The top-rated flood insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC, Raisman Catastrophe Claims Group, Inc.. This directory lists 14 flood insurance agents serving Needham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amparo Insurance LLC | 160 Gould St | (866) 746-0004 |
| 2 | Acrisure Needham, MA (Aronson Insurance) | 950 Highland Ave | (781) 444-3050 |
| 3 | AMD Insurance Group, LLC | 20 Chestnut St #1 | (617) 340-3151 |
| 4 | Raisman Catastrophe Claims Group, Inc. | 280 Hillside Ave | (781) 400-2256 |
| 5 | Cohen-Miles Insurance Inc | 105 Chestnut St STE 31 | (617) 489-1213 |
| 6 | Safety Northeast Insurance Agency | 648 Highland Ave | (781) 444-6790 |
| 7 | Kaplansky Insurance - Needham Branch | 10 Kearney Rd Suite 200 | (781) 453-2552 |
| 8 | Haskell Insurance Agency | 199 Chestnut St | (781) 449-2200 |
| 9 | Barry and Farrell Insurance Agency, Inc. | 61 Highland Ave | (781) 449-2400 |
| 10 | Ensured Insurance | 317 Chestnut St | (774) 340-2021 |
Amparo Insurance LLC serves the Needham, Massachusetts area with flood insurance agent services, offering guidance on obtaining coverage for residences and commercial properties. This firm helps property owners understand flood risk, policy options, and eligibility requirements. Navigating the federal program can be complex, and Amparo assists clients in securing necessary protection. The company specifically handles applications for the National Flood Insurance Program and facilitates adjustments to existing policies for local homeowners and businesses.
Acrisure Needham, MA (Aronson Insurance) offers flood insurance policies and assists clients with documentation required to secure federal and private coverage. The company helps property owners review existing plans and update deductibles to match changing risk exposure. Clients arranging a new policy or switching providers receive guidance through the application and renewal process. The agency serves single-family homes, apartments, retail spaces, and restaurants located within flood-prone areas of Massachusetts.
Located in Needham, Massachusetts, AMD Insurance Group, LLC serves clients in Needham and the surrounding communities of the Greater Boston area. It handles flood insurance policies for residential and commercial properties, addressing potential risks from seasonal storms and water damage common to the region. The company generally analyzes each property’s specific flood zone and elevation data, then matches the client with a policy that meets both regulatory requirements and individual coverage needs. This process typically begins with a thorough review of the property’s risk profile before presenting suitable options.
Raisman Catastrophe Claims Group, Inc. in Needham, MA distinguishes between one-time policy purchases for standard property protection and recurring service options that ensure continuous coverage adjustments. As a flood insurance agent, the company helps clients navigate National Flood Insurance Program requirements and private market alternatives for residential or commercial properties in flood-prone areas of Massachusetts. Service runs on an as-needed basis, triggered by policy renewals, property purchases, or rising flood zone risks in the community.
As the region enters peak hurricane and nor’easter season, property owners in Needham, MA increasingly seek protection against flood damage. Cohen-Miles Insurance Inc serves as a local flood insurance agent, guiding clients through available coverage from the National Flood Insurance Program. They help residents understand how their specific property’s flood zone rating affects premiums and coverage limits. A standard initial step includes scheduling a property inspection to assess elevation and local flood risks.
As a flood insurance agent in Needham, Massachusetts, Safety Northeast Insurance Agency provides specialty services tailored to properties with elevated flood risk, including those near rivers and low-lying areas. Its general service work involves guiding homeowners and businesses through federal flood insurance program policies to secure appropriate coverage for both structures and contents. Many local clients turn to this company for help understanding flood zone classifications and reviewing existing policies before the spring thaw, when snowmelt and heavy rains typically heighten the risk of basement seepage and street flooding.
Kaplansky Insurance - Needham Branch serves homeowners, businesses, and property managers in Needham, Massachusetts, who require flood insurance coverage. The agency helps clients understand flood zone risks and secure policies that meet lender and community requirements. It provides personalized guidance through the application and claims process for residential and commercial properties. The team also extends its services to neighboring Newton, ensuring that properties throughout the western suburbs of Boston have access to essential flood protection.
Haskell Insurance Agency provides flood insurance guidance to property owners in Needham, Massachusetts. Its specialty includes securing coverage beyond standard federal policies, addressing gaps in protection for structures and contents. The agency helps commercial clients manage flood risk across diverse sectors, including offices, warehouses, and food service operations. Local consultation ensures policies align with regional flood zone requirements and evolving weather patterns.
Barry and Farrell Insurance Agency, Inc. in Needham, MA, arranges residential flood insurance to protect homes in flood-prone zones. Commercial property coverage for local businesses is also available, with policies serving the greater Needham area. Flood insurance plans are reviewed to match property risk and elevate protection where waterways pose a threat. Clients may schedule follow-up consultations between renewal cycles to adjust coverage after home improvements or flood map changes.
Ensured Insurance, based in Needham, MA, is focused on securing flood coverage for property owners. The agency serves local homeowners and businesses by navigating the risks common to flood-prone areas in eastern Massachusetts. Policies typically address damage from rising waters, storm surge, and heavy rainfall events. An agent reviews individual property elevations and flood zone designations to customize a plan. The agency specializes in helping clients understand the waiting periods that apply before coverage begins.
What Does a a Flood Insurance Agent in Needham Cost?
In Needham Massachusetts, flood insurance through the NFIP typically costs between $700 and $2,500 per year for a standard home policy. Private market policies may range from $500 to $4,000 annually depending on the property elevation and flood zone. Costs vary by case based on your homes risk level and coverage amount. This is general information and not insurance advice.
About flood insurance agents in Needham
Flood insurance agents in Needham Massachusetts help homeowners and renters secure coverage through the National Flood Insurance Program and private insurers. Needham is located near the Charles River and faces flood risks from heavy rain and snowmelt. Massachusetts state law requires lenders to mandate flood insurance for properties in high-risk flood zones.
Frequently Asked Questions
Do I need flood insurance in Needham Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur and coverage is recommended.
What does a flood insurance agent in Needham do?
A flood insurance agent helps you assess your flood risk, compare policies from the NFIP and private carriers, and complete the application. They also assist with elevation certificates and claims guidance.
How do I choose a flood insurance agent in Needham?
Look for an agent licensed in Massachusetts with experience in flood insurance. Ask about their knowledge of local flood zones and the NFIP 30-day waiting period before coverage begins.
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