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Find Flood Insurance Agents in Somerville, MA

Compare flood insurance agents in Somerville. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Somerville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 14 flood insurance agents in Somerville, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amazonia Insurance
66 Bow St, Somerville, MA 02143
(617) 625-1900 amazoniainsurance.com
Kristen Gryglik at Comparion Insurance Agency
450 Artisan Way Suite 220, Somerville, MA 02145
(617) 476-6016 comparioninsurance.com
Luis Cuello at Comparion Insurance Agency
450 Artisan Way Suite 220, Somerville, MA 02145
(617) 406-5450 comparioninsurance.com
Christopher Kokoras Insurance Agency, Inc
272 Broadway, Somerville, MA 02145
(617) 738-8188 kokorasinsurance.com
Mary Beth Cafferty at Comparion Insurance Agency
450 Artisan Way Suite 220, Somerville, MA 02145
(617) 476-6020 comparioninsurance.com
Brasil Insurance
53 Union Square, Somerville, MA 02143
(617) 628-0094
Garrett-Lynch Insurance Agency, Inc
411 Highland Ave, Somerville, MA 02144
(617) 625-1914 garrettlynch.com
Daniel Brennan at Comparion Insurance Agency
450 Artisan Way Suite 220, Somerville, MA 02145
(617) 316-6972 comparioninsurance.com
New Insurance MA
10 Inner Belt Rd, Somerville, MA 02143
(413) 853-0059
Somerville Summit Insurance Agency
5 Middlesex Ave, Somerville, MA 02145
(351) 212-2303
Andersen Insurance
317 Highland Ave, Somerville, MA 02144
(617) 623-3900
Transit Insurance Agency, Inc
170 School St, Somerville, MA 02145
(617) 764-0266 transitinsuranceagency.com
HJ Wiseman Insurance: Dan Wiseman
415 Highland Ave, Somerville, MA 02144
(617) 776-1454 hjwiseman.com
Loyalty Insurance LLC
43 Holland St, Somerville, MA 02144
(617) 313-2134

Flood insurance agents in Somerville help property owners navigate National Flood Insurance Program (NFIP) policies and private flood coverage. Massachusetts law requires certain properties in high-risk flood zones to carry flood insurance as a condition of a mortgage. Local agents understand Somerville-specific flood maps and the citys proximity to the Mystic River and Alewife Brook.

What Does a Flood Insurance Agent in Somerville Cost?

The cost of a flood insurance policy in Massachusetts varies based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer lower rates or higher limits but depends on individual risk assessment. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Somerville Massachusetts?
Flood insurance is not required by state law but is mandatory for properties in high-risk flood zones (A or V zones) if the property has a federally backed mortgage. Somerville participates in the NFIP and has adopted floodplain management regulations.
What does a flood insurance agent do in Somerville?
A flood insurance agent assesses your propertys flood risk using FEMA flood maps and helps you choose a policy that covers building and contents. They also explain waiting periods, deductibles, and the difference between NFIP and private flood insurance options.
How do I find a flood insurance agent in Somerville?
You can search for agents through the NFIPs agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Somerville offer flood insurance as part of their services.