Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 flood insurance agents in Royal Oak, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cameron Barnes - State Farm Insurance Agent
306 S Washington Ave Suite 207, Royal Oak, MI 48067
(248) 721-8365
cameronsf.com
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504
lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309
kirstenwood.net
Tiffany Khousakoun - State Farm Insurance Agent
312 E 3rd St, Royal Oak, MI 48067
(248) 864-8219
tiffanykinsurance.com
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500
atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675
highfavorinsurance.com
Eric Carl: Allstate Insurance
1196 S Washington Ave, Royal Oak, MI 48067
(248) 584-0202
agents.allstate.com
HealthMarkets Insurance - Julia Muraj Bruceti
32801 Woodward Ave Ste #101, Royal Oak, MI 48073
(248) 225-3821
healthmarkets.com
Andy Benson: Allstate Insurance
811 N Main St #104, Royal Oak, MI 48067
(248) 547-0660
agents.allstate.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575
farmersagent.com
Curt Luke - State Farm Insurance Agent
407 N Main St, Royal Oak, MI 48067
(248) 542-7039
statefarm.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800
mcnish.com
Farm Bureau Insurance: Mimmo Vitale
831 E 11 Mile Rd, Royal Oak, MI 48067
(248) 288-0008
farmbureauinsurance-mi.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255
crownshieldinsurance.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510
insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600
assuredpartners.com
Royal Oak Insurance Group
912 E Lincoln Ave, Royal Oak, MI 48067
(248) 793-9053
Goosehead Insurance - Royal Oak
4338 Delemere Blvd Suite B, Royal Oak, MI 48073
(248) 365-6007
goosehead.com
What Does a Flood Insurance Agent in Royal Oak Cost?
Flood insurance costs in Michigan vary by property location elevation and coverage amount. Average NFIP premiums in Royal Oak range from 500 to 2000 dollars per year for standard residential policies. Homes in high risk flood zones near the Rouge River or other waterways may cost more. Private flood insurance rates can be competitive. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Royal Oak Michigan?
Flood insurance is not required by Michigan state law but may be required by your mortgage lender if your property is in a FEMA designated Special Flood Hazard Area. Many Royal Oak properties near the Red Run Drain or other waterways fall into moderate to high risk zones.
What does a flood insurance agent in Royal Oak do?
A flood insurance agent helps you assess your flood risk based on FEMA flood maps for Royal Oak and Oakland County. They compare NFIP policies with private flood insurance options and help you complete the required elevation certificate if needed.
How long does it take to get flood insurance in Michigan?
NFIP policies typically have a 30 day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Plan ahead especially during Michigan spring thaw or heavy rain seasons.