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Find Flood Insurance Agents Near You in Novi, MI

Browse flood insurance agents serving Novi, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Novi, Michigan is Highstreet Autumn Insurance & Benefits, rated 5.0 stars across 266 reviews. Other highly rated options include Malinda Mims - State Farm Insurance Agent, Kristin Faber: Allstate Insurance, Jason Levy Agency. This directory lists 15 flood insurance agents serving Novi.

Showing 15 flood insurance agents in Novi, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Highstreet Autumn Insurance & Benefits27333 Meadowbrook Rd Ste 230(248) 478-1177
2Malinda Mims - State Farm Insurance Agent42020 Grand River Ave # A(248) 380-6446
3Kristin Faber: Allstate Insurance43343 Grand River Ave(248) 344-0460
4Jason Levy Agency28550 Cabot Dr # 100(248) 519-7787
5Baty Agency, Inc.27333 Meadowbrook Rd Ste 230(248) 553-7570
6AAA Insurance - Nas Agency43155 Main St #210(248) 509-0900
7Melanie Fishell at Comparion Insurance Agency44244 W 12 Mile Rd Building A, Suite 150(248) 699-9917
8Acrisure Novi, MI (NuStar Insurance Agency)39555 Orchard Hill Pl #130(248) 380-6190
9Jeff Haar Agency, LLC: Allstate Insurance39853 Grand River Ave(248) 380-4664
10L.A. Insurance31158 Beck Rd(248) 669-2020
HA
27333 Meadowbrook Rd Ste 230
Highstreet Autumn Insurance & Benefits
Flood Insurance Agent · Novi, MI

Highstreet Autumn Insurance & Benefits serves Novi, located in Oakland County, and offers professional flood insurance agency services to local homeowners and businesses. The company helps clients understand National Flood Insurance Program requirements and private market alternatives. It evaluates property flood risk due to the region’s proximity to waterways and seasonal storms. The agent assists with obtaining flood coverage for residential homes, as well as for commercial retail or commercial office properties in Novi.

MM
42020 Grand River Ave # A
Malinda Mims - State Farm Insurance Agent
Flood Insurance Agent · Novi, MI

Malinda Mims - State Farm Insurance Agent in Novi, MI, provides comprehensive flood insurance policies to protect property owners from water damage. The agency helps clients assess their flood risk and select appropriate coverage, guiding them through the application and claims process. It focuses on maintaining policies to ensure ongoing protection as federal flood maps and local weather patterns change. Services are available for single-family homes, apartments, retail spaces, and restaurants.

KF
43343 Grand River Ave
Kristin Faber: Allstate Insurance
Flood Insurance Agent · Novi, MI

Kristin Faber: Allstate Insurance serves homeowners, businesses, and property managers in Novi, Michigan, seeking flood insurance coverage. The agency helps clients understand flood zone risks and secure policies that protect against water damage from overflowing rivers or heavy rain. Clear guidance is offered through the application process, including explanations of waiting periods and coverage limits. The office also assists property owners in evaluating how federal flood insurance complements standard homeowners policies. Service extends to nearby communities throughout Oakland County, including the neighboring city of Northville.

JL
28550 Cabot Dr # 100
Jason Levy Agency
Flood Insurance Agent · Novi, MI

Serving Novi, Michigan, and the surrounding communities in Oakland County, the Jason Levy Agency handles flood insurance policies for homeowners and businesses. It assists clients in navigating the National Flood Insurance Program to secure necessary coverage. The agency begins each engagement by reviewing a property’s specific flood zone risk. It then simplifies the application process and matches clients with a policy that meets their needs. The typical job is handled with a detailed, step-by-step walkthrough that clarifies policy terms and coverage limits before the final documents are signed.

BA
27333 Meadowbrook Rd Ste 230
Baty Agency, Inc.
Flood Insurance Agent · Novi, MI

Baty Agency, Inc. distinguishes between a single property flood assessment for a mortgage closing and an ongoing, scheduled review of a home’s risk profile through the National Flood Insurance Program. As a flood insurance agent in Novi, MI, the company helps property owners understand elevation maps and secure policies that align with federal requirements for flood-prone areas. Coverage typically addresses structural damage and contents replacement. Service is available on a one-time or as-needed basis, depending on the client’s immediate lending or long-term protection needs.

