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Find Flood Insurance Agents Near You in Newton, MA

Browse flood insurance agents serving Newton, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Newton, Massachusetts is Smoller Insurance Agency, rated 4.9 stars across 482 reviews. Other highly rated options include Kovalev Insurance Agency, Inc, AAA Newton, Robert Slocum: Allstate Insurance. This directory lists 15 flood insurance agents serving Newton.

Showing 15 flood insurance agents in Newton, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Smoller Insurance Agency335 Boylston St(617) 965-1830
2Kovalev Insurance Agency, Inc188 Needham St #220(617) 562-6060
3AAA Newton165 Needham St(617) 332-9900
4Robert Slocum: Allstate Insurance345 Boylston St Ste 200(617) 963-0033
5John P Nixon Insurance Agency Inc425 Newtonville Ave(617) 969-3240
6Low Cost Auto Insurance Company Newton344 Watertown St(612) 464-6764
7Anchor Insurance Group1359 Centre St(800) 746-1426
8Over Insurable1400 Centre St(209) 813-5846
9National Insurance Policy90 Bridge St(339) 236-8717
10James A. Ryan Insurance Agency, LLC1379 Washington St(617) 969-4140
SI
335 Boylston St
Smoller Insurance Agency
Flood Insurance Agent · Newton, MA

Smoller Insurance Agency serves the Newton, Massachusetts area and the broader Middlesex County region as a flood insurance agent. The company assists property owners in understanding federal flood zone requirements and securing appropriate National Flood Insurance Program policies. Its work helps clients navigate mandatory purchase rules for mortgage compliance while protecting residential and commercial structures against water damage from storms or rising waterways. Smoller Insurance Agency specifically handles flood risk assessments for homes and businesses located within designated Special Flood Hazard Areas.

KI
188 Needham St #220
Kovalev Insurance Agency, Inc
Flood Insurance Agent · Newton, MA

Kovalev Insurance Agency, Inc provides comprehensive flood insurance services for property owners in Newton, MA, including policy assessments and claims assistance. The agency offers tailored maintenance plans to review coverage limits annually and adjust policies based on updated flood zone maps. These services help ensure each client’s protection remains adequate against regional flood risks. Kovalev Insurance Agency serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.

AN
165 Needham St
AAA Newton
Flood Insurance Agent · Newton, MA

AAA Newton serves homeowners, businesses, and property managers in Newton, Massachusetts, by guiding them through flood insurance options. As a local agency, it helps property owners understand policy requirements for properties in designated flood zones. The agent assists with comparing coverage levels and filing documentation for federal programs. This attentive service aims to secure appropriate protection against water damage risks common in the region. The company also works with clients in nearby Brookline and the greater Boston metro area.

RS
345 Boylston St Ste 200
Robert Slocum: Allstate Insurance
Flood Insurance Agent · Newton, MA

Robert Slocum: Allstate Insurance serves the Newton, Massachusetts area and surrounding communities with flood insurance policies. It handles standard residential and commercial coverage through the National Flood Insurance Program. The agency assesses each property’s specific flood zone and elevation to determine adequate protection levels. For the typical job, the agent reviews the client’s existing policy limits, explains potential gaps in coverage, and then adjusts the plan to match local hydrological risks.

JP
425 Newtonville Ave
John P Nixon Insurance Agency Inc
Flood Insurance Agent · Newton, MA

John P Nixon Insurance Agency Inc in Newton, MA assists clients in distinguishing between one-time policies for specific flood events and recurring annual coverage that provides continuous protection. As a flood insurance agent servicing Newton, the company helps property owners evaluate appropriate limits based on local flood zone data and property value considerations. Their service is available on an as-needed basis for policy inquiries, adjustments, or new coverage requests.

LC
344 Watertown St
Low Cost Auto Insurance Company Newton
Flood Insurance Agent · Newton, MA

Serving homeowners and businesses in Newton, Massachusetts, as a flood insurance agent, Low Cost Auto Insurance Company Newton provides access to National Flood Insurance Program policies and private market options for comprehensive water damage coverage. It assists clients in evaluating their specific flood zone risks and securing appropriate protection for their properties. The company also handles general insurance needs for automobile and other personal lines. As spring thaws and heavy rains often cause unexpected water intrusion in basements and low-lying areas, this agency helps clients arrange coverage before imminent storms arrive.

