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HomeFlood Insurance AgentsMassachusetts › West Springfield

Find Flood Insurance Agents Near You in West Springfield, MA

Browse flood insurance agents serving West Springfield, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in West Springfield, Massachusetts is Homeland Insurance, rated 5.0 stars across 211 reviews. Other highly rated options include Ormsby Insurance Agency Inc., AXiA Insurance Services Inc, Vista Insurance Group. This directory lists 17 flood insurance agents serving West Springfield.

Showing 17 flood insurance agents in West Springfield, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Homeland Insurance646 Westfield St(413) 284-4747
2Ormsby Insurance Agency Inc.698 Westfield St(413) 737-0300
3AXiA Insurance Services Inc84 Myron St(413) 788-9000
4Vista Insurance Group51 Park Ave suite 8(413) 266-2899
5Carellas Insurance207 Park Ave(413) 781-6090
6Neill & Neill Insurance Agency Inc662 Riverdale St(413) 732-4137
7Farmers Insurance Group -The Zielinski Agency (formerly MetLife Auto & Home)1111 Elm St #26(413) 739-3199
8John R Sweeney Insurance1233 Westfield St #1(413) 732-5465
9Southwick Insurance Agency Inc2260 Westfield St(413) 746-2822
10Bates Fullam Insurance Agency, Inc.975 Elm St #4(413) 737-3539
HI
646 Westfield St
Homeland Insurance
Flood Insurance Agent · West Springfield, MA

Homeland Insurance serves the West Springfield, Massachusetts metro area as a local flood insurance agent. It assists homeowners and business owners in securing National Flood Insurance Program policies to protect against riverine and stormwater damage. The agency provides guidance on flood zone determinations and coverage limits for properties near the Connecticut River. It handles new policy applications and annual policy reviews for existing NFIP clients in the region.

OI
698 Westfield St
Ormsby Insurance Agency Inc.
Flood Insurance Agent · West Springfield, MA

Ormsby Insurance Agency Inc. in West Springfield, Massachusetts assists clients with securing flood insurance policies for residential and commercial properties. The agency helps property owners navigate the National Flood Insurance Program to find appropriate coverage. It also provides ongoing policy reviews and renewal assistance to ensure protection remains up to date. Clients can consult with the agency about adjusting coverage as their needs change. Ormsby Insurance Agency Inc. serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

AI
84 Myron St
AXiA Insurance Services Inc
Flood Insurance Agent · West Springfield, MA

AXiA Insurance Services Inc in West Springfield, MA serves homeowners, businesses, and property managers by helping them secure flood insurance policies. The agency guides clients through the complexities of flood risk assessment and policy selection, ensuring adequate coverage for properties in flood-prone zones. It works with various insurance programs to address both residential and commercial needs. Its service area also extends to neighboring communities such as Springfield, providing access to flood protection for properties throughout the greater metro region.

VI
51 Park Ave suite 8
Vista Insurance Group
Flood Insurance Agent · West Springfield, MA

Vista Insurance Group specializes in securing flood policies for homeowners and renters in West Springfield. General services include reviewing property elevation maps and assessing local flood zone risks. The agency explains National Flood Insurance Program options for single-family homes, businesses, and condominium units. It also covers commercial properties needing excess flood coverage above base limits. During the spring thaw, prospective clients consult the firm for protection against rising river levels from the Connecticut River.

CI
207 Park Ave
Carellas Insurance
Flood Insurance Agent · West Springfield, MA

Carellas Insurance serves as a flood insurance agent in West Springfield, MA, providing coverage for homeowners and businesses facing local water damage risks. The company helps clients in flood-prone areas of Western Massachusetts secure policies through the National Flood Insurance Program. This includes assessing property exposure to seasonal storms and river flooding common to the region. For added protection, Carellas Insurance can also assist with excess flood coverage for properties requiring higher limits than standard policies provide.

NN
662 Riverdale St
Neill & Neill Insurance Agency Inc
Flood Insurance Agent · West Springfield, MA

While many flood insurance agencies offer either a one-time policy purchase or a recurring annual plan, Neill & Neill Insurance Agency Inc in West Springfield, MA provides coverage tailored to property-specific flood zone requirements. Clients typically select between a single-term flood policy or an automatically renewing arrangement for ongoing protection. A knowledgeable agent helps match the right coverage to the property’s risk level. Service is generally available on either a one-time or as-needed basis, with scheduled renewal reviews for those opting for continuous coverage.

