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Find Flood Insurance Agents Near You in Lansing, MI

Browse flood insurance agents serving Lansing, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Lansing, Michigan is Josh Orler - State Farm Insurance Agent, rated 4.9 stars across 445 reviews. Other highly rated options include Farmers Insurance - Kyle Campbell, Farmers Insurance - Sarah Schafer, L.A. Insurance. This directory lists 21 flood insurance agents serving Lansing.

Showing 21 flood insurance agents in Lansing, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Orler - State Farm Insurance Agent6158 W Saginaw Hwy Ste A(517) 321-3751
2Farmers Insurance - Kyle Campbell303 S Waverly Rd Ste 3(517) 280-5030
3Farmers Insurance - Sarah Schafer6540 Millennium Dr #180(517) 580-8135
4L.A. Insurance5031 S Cedar St Ste. 3(517) 887-2222
5Kevin Damesworth at the David Chapman Agency5700 W Mt Hope Hwy Suite 2(517) 319-8223
6Stark Agency Inc431 N Clippert St(517) 332-7500
7Stop 1 Insurance Agency LLC6100 S Cedar St #2(517) 993-5300
8Rathbun Insurance529 W Saginaw St(517) 482-1316
9Diversified Insurance Group1901 E Michigan Ave(517) 669-8316
10Logan Insurance Group2722 E Michigan Ave Suite 202(517) 349-5757
JO
6158 W Saginaw Hwy Ste A
Josh Orler - State Farm Insurance Agent
Flood Insurance Agent · Lansing, MI

Josh Orler - State Farm Insurance Agent serves the Lansing, Michigan metro area and provides flood insurance coverage for residents and businesses. This agency helps property owners understand the need for flood protection, especially in regions near rivers and lakes. Policies are designed to safeguard buildings and their contents from water damage caused by heavy rains or rising waters. The agency handles both residential and commercial flood insurance applications and assists clients with navigating federal flood insurance program requirements.

FI
303 S Waverly Rd Ste 3
Farmers Insurance - Kyle Campbell
Flood Insurance Agent · Lansing, MI

Farmers Insurance - Kyle Campbell offers comprehensive flood insurance services for properties in Lansing, MI. The agency provides policy consultations to assess flood risk and customizes coverage plans to protect against water damage. It also assists with filing claims and reviewing existing policies to ensure adequate protection. Ongoing service includes annual policy reviews and updates based on changing local flood zones. The agency serves single-family homes, apartments, retail spaces, and restaurants.

FI
6540 Millennium Dr #180
Farmers Insurance - Sarah Schafer
Flood Insurance Agent · Lansing, MI

Homeowners, businesses, and property managers in Lansing, Michigan work with Farmers Insurance - Sarah Schafer to secure flood insurance coverage. This agency helps clients assess their flood risk and navigate policies that protect structures and contents from water damage. Common concerns in the area include basement flooding and runoff from heavy storms. The agent serves residential and commercial property owners seeking financial protection against rising waters. Service also extends to neighboring East Lansing and the greater Ingham County metro area.

LI
5031 S Cedar St Ste. 3
L.A. Insurance
Flood Insurance Agent · Lansing, MI

L.A. Insurance serves Lansing, Michigan, and the surrounding Ingham County communities, handling flood insurance policies for local property owners. It addresses the specific risks posed by riverine flooding and urban stormwater runoff in this region. The agency works to help clients understand federal program requirements and coverage options for their homes or businesses. For a typical job, it begins with a property risk assessment to recommend appropriate policy limits and deductibles.

KD
5700 W Mt Hope Hwy Suite 2
Kevin Damesworth at the David Chapman Agency
Flood Insurance Agent · Lansing, MI

Kevin Damesworth at the David Chapman Agency in Lansing, MI, helps property owners distinguish between a single-purchase flood policy for an upcoming closing and a recurring annual plan for ongoing protection. Coverage typically safeguards the building structure and its contents against rising water damage, an essential safeguard in flood-prone areas of the region. This service operates strictly on an as-needed basis, with clients scheduling a consultation to initiate or renew their policy at any time.

SA
431 N Clippert St
Stark Agency Inc
Flood Insurance Agent · Lansing, MI

Stark Agency Inc serves the Lansing, Michigan area and surrounding communities, helping clients protect their properties from water damage. This flood insurance agent handles standard residential and commercial policies, guiding property owners through the complexities of federal and private flood coverage. With each client, it takes a thorough, consultative approach by reviewing local flood maps and individual risk factors to recommend appropriate policy limits.

