The top-rated flood insurance agent in Weymouth, Massachusetts is Lallis & Higgins Insurance, LLC, rated 4.9 stars across 195 reviews. Other highly rated options include Vi Tran: Allstate Insurance, Harborside Financial & Insurance Group, Inc., Charles G Jordan Insurance. This directory lists 13 flood insurance agents serving Weymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lallis & Higgins Insurance, LLC | 1221 Main St #202 | (781) 561-9031 |
| 2 | Vi Tran: Allstate Insurance | 123 Main St | (781) 664-9470 |
| 3 | Harborside Financial & Insurance Group, Inc. | 1194 Washington St | (781) 340-1555 |
| 4 | Charles G Jordan Insurance | 440 Washington St Suite 101 | (781) 337-0427 |
| 5 | AEGIS Insurance Agency | 1255 Main St | (781) 849-1990 |
| 6 | Mc Finn Insurance | 1594 Main St | (781) 682-1000 |
| 7 | Roger Keith & Sons Insurance / Finnerty Insurance Inc | 1598 Main St | (781) 337-1009 |
| 8 | The MacCallum Group | 65 B Winter St | (339) 214-2145 |
| 9 | Ralph Talanian Insurance Inc | 3 Union St | (781) 335-3225 |
| 10 | Empire Insurance Co | 19 Union St | (339) 236-8172 |
Lallis & Higgins Insurance, LLC serves the Weymouth, Massachusetts area as a flood insurance agency, helping property owners secure coverage that meets federal and local requirements. This firm focuses on policies that protect homes and businesses from water damage caused by storms, rising tides, and heavy rainfall common to the coastal region. Clients can purchase standard National Flood Insurance Program policies or explore private flood insurance options.
Serving Weymouth and the surrounding areas, Vi Tran: Allstate Insurance provides a range of flood insurance services, including policy consultations, risk assessments, and claims assistance. It offers straightforward policy management to help property owners maintain appropriate coverage. Ongoing service is available to address coverage questions and assist with renewals as flood zones change. The agency supports both personal and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Harborside Financial & Insurance Group, Inc. serves homeowners, businesses, and property managers in Weymouth, Massachusetts, by securing flood insurance policies through the National Flood Insurance Program. The agency assists clients in navigating flood zone requirements and obtaining appropriate coverage for property protection. Local regulations often mandate such insurance for mortgage approval, making this guidance essential. The company also extends its flood insurance services to clients throughout the South Shore area, including communities such as Hingham.
Serving Weymouth, Massachusetts, and the surrounding South Shore communities, Charles G Jordan Insurance specializes in flood insurance for residential and commercial properties. The agency handles the complexities of National Flood Insurance Program policies and private market options, helping property owners secure necessary coverage. It navigates flood zone designations and policy requirements for properties located in both high-risk and moderate-to-low risk areas. To handle a typical job, the company conducts a thorough review of a property's flood history and elevation data, presenting tailored coverage solutions based on individual risk assessment.
Homeowners and businesses in Weymouth may choose between a one-time consultation for a single property assessment or an ongoing service that adjusts coverage with policy renewals. A flood insurance agent evaluates local flood zone risks to recommend appropriate National Flood Insurance Program or private policies. Coverage options typically include both building and contents protection against rising water. Servicing needs for this company generally run on a scheduled basis, tailored to each client’s policy cycle.
Mc Finn Insurance specializes in securing flood insurance policies for properties in Weymouth, Massachusetts. The agency guides local homeowners and business owners through the complexities of National Flood Insurance Program requirements and private market options. It assists clients with evaluating flood zone designations and selecting appropriate coverage limits for buildings and contents. This service is particularly valuable during hurricane season, when storm surges and heavy rainfall frequently threaten coastal and low-lying areas throughout the South Shore region.
Coastal storm season increases the risk of flooding across Weymouth, and Roger Keith & Sons Insurance / Finnerty Insurance Inc provides coverage to safeguard local homes and properties. Licensed to offer flood insurance policies, the agency helps residents understand federal requirements and policy options needed for their specific addresses. Clients can schedule a consultation to review existing coverage and risk exposure. An initial property inspection or document review then follows to begin tailoring the appropriate plan.
The MacCallum Group in Weymouth, MA, assists property owners in securing essential flood insurance coverage to protect against water damage. It specializes in helping clients navigate the National Flood Insurance Program and its related add-on policies. The agency focuses on ensuring adequate protection for residential and commercial structures in high-risk zones. Its clientele includes local offices, warehouses, and food service operations that require tailored risk management for coastal flood exposure.
Ralph Talanian Insurance Inc in Weymouth, MA provides residential flood insurance to protect homes from water damage. Commercial coverage is also available for local businesses seeking to safeguard their assets. Service areas include Weymouth and the surrounding South Shore communities. As a flood insurance specialist, the agency helps property owners understand their National Flood Insurance Program options. After securing a policy, clients receive attentive follow-up support and can arrange for periodic reviews of their coverage between regular visits to ensure evolving needs are addressed.
What Does a a Flood Insurance Agent in Weymouth Cost?
The cost of flood insurance in Weymouth varies by property elevation, flood zone, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Higher-risk zones like VE or AE can cost 2,000 to 6,000 dollars or more per year. Private insurers may offer lower rates for low-risk properties. This is general information and not insurance advice.
About flood insurance agents in Weymouth
Flood insurance agents in Weymouth, Massachusetts help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Weymouth is in a coastal area with flood zones that may require mandatory insurance for mortgage holders. Massachusetts law does not mandate flood insurance for all properties, but lenders often require it for homes in Special Flood Hazard Areas (SFHAs).
Frequently Asked Questions
Do I need flood insurance in Weymouth Massachusetts?
Flood insurance is not required by Massachusetts state law for all properties. However, if your home is in a designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require it. A flood insurance agent can check your flood zone status.
What does a flood insurance agent in Weymouth do?
A flood insurance agent helps you determine your flood risk, explains NFIP and private policy options, and assists with filing claims. They also guide you through elevation certificates and flood zone maps specific to Weymouth and Norfolk County.
How long does it take to get flood insurance in Massachusetts?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is required for a new mortgage closing. Private flood insurance may have shorter waiting periods. An agent can explain these time limits.
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