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Looking for a flood insurance agent in Sterling Heights? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Sterling Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 15 flood insurance agents in Sterling Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Insurance - R. Petros Insurance Agency
35830 Van Dyke Ave, Sterling Heights, MI 48312
(586) 722-7269
locator.acg.aaa.com
The Salvati Insurance Group, Inc.
42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314
(248) 720-1130
salvati-insurance.com
Lakeside Insurance Agency
13900 Lakeside Cir, Sterling Heights, MI 48313
(586) 286-5000
lakesideinsurance.com
L.A. Insurance
42903 Van Dyke Ave, Sterling Heights, MI 48314
(586) 254-8484
lainsurance.com
Gallagher Insurance, Risk Management & Consulting
13900 Lakeside Cir, Sterling Heights, MI 48313
(586) 323-5700
assuredpartners.com
Frolka Insurance Agency Goosehead Insurance
44444 Mound Rd Suite 400C, Sterling Heights, MI 48314
(810) 224-9438
goosehead.com
Beyond Insurance Group
42140 Van Dyke Ave #210, Sterling Heights, MI 48314
(586) 330-9727
beyondig.com
Millennium Insurance Agency LLC -34865 Mound Rd
34865 Mound Rd, Sterling Heights, MI 48310
(248) 410-1858
mycarinsuranceagency.com
Aaron Bisson - Farm Bureau Insurance
43807 Van Dyke Ave, Sterling Heights, MI 48314
(248) 590-2116
aaronbissonagency.com
Goosehead Insurance - Rebecca Frolka
44444 Mound Rd Suite 400C, Sterling Heights, MI 48314
(810) 224-9438
goosehead.com
ISU-Great Northern Insurance Agency
39850 Van Dyke Ave, Sterling Heights, MI 48313
(248) 856-9000
4great.com
Denys Michael Agency
43599 Schoenherr Rd #200a, Sterling Heights, MI 48313
(586) 739-9937
oakpointeinf.com
Reagan Insurance Agency
14426 15 Mile Rd, Sterling Heights, MI 48312
(586) 838-5656
reaganinsuranceagency.com
Primary Insurance Group
2071 15 Mile Rd, Sterling Heights, MI 48310
(586) 979-1755
primaryinsuranceagency.com
Brightway Insurance, The Mitten Shield Agency
13854 Lakeside Cir Suite 213, Sterling Heights, MI 48313
(586) 329-6025
brightway.com
Flood insurance agents in Sterling Heights help homeowners and businesses protect against flood damage. Michigan law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Sterling Heights is near the Clinton River and has areas with flood risk, making local agent guidance important.
What Does a Flood Insurance Agent in Sterling Heights Cost?
The cost of flood insurance in Michigan varies based on flood zone, property value, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2000 dollars for low-risk areas and can exceed 3000 dollars for high-risk zones. Private market policies may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Sterling Heights Michigan?
Flood insurance is not required by Michigan state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Many properties near the Clinton River or other waterways may fall into this zone.
What does a flood insurance agent in Sterling Heights do?
A flood insurance agent helps you understand your flood risk, determine the correct coverage amount, and purchase a policy through the National Flood Insurance Program or a private insurer. They also assist with claims and policy changes.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.