ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in Muskegon? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Muskegon, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 flood insurance agents in Muskegon, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janis-Shunta Insurance Agency
950 W Norton Ave #500, Muskegon, MI 49441
(231) 737-0000
janis-shunta.net
Janis-Shunta Insurance Agency
436 Giles Rd, Muskegon, MI 49445
(231) 744-0400
janis-shunta.net
Jake Kantola - State Farm Insurance Agent
3106 Henry St, Muskegon, MI 49441
(231) 733-2456
themuskegonagent.com
Brightway Insurance, The Lambert Family Agency
3023 Henry St, Muskegon, MI 49441
(231) 769-2700
brightwaylambert.com
Michigan Insurance Group
1060 W Norton Ave Suite 1, Muskegon, MI 49441
(231) 755-3000
michiganinsurancegroup.com
Mark Noffsinger: Allstate Insurance
5843 Harvey St, Muskegon, MI 49444
(231) 799-2222
agents.allstate.com
Farmers Insurance - Allanger Salgado Agency
752 Pine St, Muskegon, MI 49442
(231) 903-0314
farmersagent.com
Jerviss Fethke Insurance Agency..."Because Things Happen"
71 W Webster Ave, Muskegon, MI 49440
(231) 722-2375
j-finsurance.com
Matt Crosby - State Farm Insurance Agent
1767 E Apple Ave, Muskegon, MI 49442
(231) 773-5225
crosbyins.com
Anchor Insurance Group, Inc
877 Terrace St, Muskegon, MI 49440
(231) 726-5081
anchorins.net
Majestic Insurance Agency, LLC
200 Viridian Dr, Muskegon, MI 49440
(231) 638-5030
gomajesticinsurance.com
L.A. Insurance
2390 E Apple Ave, Muskegon, MI 49442
(231) 773-8200
lainsurance.com
McKenzie Price Insurance Agency, Inc.
455 W Norton Ave, Muskegon, MI 49444
(231) 733-4411
mckenzieprice.com
Carpenter Insurance
1685 Marquette Ave, Muskegon, MI 49442
(231) 773-1464
carpenterinsuranceagency.com
Wilk and Son Insurance Agency
1477 E Apple Ave, Muskegon, MI 49442
(231) 777-3945
wilkandson.com
Dethloff Insurance
933 W Broadway Ave, Muskegon, MI 49441
(231) 755-4949
dethloffins.com
Farmers Insurance - Jeffery Welch
1597 W Sherman Blvd, Muskegon, MI 49441
(231) 759-8504
agents.farmers.com
Alf Insurance of Michigan
1131 Barlow St, Muskegon, MI 49442
(248) 671-6208
Shoreline Insurance Agency
875 W Broadway Ave, Muskegon, MI 49441
(231) 755-1919
shorelineagency.com
Waterstone Insurance
565 W Western Ave B, Muskegon, MI 49440
(231) 726-4046
waterstoneinsurance.com
Flood insurance agents in Muskegon Michigan help property owners secure coverage through the National Flood Insurance Program and private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand Muskegon Lake and Muskegon River floodplain risks.
What Does a Flood Insurance Agent in Muskegon Cost?
In Michigan flood insurance through the NFIP averages around $700 to $1,200 per year for a standard policy. Private market rates can be higher or lower depending on elevation and flood zone. Costs vary by property value deductible and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Muskegon Michigan?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high-risk zones flooding from heavy rain or snowmelt is possible in Muskegon.
What does a flood insurance agent in Muskegon do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also assist with elevation certificates and claims support.
How long does it take to get flood insurance in Muskegon?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waits. Plan ahead especially during spring thaw or storm season.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Muskegon who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.