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Find Flood Insurance Agents Near You in Okemos, MI

Browse flood insurance agents serving Okemos, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Okemos, Michigan is Peninsula Insurance Services, rated 4.8 stars across 516 reviews. Other highly rated options include Arnouts Insurance Agency, Dan Benjamin - State Farm Insurance Agent, Tony F Dalessandro Jr - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Okemos.

Showing 17 flood insurance agents in Okemos, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Peninsula Insurance Services3695 Okemos Rd(517) 347-2424
2Arnouts Insurance Agency4451 Okemos Rd(517) 347-1466
3Dan Benjamin - State Farm Insurance Agent2133 University Park Dr #200(517) 325-9789
4Tony F Dalessandro Jr - State Farm Insurance Agent4780 Okemos Rd STE 3(517) 349-5520
5Acrisure Okemos, MI (Shinberg)2163 University Park Dr Suite 200(517) 337-8415
6Farmers Insurance Nikolai Jump Agency2193 Association Dr SUITE 600(517) 507-4210
7Shawn Walker at Comparion Insurance Agency4750 Central Park Dr Ste D(517) 512-6936
8BeneGuides1745 Hamilton Rd Suite 300(517) 939-1981
9Comparion Insurance Agency4750 Central Park Dr Ste D(517) 347-6722
10Farm Bureau Insurance - Steve Berg2289 Sower Blvd suite a(517) 381-8110
PI
3695 Okemos Rd
Peninsula Insurance Services
Flood Insurance Agent · Okemos, MI

Peninsula Insurance Services serves Okemos and surrounding Ingham County communities as a flood insurance agent. The company assists property owners in navigating National Flood Insurance Program requirements, which are especially relevant for homes and businesses located near local waterways and floodplains. Agents evaluate individual risk factors to help clients select appropriate coverage levels that meet federal and lender mandates. The firm handles policy applications for new construction and renewals for existing residential and commercial properties. It also assists with flood zone determination reviews and claims support for policyholders in this region.

AI
4451 Okemos Rd
Arnouts Insurance Agency
Flood Insurance Agent · Okemos, MI

Arnouts Insurance Agency in Okemos, Michigan, provides a full range of flood insurance services, including policy selection, risk evaluation, and claims assistance. It offers ongoing service plans to review coverage annually and adjust policies as flood maps or property needs change. These plans help ensure clients maintain appropriate protection against water damage. The agency serves single-family homes, apartments, retail properties, and restaurants.

DB
2133 University Park Dr #200
Dan Benjamin - State Farm Insurance Agent
Flood Insurance Agent · Okemos, MI

Homeowners, businesses, and property managers seeking flood insurance in Okemos rely on Dan Benjamin - State Farm Insurance Agent. This agency offers flood insurance policies that protect properties from water damage. It works closely with clients to explain coverage options and deductibles. Policies are designed to safeguard buildings and their contents. The agent also assists residents and commercial property owners just outside the city limits, including those in the surrounding Meridian Township area.

TF
4780 Okemos Rd STE 3
Tony F Dalessandro Jr - State Farm Insurance Agent
Flood Insurance Agent · Okemos, MI

Tony F Dalessandro Jr - State Farm Insurance Agent in Okemos, MI, provides flood insurance as either a standalone policy for one-time protection during high-risk events or as a recurring annual policy for continuous coverage against rising waters. Coverage typically addresses structural damage to the home and loss of personal belongings caused by floodwaters, filling a gap often excluded by standard homeowners insurance. The agent structures service strictly on an as-needed basis, allowing clients to request a policy quote and purchase coverage only when they anticipate flood risk.

AO
2163 University Park Dr Suite 200
Acrisure Okemos, MI (Shinberg)
Flood Insurance Agent · Okemos, MI

Serving Okemos and the surrounding mid-Michigan communities, Acrisure (Shinberg) provides flood insurance agent services. The company handles policies designed to protect homes and businesses from water damage caused by rising water. Covering both standard and specialty flood risks brought by regional weather patterns, it navigates clients through the often complex National Flood Insurance Program requirements. For each unique property exposure, the agency evaluates local flood zone maps to secure appropriate coverage levels, then carefully reviews policy exclusions and deductibles with the client before final issuance.

FI
2193 Association Dr SUITE 600
Farmers Insurance Nikolai Jump Agency
Flood Insurance Agent · Okemos, MI

Farmers Insurance Nikolai Jump Agency specializes in flood insurance policies for residential and commercial properties in Okemos, MI. The agency assists clients with policy selection and claims filing for water damage from external sources. It works closely with property owners to assess flood risk based on location and elevation. Protecting against spring thaws and heavy summer storms that cause overflow in local waterways is a primary focus of its seasonal support.

