The top-rated flood insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 17 flood insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 9 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
| 10 | Nobile Insurance Agency Medford | 39 Salem St | (781) 395-4200 |
Risman Insurance Agency serves the greater Medford metropolitan area as a local flood insurance agent. This agency helps property owners understand the specific flood risks present in and around Medford and assists with securing necessary coverage. Flood insurance is essential in this region due to proximity to rivers and coastal weather patterns, protecting homes from potential water damage. Services offered include advising on National Flood Insurance Program policies and assisting with claims for flood-related property losses in the local community.
Milner Insurance Agency, Inc. provides flood insurance policies for properties in the Medford area. The agency guides clients through the National Flood Insurance Program, explaining coverage options and assisting with requirements for flood-prone zones. Ongoing service includes policy reviews and adjustments for changing flood maps or property valuations. It also helps clients understand claim filing procedures after a flood event. Properties serviced range from single-family homes and apartment buildings to retail spaces and restaurants.
Daniel N O'Rourke Insurance Inc serves homeowners, businesses, and property managers seeking flood insurance in Medford, Massachusetts. This agency helps clients understand National Flood Insurance Program policies and identify appropriate building and contents coverage for their properties. They also assist with elevation certificates and flood zone determinations required by lenders. As floodplain maps change, residents and commercial owners can rely on their guidance to maintain compliant and adequate policies. Beyond Medford, this local agency covers neighboring communities throughout the greater Somerville area as well.
Bates Insurance Agency Inc. serves Medford, Massachusetts, and the surrounding communities, handling flood insurance policies for residential and commercial property owners. It addresses the specific needs of clients in flood-prone zones required by mortgage lenders or local regulations. This agency manages applications, coverage adjustments, and claims assistance to ensure proper protection against water damage. The company takes a thorough approach, beginning with a detailed risk assessment of each property to accurately determine appropriate coverage levels tailored to individual circumstances.
Pompeo & Sons Insurance Agency, Inc distinguishes between standard one-time policy purchases and a recurring, annual service for ongoing flood protection. Coverage options in Medford, MA are tailored to address flood risks specific to local areas, such as proximity to rivers or drainage zones. Common policies typically cover structural damage and interior contents. Reliable claim support is also part of the standard service. The company generally provides its services on an annual, scheduled basis for renewing residents.
As spring rains swell the Mystic River and coastal storms threaten the Medford area, local property owners seek reliable protection against rising water. Farnam Insurance, LLC - Home, Auto, Life, Business serves as a flood insurance agent in this community, helping residents and businesses assess their exposure to flood risks. They guide clients through policy options that address potential damage from heavy rainfall or tidal surges. The process typically begins with a personalized inspection of the property to identify vulnerabilities and determine appropriate coverage limits.
Gilbert Insurance Agency specializes in flood insurance policies for residential and commercial properties. Operating in Medford, Massachusetts, the agency assesses flood risks and structures coverage to protect against water damage. It serves clients seeking to safeguard homes and businesses from financial loss caused by rising water. The agency assists with claims filing and policy adjustments as flood maps and federal guidelines change. Gilbert Insurance Agency helps property owners respond to threats from seasonal storms and melting snow, which can cause sudden flooding in local low-lying areas.
R J Quinn Insurance provides guidance on property protection strategies for clients throughout Medford, Massachusetts. The company specializes specifically in flood insurance agent services, helping homeowners and renters secure coverage for water-related damage from storms or rising water tables. Policies are tailored to address the area's proximity to coastal waterways and rivers. The agency assists with risk evaluation, policy selection, and claims support. Its client base extends to commercial operations, including offices, warehouses, and food service establishments requiring flood protection.
Nobile Insurance Agency Medford is known for helping property owners in Medford, MA secure flood coverage. The agency assists clients with policies tailored to homes and small businesses in flood-prone areas. General operations include explaining flood zone maps and guiding customers through risk assessments. A specialty service it can add on is offering excess flood insurance for those needing higher limits beyond standard federal plans.
What Does a a Flood Insurance Agent in Medford Cost?
The cost of flood insurance in Massachusetts varies by property elevation flood zone and coverage amount. NFIP policies typically range from 700 to 2,500 per year for a standard home. Private flood insurance may cost between 500 and 3,000 annually depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in Medford
Flood insurance agents in Medford Massachusetts help property owners secure coverage against flood damage. Massachusetts participates in the National Flood Insurance Program NFIP and many agents also offer private flood policies. Medford properties near the Mystic River or in low-lying areas may require flood insurance for mortgage compliance or peace of mind.
Frequently Asked Questions
Do I need flood insurance in Medford Massachusetts?
Flood insurance is required if your property is in a FEMA-designated Special Flood Hazard Area SFHA and you have a federally backed mortgage. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Medford do?
A flood insurance agent helps you assess your flood risk review your property elevation and compare NFIP and private flood insurance options. They also assist with completing the application and explaining coverage limits and deductibles.
How does Massachusetts law affect flood insurance?
Massachusetts requires property insurers to offer flood coverage for homeowners policies but it is not mandatory for all properties. State law also mandates that agents disclose flood risk information to buyers during real estate transactions.
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