S1
6100 S Cedar St #2
Stop 1 Insurance Agency LLC
Flood Insurance Agent · Lansing, MI

Stop 1 Insurance Agency LLC offers specialized flood insurance coverage in Lansing, Michigan, helping property owners protect themselves against water damage. The agency works with clients to understand the specific risks posed by local waterways and seasonal weather patterns. It guides policyholders through complex federal requirements and private market options. Without proper insurance, a single heavy downpour or warming snowmelt can result in costly structural and personal property losses. This agency assists homeowners and businesses as they prepare for the flooding often associated with spring thaws and intense summer storms.

RI
529 W Saginaw St
Rathbun Insurance
Flood Insurance Agent · Lansing, MI

With seasonal storms and shifting weather patterns raising water risks across the Lansing area, Rathbun Insurance helps local property owners navigate flood coverage. As a dedicated flood insurance agent, the company addresses the specific needs of homes and businesses in this region, where standard policies often exclude rising water damage. Clients can receive clear guidance on the options available for protecting their property, followed by a thorough inspection of the premises to determine precise coverage levels and initial assessment steps.

DI
1901 E Michigan Ave
Diversified Insurance Group
Flood Insurance Agent · Lansing, MI
LI
2722 E Michigan Ave Suite 202
Logan Insurance Group
Flood Insurance Agent · Lansing, MI
LI
3315 E Michigan Ave Ste. 3
L.A. Insurance
Flood Insurance Agent · Lansing, MI
(517) 333-0100
lainsurance.com
LI
503 E César E. Chávez Ave
L.A. Insurance
Flood Insurance Agent · Lansing, MI
(517) 487-5005
lainsurance.com
LI
3325 S Martin Luther King Jr Blvd
L.A. Insurance
Flood Insurance Agent · Lansing, MI
(517) 393-1111
lainsurance.com
PI
3410 Belle Chase Way #300
Payne Insurance Agency
Flood Insurance Agent · Lansing, MI
(517) 321-6624
payneinsurance.com
DC
5700 W Mt Hope Hwy
David Chapman Agency
Flood Insurance Agent · Lansing, MI
(517) 321-4600
davidchapmanagency.com
AO
6642 Millett Hwy
Auto-Owners Insurance Co
Flood Insurance Agent · Lansing, MI
(517) 346-0346
auto-owners.com
BS
6350 W Michigan Ave #300
Barry Songer Agency - Farm Bureau Insurance
Flood Insurance Agent · Lansing, MI
(517) 886-2260
barryandsongeragency.com
FB
725 Brookside Dr
Fuerstenau Burkett Agency
Flood Insurance Agent · Lansing, MI
(517) 321-9100
farmbureauinsurance-mi.com/Agent/Jim-Fuerstenau
PI
4600 W Saginaw Hwy
Pohl Insurance Inc
Flood Insurance Agent · Lansing, MI
(517) 323-4805
pohlinsurance.com
IA
8155 Executive Ct #20
Insurance Agency
Flood Insurance Agent · Lansing, MI
(517) 507-3168
EI
1901 E Michigan Ave
Elevate Insurance Group
Flood Insurance Agent · Lansing, MI
(517) 657-3853
elevateinsgroup.com

What Does a a Flood Insurance Agent in Lansing Cost?

Flood insurance costs in Michigan vary based on flood zone, property elevation, and coverage amount. Average NFIP premiums in Michigan range from about 700 to 2,000 dollars per year for standard policies. Private market policies may offer different rates. Higher risk properties near water can cost more. This is general information, not insurance advice.

About flood insurance agents in Lansing

Flood insurance agents in Lansing Michigan help property owners secure coverage through the National Flood Insurance Program and private insurers. Michigan law requires agents to be licensed by the state and follow specific disclosure rules for flood-prone areas. Lansing residents near the Grand River or Red Cedar River may need additional flood protection beyond standard homeowners policies.

Frequently Asked Questions

Do I need flood insurance in Lansing Michigan?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rains or snowmelt in Michigan.

What does a flood insurance agent in Lansing do?

A flood insurance agent evaluates your property risk, explains NFIP and private policy options, and helps you choose appropriate coverage limits. They also assist with filing claims and understanding Michigan-specific flood insurance regulations.

How do I find a flood insurance agent in Lansing?

You can search the Michigan Department of Insurance and Financial Services website for licensed agents in Ingham County. Many local independent insurance agencies in Lansing offer flood insurance policies.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.