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Find Flood Insurance Agents Near You in Lynn, MA

Browse flood insurance agents serving Lynn, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 17 flood insurance agents serving Lynn.

Showing 17 flood insurance agents in Lynn, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Global Insurance Services, Inc818 Western Ave(617) 282-2220
2Point Insurance - Lynn22 State St(781) 309-9241
3Beacon Hill Insurance Agency125 Commercial St(800) 568-4091
4David E. Zeller Insurance400 Broadway 2nd fl(781) 595-2071
5Mill City Insurance224 Union St(781) 842-4367
6Ebenezer Insurance Agency98 Boston St(978) 278-3050
7Friendly Insurance471 Western Ave(781) 593-4344
8Panakio Adjusters Inc330 Lynnway Suite 402(781) 592-7575
9Duffy Insurance317 Broadway(781) 593-1200
10Columbia Insurance Agency31 Central Square(781) 598-5000
GI
818 Western Ave
Global Insurance Services, Inc
Flood Insurance Agent · Lynn, MA

Global Insurance Services, Inc. serves the Lynn, Massachusetts, metro area and surrounding Essex County communities as a flood insurance agent. The agency helps property owners navigate federal flood insurance requirements, assess local flood zone risks, and secure appropriate coverage for residential and commercial properties. By understanding Lynn’s coastal location and National Flood Insurance Program guidelines, it assists clients in protecting assets from water damage. Specific services include policy consultations for flood-prone homes and guidance on flood insurance for commercial buildings.

PI
22 State St
Point Insurance - Lynn
Flood Insurance Agent · Lynn, MA

Point Insurance in Lynn, Massachusetts, offers a full range of flood insurance agent services, including policy consultations, risk assessments, and claims assistance. The agency helps clients select and maintain appropriate coverage plans to protect against flood damage. Regular policy reviews and updates are provided to ensure ongoing protection as conditions change. Point Insurance serves a variety of properties in the Lynn area, including single-family homes, apartment buildings, retail locations, and restaurants.

BH
125 Commercial St
Beacon Hill Insurance Agency
Flood Insurance Agent · Lynn, MA

Beacon Hill Insurance Agency in Lynn, MA, serves homeowners, businesses, and property managers seeking flood insurance protection. It helps clients navigate the complexities of National Flood Insurance Program policies and private market options. The agency assists with policy selection and claims guidance for properties in flood-prone zones. Coverage support extends to neighboring communities such as Swampscott, Marblehead, and other parts of the Greater Boston metro area.

DE
400 Broadway 2nd fl
David E. Zeller Insurance
Flood Insurance Agent · Lynn, MA

David E. Zeller Insurance in Lynn, MA helps clients distinguish between standard flood polices, available through the National Flood Insurance Program for ongoing property protection, and private excess coverage, which addresses higher-value risks with a one-time deductible structure. Coverage options are clearly explained to match structure type and flood zone. The agency serves both residential and commercial needs in flood-prone coastal areas. Service typically operates on an as-needed basis for policy reviews and new applications.

MC
224 Union St
Mill City Insurance
Flood Insurance Agent · Lynn, MA

Mill City Insurance serves Lynn, Massachusetts, and the surrounding North Shore communities, handling flood insurance policies for homeowners and renters. The company addresses the specific flood risks common to coastal areas, focusing on policies for properties in special flood hazard zones. When managing a typical claim, it begins by reviewing the policyholder’s coverage and then coordinates directly with the flood insurance program adjusters to document damages and guide the client through the required paperwork and inspections.

EI
98 Boston St
Ebenezer Insurance Agency
Flood Insurance Agent · Lynn, MA

Ebenezer Insurance Agency in Lynn, Massachusetts specializes in advising homeowners and property owners on flood insurance policies tailored to local flood zones. The agency conducts personalized consultations to review coverage options and assess structural vulnerabilities. It guides clients through federal program requirements and private policy comparisons. For residents near the Lynn coast or tidal rivers, the agency assists with annual policy renewals before hurricane season begins, addressing rising water concerns from storm surges and heavy rains.

