The top-rated flood insurance agent in Holt, Michigan is David Bevins - State Farm Insurance Agent, rated 4.8 stars across 178 reviews. Other highly rated options include The Kyle Frizzell Agency, Tom Trubac - State Farm Insurance Agent, Ben Stiffler Agency – Farm Bureau Insurance. This directory lists 11 flood insurance agents serving Holt.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Bevins - State Farm Insurance Agent | 2375 Cedar St Ste D | (517) 694-2311 |
| 2 | The Kyle Frizzell Agency | 2129 N Aurelius Rd | (517) 694-8126 |
| 3 | Tom Trubac - State Farm Insurance Agent | 2192 N Cedar St | (517) 694-3770 |
| 4 | Ben Stiffler Agency – Farm Bureau Insurance | 2129 N Aurelius Rd Suite 1 | (517) 694-8127 |
| 5 | PD Insurance Agency LLC. | 2385 Delhi Commerce Dr suite 1-B | (517) 455-7081 |
| 6 | Dana Youtz Agency-Farm Bureau Insurance | 2385 Delhi Commerce Dr Suite 5 | (517) 694-8125 |
| 7 | Holt & Dimondale Agency | 2491 Cedar Park Dr | (517) 694-0149 |
| 8 | Great Lakes State Agency Holt | 1969 Cedar St | (517) 669-0467 |
| 9 | Aflac: David Dowdy | 3929 Sierra Heights | (517) 282-7399 |
| 10 | Olsen Central Michigan Insurance Agency, LLC | 2118 Cedar St | (517) 694-0714 |
David Bevins - State Farm Insurance Agent serves the Holt, Michigan area and surrounding communities, providing flood insurance agency services. Flood coverage helps property owners protect against damage from rising waters and heavy rainfall, which are important considerations in this region. The agency works to explain policy options and assist with risk assessment for homes and businesses. It handles flood insurance plan selection and claims support specifically for local residents and commercial property owners in Holt.
The Kyle Frizzell Agency in Holt, MI offers professional flood insurance guidance to property owners across the area. It assists clients in selecting appropriate flood coverage based on individual property risks and zoning requirements. The agency provides ongoing policy reviews and claims support to ensure long-term protection needs are met. It services a range of properties including single-family homes, multi-unit apartment buildings, retail locations, and restaurants throughout the region.
Tom Trubac - State Farm Insurance Agent in Holt, MI helps homeowners, businesses, and property managers find flood insurance coverage tailored to their needs. The agent works with clients to understand policy options, including dwelling limits and contents protection against rising waters. Flood insurance fills gaps that standard policies leave, especially for properties near creeks or drainage areas. Local expertise guides customers through the full underwriting and claims process. The agency also serves areas throughout the greater Lansing metropolitan region.
Ben Stiffler Agency – Farm Bureau Insurance serves the Holt, Michigan area and surrounding communities, handling flood insurance policies for residential and commercial properties. They work with clients to understand coverage options and assess potential water damage risks. The agency then gathers property details to provide policy limits that meet specific needs. For a typical job, it walks customers through documentation requirements and Flood Insurance Rate Map guidelines to ensure proper protection.
PD Insurance Agency LLC, based in Holt, MI, provides flood insurance assistance for both one-time policies for isolated property concerns and recurring annual coverage for ongoing flood risk management. They help property owners understand National Flood Insurance Program policies and private market options available in this region. Their service operates on an as-needed basis, with clients scheduling consultations when purchasing or updating a flood policy.
Dana Youtz Agency-Farm Bureau Insurance in Holt, MI, specializes in providing flood insurance coverage, ensuring properties are protected against rising waters. The agency also offers a complete range of general insurance services tailored to local needs. With significant spring thaws and heavy summer storms common to the area, it helps residents secure policies that guard against flood damage during these high-risk seasons.
When spring thaws and heavy rains test local drainage in Holt, property owners often seek specialized guidance for financial protection against water damage. Holt & Dimondale Agency serves this community as a flood insurance agent, helping clients navigate coverage options through the National Flood Insurance Program. They evaluate individual property risks and explain policy details, ensuring residents understand their options before binding coverage. The process typically begins by scheduling a property inspection or conducting an initial risk assessment to determine appropriate limits.
Great Lakes State Agency Holt works with homeowners and property owners to identify appropriate flood coverage that can help protect against water damage from rising waters. As a flood insurance agent serving Holt, Michigan, the company helps people and businesses secure this specialized coverage while addressing specific property risks and local requirements. The agency can assist commercial clients needing flood protection for offices, warehouses, and food service facilities.
Aflac: David Dowdy provides residential flood insurance guidance to homeowners in Holt, Michigan. Commercial policies for businesses and properties across the greater area are also available. Following an initial consultation to assess specific coverage needs, clients receive tailored policy options designed to protect against flood damage. Should a claim arise, the agency ensures straightforward assistance. Ongoing customer support and annual policy reviews are offered, with the goal of maintaining reliable coverage between routine visits.
Olsen Central Michigan Insurance Agency, LLC, based in Holt, MI, is known for connecting property owners with flood insurance policies. The agency serves residents and businesses across the greater mid-Michigan area, helping them assess potential flood risks in local flood zones. They guide clients through the National Flood Insurance Program application process and explain standard coverage options. As a specialty service, the agency also offers elevated structure documentation to help policyholders verify compliance with rating requirements.
What Does a a Flood Insurance Agent in Holt Cost?
Typical flood insurance costs in Michigan range from 400 to 2,500 dollars per year for residential properties, depending on flood zone and coverage amount. In Holt, premiums are influenced by the property's elevation relative to base flood elevation and the deductible chosen. NFIP policies have a maximum building coverage of 250,000 dollars for single-family homes. This is general information and not insurance advice.
About flood insurance agents in Holt
Flood insurance agents in Holt, Michigan assist homeowners and businesses with National Flood Insurance Program (NFIP) policies. Holt is located in Ingham County, where certain areas may fall within Special Flood Hazard Areas as mapped by FEMA. Michigan law requires lenders to mandate flood insurance for properties in high-risk zones, making local agent guidance essential.
Frequently Asked Questions
Do I need flood insurance in Holt Michigan?
If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.
What does a flood insurance agent in Holt do?
A flood insurance agent helps you determine your flood zone, explains NFIP coverage limits, and quotes premiums. They also assist with filing claims and understanding the 30-day waiting period before coverage takes effect.
How much does flood insurance cost in Holt Michigan?
Premiums vary based on flood zone, property elevation, and building characteristics. In Holt, average annual premiums for low-risk zones may start around 500 dollars, while high-risk properties can cost 1,000 dollars or more. An agent can provide a personalized quote.
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