AI
1359 Centre St
Anchor Insurance Group
Flood Insurance Agent · Newton, MA

As spring rains and nor’easters threaten basements across Newton, homeowners often need guidance on defending their property against rising water. Anchor Insurance Group serves as a flood insurance agent in this area, helping residents understand their policy options for both structural coverage and contents protection. They discuss the distinctions between National Flood Insurance Program plans and private market alternatives. A typical first step for a client involves scheduling a property inspection or initial assessment to identify specific flood risks and recommend appropriate coverage limits.

OI
1400 Centre St
Over Insurable
Flood Insurance Agent · Newton, MA

Over Insurable provides general property insurance services to individuals and businesses in Newton, Massachusetts, with a specialty focus on flood insurance coverage tailored to the area's floodplain risks. The agent assists property owners in evaluating federal flood program requirements and private options for structural and contents protection. Commercial clients in sectors such as offices, warehouses, and food service facilities can secure policies that address their specific operational exposures and business interruption needs.

NI
90 Bridge St
National Insurance Policy
Flood Insurance Agent · Newton, MA

National Insurance Policy in Newton, MA, is known for helping local property owners secure coverage against flood damage. Its service range includes residential and commercial policies tailored to FEMA flood zone requirements. Agents guide clients through the distinction between standard homeowners insurance and separate flood plans needed for mortgage compliance. Processing NFIP applications and explaining deductible options fall within their core offerings. For added protection, the company can arrange for replacement cost valuation on building contents as a specialty service.

JR
1379 Washington St
James A. Ryan Insurance Agency, LLC
Flood Insurance Agent · Newton, MA

James A. Ryan Insurance Agency, LLC focuses on flood insurance for residential properties in Newton, Massachusetts. The agency also provides commercial coverage options to protect local businesses from water damage risks. Their service area encompasses Newton and the surrounding communities. Clients often return for policy reviews before each storm season, and the agency provides follow-up support after claims are filed between regular annual visits.

HT
425 Newtonville Ave
Homer T Brown Insurance Inc
Flood Insurance Agent · Newton, MA
(617) 964-3355
homertbrown.net
HI
1296-1298 Centre St
The Holy Insurance Co
Flood Insurance Agent · Newton, MA
(617) 586-2005
GI
29 Crafts St
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Newton, MA
(800) 333-7234
locations.ajg.com/us/ma/newton/29-crafts-street
SI
424 Langley Rd
Segal Insurance
Flood Insurance Agent · Newton, MA
(617) 527-4400
CI
180 Wells Ave
Corkin Insurance Inc
Flood Insurance Agent · Newton, MA
(617) 796-0111
corkininsurance.com

What Does a a Flood Insurance Agent in Newton Cost?

The average cost of an NFIP flood insurance policy in Massachusetts is around 700 to 1,200 dollars per year, but premiums vary widely based on flood zone, elevation, and building characteristics. In Newton, properties in high-risk zones may pay 1,500 dollars or more annually. Private flood insurance can sometimes offer lower rates for low-risk properties. This is general information and not insurance advice.

About flood insurance agents in Newton

Flood insurance agents in Newton Massachusetts help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Newton is in a Special Flood Hazard Area along the Charles River, making flood insurance mandatory for many homes with federally backed mortgages. Massachusetts state law requires agents to be licensed and to explain flood zone designations clearly to clients.

Frequently Asked Questions

Do I need flood insurance in Newton Massachusetts?

If your property is in a high-risk flood zone (A or V zone) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many homeowners choose to buy a policy for protection.

How do I find a flood insurance agent in Newton?

You can search the NFIP agent locator on FloodSmart.gov or contact local independent insurance agencies in Newton. Agents must be licensed by the Massachusetts Division of Insurance to sell flood policies.

What does a flood insurance policy in Massachusetts cover?

Standard NFIP policies cover up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits. Coverage does not include basement improvements or items stored in basements.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.