SW
4750 Central Park Dr Ste D
Shawn Walker at Comparion Insurance Agency
Flood Insurance Agent · Okemos, MI

With spring rains and rapid snowmelt, basements and low-lying areas in Okemos can quickly flood. Shawn Walker at Comparion Insurance Agency helps property owners understand flood exposure and secure appropriate coverage through the National Flood Insurance Program. This dedicated agent reviews each building’s location, elevation, and flood-zone designation to offer clear guidance. An initial assessment, often including a brief site inspection or map review, is the next step toward protecting a home or business from water damage.

BE
1745 Hamilton Rd Suite 300
BeneGuides
Flood Insurance Agent · Okemos, MI

BeneGuides works with property owners throughout Okemos, MI to secure flood insurance policies that protect against water damage from heavy rains and rising waterways. The agency specializes in analyzing local flood maps to determine appropriate coverage levels beyond standard homeowners policies. Clients operating commercial facilities, including offices, warehouses, and food service establishments, can obtain tailored flood insurance solutions to safeguard their operations and assets from potential flood losses.

CI
4750 Central Park Dr Ste D
Comparion Insurance Agency
Flood Insurance Agent · Okemos, MI

Comparion Insurance Agency in Okemos, Michigan focuses specifically on securing flood insurance policies for residential and commercial properties. It also provides general guidance on navigating policy options under the National Flood Insurance Program. The agency helps property owners evaluate their specific flood risk based on local zoning and proximity to water bodies. This service is particularly valuable during spring thaw and heavy rainfall seasons when the risk of flooding in the area increases significantly.

FB
2289 Sower Blvd suite a
Farm Bureau Insurance - Steve Berg
Flood Insurance Agent · Okemos, MI

Serving residential clients in the Okemos area, Farm Bureau Insurance - Steve Berg provides consultation on flood insurance to help protect homes from water damage. Commercial coverage options are also available for local business properties. The agency understands the specific risks this region faces during heavy rains and snowmelt seasons. Following a claim or policy review, the agent typically schedules a follow-up conversation to address any changes before the next regular visit, ensuring continued coverage matches current needs.

MI
3657 Okemos Rd #100
MDA Insurance
Flood Insurance Agent · Okemos, MI
(517) 484-6765
mdaprograms.com
GL
4787 Okemos Rd
Great Lakes State Agency
Flood Insurance Agent · Okemos, MI
(517) 394-4800
greatlakesstateagency.com
CR
2143 Commons Pkwy
Cedar River Insurance
Flood Insurance Agent · Okemos, MI
(517) 580-3819
cedarriverins.com
FI
4277 Okemos Rd Ste 500
Farmers Insurance - Jeffrey Miller
Flood Insurance Agent · Okemos, MI
(517) 449-7674
agents.farmers.com/mi/okemos/jeffrey-miller
LT
2163 University Park Dr Suite 200
Lebuda Totte Bray Insurance Agency
Flood Insurance Agent · Okemos, MI
(517) 336-8000
ltbagency.com
PI
4295 Okemos Rd
Paradise Insurance Agency
Flood Insurance Agent · Okemos, MI
(517) 347-2424
AO
2163 University Park Dr Suite 200
Acrisure Okemos, MI (Voss Insurance Services)
Flood Insurance Agent · Okemos, MI
(517) 347-6100
acrisure.com

What Does a a Flood Insurance Agent in Okemos Cost?

The average cost of a flood insurance policy in Michigan is about 700 to 1000 dollars per year, but rates vary by flood zone, property value, and deductible. In Okemos, a home in a high-risk AE zone may cost 1200 to 2000 dollars annually, while a home in a low-risk zone could cost 400 to 600 dollars. Private flood insurance may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Okemos

Flood insurance agents in Okemos Michigan help property owners secure coverage through the National Flood Insurance Program or private insurers. Okemos is near the Red Cedar River and several creeks, so flood risk can be a concern. Michigan law requires lenders to mandate flood insurance for properties in high-risk zones, but agents can also advise on optional coverage for lower-risk areas.

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in Okemos?

You are not required by law to have flood insurance outside a high-risk zone, but many agents recommend it. Over 20 percent of flood claims come from low-to-moderate risk areas. An agent can help you evaluate your specific property risk.

How does the NFIP work for Okemos homeowners?

The National Flood Insurance Program is managed by FEMA and offers policies that cover up to 250000 dollars for the building and 100000 dollars for contents. Okemos is part of Ingham County which participates in the NFIP, so residents can purchase these policies through licensed agents.

What is the waiting period for a new flood insurance policy in Michigan?

Standard NFIP policies have a 30-day waiting period before coverage begins. This applies to most new policies in Okemos. An agent can explain exceptions, such as when a policy is required for a mortgage closing.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.