FI
1111 Elm St #26
Farmers Insurance Group -The Zielinski Agency (formerly MetLife Auto & Home)
Flood Insurance Agent · West Springfield, MA

With the spring thaw and heavy rainstorms common in West Springfield, basements and low-lying properties face a recurring risk of water damage. Farmers Insurance Group - The Zielinski Agency, formerly MetLife Auto & Home, serves local homeowners and renters seeking protection against these flood perils. The agency reviews specific property elevations and local flood zone maps to recommend appropriate coverage limits. This process begins with a thorough inspection of the client’s foundation, drainage system, and sump pump setup to assess the current level of vulnerability.

JR
1233 Westfield St #1
John R Sweeney Insurance
Flood Insurance Agent · West Springfield, MA

John R Sweeney Insurance in West Springfield, MA provides residential flood insurance coverage for homeowners seeking protection against water damage. Commercial flood insurance policies are also available for local businesses needing asset security. The agency serves customers throughout the greater West Springfield area. New clients can discuss property-specific risks to tailor adequate policy limits. The office welcomes follow-up inquiries between regular visits for policy adjustments related to changing flood maps or property improvements.

SI
2260 Westfield St
Southwick Insurance Agency Inc
Flood Insurance Agent · West Springfield, MA

Southwick Insurance Agency Inc serves West Springfield, Massachusetts, and neighboring communities in the greater Pioneer Valley region. The agency handles flood insurance policies for residential and commercial properties, focusing on protection against water damage from storms and rising water tables. Each client’s unique risk profile and property elevation are assessed to determine appropriate coverage limits and deductibles. The agency works through a thorough property evaluation and policy comparison to present suitable National Flood Insurance Program options.

BF
975 Elm St #4
Bates Fullam Insurance Agency, Inc.
Flood Insurance Agent · West Springfield, MA

Bates Fullam Insurance Agency, Inc. provides comprehensive property insurance services to clients throughout the West Springfield, MA area. Among its offerings, the agency specifically assists with securing flood insurance policies for residential and commercial properties. Its agents help property owners assess their flood risk exposure and navigate policy options. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments.

HI
95 Ashley Ave Suite D
Haberman Insurance, a Marsh & McLennan Agency LLC company
Flood Insurance Agent · West Springfield, MA
(413) 781-7000
habermaninsurance.com
FI
37 Elm St
Foley Insurance Group
Flood Insurance Agent · West Springfield, MA
(413) 214-7474
foleyinsurancegroup.com
TP
1381 Westfield St
T P Daley Insurance Inc
Flood Insurance Agent · West Springfield, MA
(413) 788-0971
tpdaleyinsurance.com
LH
1252 Elm St Ste. 7
Lawrence H Blinderman Insurance
Flood Insurance Agent · West Springfield, MA
(413) 739-5896
lhbins1252.com
MM
95 Ashley Ave
Marsh McLennan Agency
Flood Insurance Agent · West Springfield, MA
(413) 781-7000
marshmma.com/us/locations/massachusetts/west-springfield.html
LI
181 Park Ave
Lussier Insurance
Flood Insurance Agent · West Springfield, MA
(413) 737-5359
lussierinsurance.com
NI
95 Ashley Ave
Nationwide Insurance: Haberman Insurance Agency
Flood Insurance Agent · West Springfield, MA
(413) 781-7000
habermaninsurance.com/about-haberman-insurance-massachusetts

What Does a a Flood Insurance Agent in West Springfield Cost?

Typical flood insurance costs in West Springfield Massachusetts vary by flood zone and property elevation. For a single-family home in an AE zone annual premiums often fall between 700 and 1500 dollars. Properties in higher-risk VE zones or with low elevation may see premiums above 2000 dollars. Elevation certificates and mitigation measures can lower costs. This is general information not insurance advice.

About flood insurance agents in West Springfield

Flood insurance agents in West Springfield Massachusetts help property owners understand their risk and obtain National Flood Insurance Program NFIP coverage. West Springfield sits along the Connecticut River and has designated flood zones that may require insurance for mortgage compliance. Massachusetts law does not mandate flood insurance but lenders often require it for properties in high-risk areas.

Frequently Asked Questions

Do I need flood insurance in West Springfield Massachusetts?

If your property is in a Special Flood Hazard Area SFHA and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy for protection.

How does a flood insurance agent help with NFIP policies?

A flood insurance agent can assess your property location and elevation to determine the correct coverage amount. They also help you complete the NFIP application and explain waiting periods which are typically 30 days from purchase.

What is the cost of flood insurance in West Springfield Massachusetts?

Costs depend on your flood zone property elevation and building characteristics. In West Springfield annual premiums for a standard NFIP policy often range from 700 to 2000 dollars but can be higher in high-risk areas. An agent can provide a personalized quote.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.