA
(978) 459-0505
clarkinsurance.com
DI
191 Pawtucket Blvd
Duffy Insurance
Flood Insurance Agent · Lowell, MA
(978) 454-2926
duffyins.com
MG
77 E Merrimack St
Michael G Conway Insurance Inc
Flood Insurance Agent · Lowell, MA
(978) 454-5054
SI
134 Middlesex St
Senat Insurance Agency
Flood Insurance Agent · Lowell, MA
(978) 203-2812
senatinsagency.com

What Does a a Flood Insurance Agent in Lowell Cost?

The cost of flood insurance in Massachusetts varies by flood zone property value and elevation. NFIP policies in Lowell typically range from 700 to 2000 dollars per year for a standard home. Private flood insurance may cost less or more depending on risk. Elevation certificates cost 200 to 500 dollars and can affect your premium. This is general information not insurance advice.

About flood insurance agents in Lowell

Flood insurance agents in Lowell Massachusetts help property owners understand their risk and secure coverage. The city is part of the National Flood Insurance Program and many lenders require flood insurance for properties in Special Flood Hazard Areas. Massachusetts law does not mandate flood insurance for all homes but mortgage lenders often require it for federally backed loans.

Frequently Asked Questions

Do I need a flood insurance agent in Lowell?

Yes if you want to compare policies and understand your flood zone. An agent can explain the difference between NFIP and private flood insurance. They also help you complete the required elevation certificate if needed.

What does a flood insurance agent do in Massachusetts?

An agent assesses your property risk and quotes policies from multiple carriers. They guide you through the NFIP 30 day waiting period and help with claims. Massachusetts agents also advise on flood mitigation discounts available under the NFIP.

How do I choose a flood insurance agent in Lowell?

Look for an agent licensed in Massachusetts with experience in flood insurance. Ask if they offer both NFIP and private market options. Check that they are familiar with Lowell flood maps and local elevation requirements.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.