AI
43155 Main St #210
AAA Insurance - Nas Agency
Flood Insurance Agent · Novi, MI

As spring thaws bring heavy rains and rapid snowmelt across southeastern Michigan, property owners in Novi face elevated risks of basement and yard flooding. AAA Insurance - Nas Agency provides guidance as a flood insurance agent, helping clients understand federal program requirements and local flood zone maps for this area north of Detroit. After a brief phone consultation to discuss your property’s elevation and drainage concerns, they coordinate a straightforward on-site inspection of your home’s lowest level and exterior grading to begin the assessment process.

MF
44244 W 12 Mile Rd Building A, Suite 150
Melanie Fishell at Comparion Insurance Agency
Flood Insurance Agent · Novi, MI

Melanie Fishell at Comparion Insurance Agency in Novi, MI, provides flood insurance coverage designed to protect properties from water damage. The company helps local homeowners and business owners secure policies that address specific flood risks in the region. Flood protection is essential for safeguarding properties against rising water levels. Commercial sectors served include offices, warehouses, and food service operations.

AN
39555 Orchard Hill Pl #130
Acrisure Novi, MI (NuStar Insurance Agency)
Flood Insurance Agent · Novi, MI

Acrisure Novi, MI (NuStar Insurance Agency) specializes in providing residential and commercial flood insurance policies, helping clients understand National Flood Insurance Program requirements. Its general services include assessing property flood risk, reviewing policy coverage limits, and advising on contents protection for basements and finished lower levels. This Novi agency particularly assists homeowners preparing for heavy spring rains or sudden snowmelt, which can overwhelm local drainage systems and create unexpected flood exposure in this region.

JH
39853 Grand River Ave
Jeff Haar Agency, LLC: Allstate Insurance
Flood Insurance Agent · Novi, MI

Jeff Haar Agency, LLC: Allstate Insurance in Novi, MI assists homeowners in the area with residential flood insurance policies, addressing risks from severe storms and snowmelt. The agency also provides commercial flood coverage for local businesses that need to protect their properties and assets. Service throughout Novi and the surrounding communities is available through this location. Clients can schedule an initial consultation to review their specific flood exposure and return for annual policy reviews or after any property changes that may affect coverage needs.

LI
31158 Beck Rd
L.A. Insurance
Flood Insurance Agent · Novi, MI

L.A. Insurance is a Flood Insurance Agent in Novi, Michigan, known for helping property owners secure National Flood Insurance Program policies against local water damage risks. It serves residential and commercial clients throughout Novi and surrounding communities, addressing both standard and high-risk flood zones in the area. The agency specializes in assessing individual property elevations and recommending adjustible FEMA flood coverage limits to match building and contents replacement costs. The company also offers excess flood insurance options for extra protection above standard policy caps.

MS
44244 W 12 Mile Rd Building A, Suite 150
Michael Stack at Comparion Insurance Agency
Flood Insurance Agent · Novi, MI
(248) 699-3201
comparioninsurance.com/insurance-agent/michigan/novi-0440/michael-stack01
AI
21518 Novi Rd
AAA Insurance Novi - Bordes Agency
Flood Insurance Agent · Novi, MI
(248) 581-3200
locator.acg.aaa.com/mi/novi/david-bordes-agency-llc
BI
28550 Cabot Dr # 100
Berro Insurance Agency
Flood Insurance Agent · Novi, MI
(248) 896-1124
berroinsurance.com
TB
44244 W 12 Mile Rd Building A, Suite 150
Todd Boone at Comparion Insurance Agency
Flood Insurance Agent · Novi, MI
(248) 699-9912
comparioninsurance.com/insurance-agent/michigan/novi-0440/toddboone
GB
39500 High Pointe Blvd #400
The George B. Ford Agency, Inc.
Flood Insurance Agent · Novi, MI
(800) 828-0759
georgebford.com

What Does a a Flood Insurance Agent in Novi Cost?

The average cost for a flood insurance policy in Michigan is around $700 to $1,200 per year through the NFIP. Private market rates can be lower or higher depending on your property elevation and flood zone. Costs vary by case based on coverage amount deductible and risk factors. This is general information not insurance advice.

About flood insurance agents in Novi

Flood insurance agents in Novi Michigan help property owners secure coverage through the National Flood Insurance Program and private insurers. Novi is located in Oakland County where flood risks can arise from heavy rains and snowmelt. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones.

Frequently Asked Questions

Do I need flood insurance in Novi Michigan?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones coverage is recommended because floods can happen anywhere.

What does a flood insurance agent in Novi do?

A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also assist with elevation certificates and claims guidance.

How long does it take to get flood insurance in Novi?

NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.