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Looking for a flood insurance agent in Northampton? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Northampton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 flood insurance agents in Northampton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Webber and Grinnell Insurance
8 N King St, Northampton, MA 01060
(413) 586-0111
webberandgrinnell.com
Aquadro & Associates Insurance Inc
355 Bridge St, Northampton, MA 01060
(413) 586-7373
aquadroinsurance.com
Borawski Insurance
88 King St, Northampton, MA 01060
(413) 586-5011
borawskiinsurance.com
King & Cushman
176 King St, Northampton, MA 01060
(877) 534-9053
kingcushman.com
Whalen Insurance Agency
71 King St, Northampton, MA 01060
(413) 586-1000
whaleninsurance.com
Roger Menard Insurance: Free Quotes, Registry in house
241 King St #119, Northampton, MA 01060
(413) 584-1115
Snook and Mohan Insurance Agency
25 Main St, Northampton, MA 01060
(413) 586-1591
snookandmohan.com
Consultant Benefit Insurance
47 Pleasant St, Northampton, MA 01060
(413) 307-0164
Woodward & Grinnell Insurance Inc
8 N King St, Northampton, MA 01060
(413) 536-5050
webberandgrinnell.com
Smith Brothers Insurance
182 Main St STE 202, Northampton, MA 01060
(860) 652-3235
smithbrothersusa.com
Flood insurance agents in Northampton Massachusetts help property owners secure coverage through the National Flood Insurance Program and private markets. Northampton sits along the Connecticut River and includes areas in Special Flood Hazard Areas. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones with a federally backed mortgage.
What Does a Flood Insurance Agent in Northampton Cost?
Typical flood insurance costs in Massachusetts range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may offer different pricing. Your specific cost will vary based on your property location and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Northampton Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many homeowners choose coverage for peace of mind.
What does a flood insurance agent in Northampton do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with completing the required elevation certificate. They also guide you through the 30-day waiting period before coverage takes effect.
How does the Massachusetts flood insurance waiting period work?
Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for flood map revisions or when a policy is required for a new mortgage closing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.