ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Lynnfield, MA

Browse flood insurance agents serving Lynnfield, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 167 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 10 flood insurance agents serving Lynnfield.

Showing 10 flood insurance agents in Lynnfield, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Soderberg Ins. Services200 Broadway Suite 201(781) 593-9393
2Johnson & Rohan Insurance50 Salem St(781) 224-0909
3DiVirgilio Insurance Agency & On-Time Payroll932 Lynnfield St(781) 592-5220
4Success Insurance Inc550 Summer St # 1(781) 819-3692
5Mutual Insurance MA28 Heritage Ln(339) 210-5868
6Senior Insurance Lynnfield40 Salem St bldg 1(339) 219-1236
7Sylvia F. Costa Insurance462 Broadway(339) 440-4669
8Philbin Insurance Group220 Broadway STE 304(781) 596-0033
9Pantano Insurance220 Broadway STE 202(781) 581-3100
10MassAutoQuote50 Salem St(781) 246-8699
SI
200 Broadway Suite 201
Soderberg Ins. Services
Flood Insurance Agent · Lynnfield, MA

Soderberg Ins. Services serves Lynnfield, Massachusetts, and the surrounding Essex County area as a dedicated flood insurance agency. It assists property owners in navigating the specific flood zone requirements common to this region. As a local agent, the company clarifies mapping changes and elevation certificate needs for residential and commercial clients. It handles policy renewals and reviews coverage limits for newer floodplain regulations. Additionally, it processes NFIP applications and advises on private flood insurance options in Lynnfield.

JR
50 Salem St
Johnson & Rohan Insurance
Flood Insurance Agent · Lynnfield, MA

Johnson & Rohan Insurance provides flood insurance agent services in Lynnfield, MA, helping clients secure coverage for properties in designated flood zones. Its service plans include guiding customers through policy options, ensuring they understand flood risks and coverage limits, and assisting with claims support when needed. The company works with both residential and commercial properties, such as single-family homes, apartments, retail spaces, and restaurants.

DI
932 Lynnfield St
DiVirgilio Insurance Agency & On-Time Payroll
Flood Insurance Agent · Lynnfield, MA

Serving homeowners and small businesses in Lynnfield, DiVirgilio Insurance Agency & On-Time Payroll provides flood insurance agent services to help clients assess flood risks and secure appropriate coverage. The agency works with property managers to ensure multi-unit dwellings are protected against water-related damage. Given Lynnfield’s proximity to coastlines and rivers, flood insurance is an essential consideration for local properties. The team assists in navigating policy options and renewal processes throughout the year. Its coverage area also includes neighboring Peabody and the greater North Shore metro region.

SI
550 Summer St # 1
Success Insurance Inc
Flood Insurance Agent · Lynnfield, MA

Success Insurance Inc serves Lynnfield, Massachusetts, and the surrounding North Shore communities. As a flood insurance agent, the company handles the assessment of flood risk, property vulnerabilities, and policy options for homeowners and businesses. It guides clients through flood zone determinations and the process of securing appropriate National Flood Insurance Program or private market coverage. To manage a typical job, the agency begins with a thorough evaluation of the property exposure, then matches the client to a plan that addresses specific coverage needs.

MI
28 Heritage Ln
Mutual Insurance MA
Flood Insurance Agent · Lynnfield, MA

Mutual Insurance MA serves homeowners and businesses in Lynnfield by distinguishing between a one-time flood policy purchase for individual property protection and recurring annual renewal service to maintain continuous coverage. Their flood insurance covers structural damage from rising water and associated losses to personal belongings, ensuring local compliance with floodplain requirements. The company coordinates coverage options on either a one-time basis for single policy needs or a recurring annual schedule tailored to an ongoing flood risk management plan.

SI
40 Salem St bldg 1
Senior Insurance Lynnfield
Flood Insurance Agent · Lynnfield, MA

When spring rains or coastal storms threaten the Lynnfield area, property owners often worry about basement seepage or overland flooding. Senior Insurance Lynnfield provides guidance on securing coverage for homes and small businesses against water damage that standard homeowners policies typically exclude. They help clients understand local flood zone classifications and how elevation certificates affect premiums. This dedicated flood insurance agent serves the community by explaining policy options from the National Flood Insurance Program. A typical initial step involves scheduling a property inspection to assess risk factors and properly calculate necessary limits.

SF
462 Broadway
Sylvia F. Costa Insurance
Flood Insurance Agent · Lynnfield, MA

Sylvia F. Costa Insurance specializes in securing flood insurance policies for residents in designated flood zones. The agency generally assists homeowners and businesses in assessing their property’s specific risk level for water damage. Navigating the complexities of flood maps and National Flood Insurance Program guidelines is handled directly for clients in Lynnfield, MA. Many property owners seek this agent’s help right before reaching their policy renewal deadline or after receiving a lender’s notice for required flood coverage.

PI
220 Broadway STE 304
Philbin Insurance Group
Flood Insurance Agent · Lynnfield, MA

Philbin Insurance Group in Lynnfield, Massachusetts, specializes in residential flood insurance to protect homeowners from water damage risks. Commercial coverage is also available to safeguard local businesses against flood-related losses. The company serves the Lynnfield area and surrounding communities. By guiding clients through policy options, agents help ensure adequate protection for properties near waterways or flood zones. This local agency typically provides follow-up assistance to adjust coverage as needed, making it convenient to maintain proper insurance between regular policy reviews or annual renewal visits.

PI
220 Broadway STE 202
Pantano Insurance
Flood Insurance Agent · Lynnfield, MA

Pantano Insurance helps property owners in Lynnfield, MA, secure general coverage for their assets. The agency also offers specialized flood insurance policies to protect against water damage from storms and rising water tables. Clients learn how their unique risk factors affect premium costs and claim options. The agency serves commercial sectors including offices, warehouses, and food service establishments needing tailored property protection.

MA
50 Salem St
MassAutoQuote
Flood Insurance Agent · Lynnfield, MA

MassAutoQuote serves Lynnfield residents with residential flood insurance coverage, protecting homes from water damage. Commercial flood policies are also available for local businesses throughout Essex County. The agency assists property owners in navigating National Flood Insurance Program requirements and supplements coverage with private market options when beneficial. Customers are encouraged to reach out following severe weather events or property changes, allowing the agent to adjust policies accordingly between regular policy reviews.

What Does a a Flood Insurance Agent in Lynnfield Cost?

Flood insurance costs in Massachusetts vary based on flood zone, building elevation, and coverage limits. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may cost 500 to 1,800 dollars per year. Rates can be higher for properties in high-risk zones or with basements. This is general information and not insurance advice.

About flood insurance agents in Lynnfield

Flood insurance agents in Lynnfield Massachusetts help property owners navigate the National Flood Insurance Program and private flood coverage options. Lynnfield is located in Essex County and includes areas near the Ipswich River, which can be prone to flooding during heavy rains. Massachusetts state law requires flood insurance for properties in high-risk zones with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Lynnfield Massachusetts?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur and coverage is recommended.

What does a flood insurance agent in Lynnfield do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims support.

How long does it take to get flood insurance in Lynnfield?

NFIP policies typically have a 30-day waiting period before coverage begins. Private policies may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.