FI
471 Western Ave
Friendly Insurance
Flood Insurance Agent · Lynn, MA

Flood risks rise with Lynn’s coastal nor’easters, and homeowners often face uncertainty about coverage gaps. Friendly Insurance helps residents navigate National Flood Insurance Program policies, clarifying what standard plans exclude. Located in Lynn, the agency reviews local flood maps and elevation certificates to ensure property-specific protection. They guide clients through the waiting periods that typically apply before a policy takes effect. Their process begins with a property inspection or initial risk assessment to outline available options.

PA
330 Lynnway Suite 402
Panakio Adjusters Inc
Flood Insurance Agent · Lynn, MA

Panakio Adjusters Inc provides flood insurance services to properties throughout the Lynn, Massachusetts area. The company helps clients navigate the complexities of flood coverage and claims adjustment. Its work focuses specifically on securing policies for structures situated in flood-prone zones near the coast. Panakio Adjusters Inc supports its clients through every step of the application and loss assessment process. The company serves multiple commercial sectors, including offices, warehouses, and food service properties.

DI
317 Broadway
Duffy Insurance
Flood Insurance Agent · Lynn, MA

Duffy Insurance provides flood coverage options for property owners in Lynn, Massachusetts. Its specialty as a Flood Insurance Agent allows it to address policies tailored to the area’s coastal and inland flood risks. The company helps clients understand federal requirements and select appropriate levels of protection. Its services are available for residential properties, as well as commercial sectors including offices, warehouses, and food service operations.

CI
31 Central Square
Columbia Insurance Agency
Flood Insurance Agent · Lynn, MA

Columbia Insurance Agency in Lynn, MA provides residential flood insurance for homeowners and tenants seeking protection against water damage. Commercial flood coverage is also available for local businesses requiring property and asset safeguards. The agency serves Lynn and surrounding communities throughout the North Shore area. Policies are explained thoroughly to help clients understand deductibles and coverage limits. After initial placement, the agent assists with renewal adjustments and offers ongoing support for claims filing. Follow-up service is provided between regular policy reviews to address any changing property conditions or flooding concerns.

DL
126 Western Ave
D and L Insurance
Flood Insurance Agent · Lynn, MA
(781) 581-3685
MI
189 Oxford St
Meadows Insurance Co.
Flood Insurance Agent · Lynn, MA
(339) 203-6956
SI
579 Boston St
Selected insurance Co
Flood Insurance Agent · Lynn, MA
(339) 203-6230
FI
271 Western Ave
Fantastic Insurance MA
Flood Insurance Agent · Lynn, MA
(339) 221-7936
QL
152 Lynnway Ste 1D Suite 1D
Quinn of Lynn Insurance
Flood Insurance Agent · Lynn, MA
(781) 581-6300
quinnoflynn.com
RR
365 Boston St
Red Rock Insurance Agency
Flood Insurance Agent · Lynn, MA
(781) 584-6549
redrockins.net
UH
49 Green St
United HealthCare in Lynn
Flood Insurance Agent · Lynn, MA
(888) 217-0234
uhc.com

What Does a a Flood Insurance Agent in Lynn Cost?

The average annual flood insurance premium in Massachusetts is around $700 to $1,200 for NFIP policies, but costs vary based on flood zone, property elevation, and coverage amount. Private insurance may offer different pricing. For a typical Lynn home in a high-risk zone, premiums can range from $1,000 to $3,000 per year. This is general information and not insurance advice.

About flood insurance agents in Lynn

Flood insurance agents in Lynn, Massachusetts help property owners secure coverage through the National Flood Insurance Program and private carriers. Lynn is a coastal city with flood zones that require special attention. Massachusetts law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk areas.

Frequently Asked Questions

Do I need flood insurance in Lynn Massachusetts?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many agents recommend coverage.

What does a flood insurance agent in Lynn do?

A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP and private insurers, and assists with filing claims. They can also advise on elevation certificates and flood zone map changes.

How long does it take to get flood insurance in Lynn?

Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is approaching.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.