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Find Flood Insurance Agents Near You in Albany, NY

Browse flood insurance agents serving Albany, New York. Updated 2026-07-14.

The top-rated flood insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Capital Gate Insurance Group, MetzWood Insurance, Brick House Insurance Agency. This directory lists 19 flood insurance agents serving Albany.

Showing 19 flood insurance agents in Albany, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Field - State Farm Insurance Agent431 New Scotland Ave(518) 389-2886
2Capital Gate Insurance Group1843 Central Ave(518) 389-2610
3MetzWood Insurance300 Great Oaks Blvd Suite 300(518) 392-5161
4Brick House Insurance Agency150 State St Fourth Floor(518) 412-4244
5WYNN Insurance Brokerage LLC5 Homestead Ave(518) 380-1968
6Ten Eyck Group1924 Western Ave(518) 464-0059
7Toedt Insurance Agency LLC17 Wendell Dr(518) 438-8154
8Twin Bridges Insurance Agency, Inc.1881 Western Ave #210(518) 608-5797
9HMS Agency, Inc.454 Sand Creek Rd(518) 690-0360
10Apple Auto Agency19 Colvin Ave(518) 459-6900
RF
431 New Scotland Ave
Rob Field - State Farm Insurance Agent
Flood Insurance Agent · Albany, NY

Rob Field - State Farm Insurance Agent serves the Albany, New York, metro area and its surrounding counties as a flood insurance agent. This agency helps property owners understand the risks of flooding common to the Hudson River region and the Capital District. The agent works with homeowners, renters, and business owners to secure financial protection against water damage from storms and rising waters. A typical consultation covers policy options for both federally backed and private flood coverage. This agency handles NFIP eligibility assessments and claims guidance for flood-related losses.

CG
1843 Central Ave
Capital Gate Insurance Group
Flood Insurance Agent · Albany, NY

Capital Gate Insurance Group offers flood insurance solutions for property owners throughout Albany, NY. Its services include policy consultation, risk assessment, and helping clients navigate National Flood Insurance Program requirements. The agency provides annual policy reviews to ensure coverage keeps pace with changing flood zone maps and property values. It also assists with filing flood damage claims and adjusting coverage after renovations. The agency services single-family homes, apartment complexes, retail storefronts, and local restaurants needing protection against water-related losses.

MI
300 Great Oaks Blvd Suite 300
MetzWood Insurance
Flood Insurance Agent · Albany, NY

MetzWood Insurance in Albany, NY, serves homeowners, businesses, and property managers seeking specialized flood insurance. The agency helps these clients understand required policies and secure appropriate coverage under the National Flood Insurance Program. This is especially important given the region's varied waterways and storm risks. The team assists with evaluating property exposure, applying for necessary policies, and managing claims when damage occurs. MetzWood also extends its services to the surrounding communities in the greater Capital District area.

BH
150 State St Fourth Floor
Brick House Insurance Agency
Flood Insurance Agent · Albany, NY

Brick House Insurance Agency serves Albany, New York, and its surrounding communities, handling flood insurance policies for residential and commercial properties in the region. It assists clients in understanding flood zone classifications, coverage options, and the requirements set forth by the National Flood Insurance Program. For a typical job, the agency reviews the property’s elevation and flood risk, then presents policy choices that match the client’s specific needs and budget.

WI
5 Homestead Ave
WYNN Insurance Brokerage LLC
Flood Insurance Agent · Albany, NY

WYNN Insurance Brokerage LLC in Albany, NY offers flood insurance on both a one-time policy for specific property protection and through recurring service options for ongoing annual coverage. As flood risks persist in the region, their work includes assessing property vulnerability and helping clients secure policies that meet National Flood Insurance Program standards, though actual coverage terms depend on the chosen plan. Their service runs on an as-needed or scheduled basis for policy reviews and updates each year.

TE
1924 Western Ave
Ten Eyck Group
Flood Insurance Agent · Albany, NY

As a flood insurance agent in Albany, NY, the Ten Eyck Group specializes in securing National Flood Insurance Program policies and private coverage for residents and businesses. It works closely with clients to assess property-specific flood hazards and navigate complex policy options. The agency supports claims filing and coverage adjustments following storm surges or rapid snowmelt, events that commonly drive local flood risks in the Capital Region. Its services are particularly vital before heavy spring rains or during winter ice jam seasons along the Hudson and Mohawk rivers.

TI
17 Wendell Dr
Toedt Insurance Agency LLC
Flood Insurance Agent · Albany, NY

When spring rains or ice melt threaten the Capital Region, Toedt Insurance Agency LLC in Albany, NY serves as a resource for residents seeking flood insurance protection. As a local flood insurance agent, the company helps property owners understand National Flood Insurance Program options and the specific risks associated with nearby waterways and low-lying areas. Policies can take up to thirty days to become effective, so the firm encourages homeowners and business operators to schedule a property inspection or a risk-assessment conversation well before severe weather is forecast.

TB
1881 Western Ave #210
Twin Bridges Insurance Agency, Inc.
Flood Insurance Agent · Albany, NY

Serving property owners throughout Albany, Twin Bridges Insurance Agency, Inc. assists clients in evaluating their risk of water damage from storms and rising waterways. As a flood insurance agent, the firm also provides specialized endorsements to protect against coverage gaps in standard policies. Businesses ranging from offices and warehouses to food service establishments can secure policies tailored to their unique operational exposures and compliance requirements.

HA
454 Sand Creek Rd
HMS Agency, Inc.
Flood Insurance Agent · Albany, NY

HMS Agency, Inc. serves homeowners in Albany, NY with personalized flood insurance policies to protect residential properties from water damage. The agency also offers commercial coverage for local businesses requiring flood protection and serves clients throughout the greater Albany area. They assist policyholders during the initial enrollment and claims processes. The company maintains contact with customers for periodic coverage reviews and policy adjustments between regular visits to ensure ongoing protection.

AA
19 Colvin Ave
Apple Auto Agency
Flood Insurance Agent · Albany, NY

Apple Auto Agency in Albany, NY, is known for helping homeowners and renters understand their flood risk in the Capital Region. The company guides clients through flood insurance options for both single-family homes and multi-unit residential properties. Agents assist with navigating zone maps and policy details to ensure proper structural coverage. For added protection beyond standard policies, the agency can advise on obtaining replacement cost coverage for a home's contents.

DI
127 Wolf Rd
DeNooyer Insurance
Flood Insurance Agent · Albany, NY
(518) 241-4580
denooyerinsured.com
PA
300 Great Oaks Blvd Suite 319
The Phillips Agency LLC
Flood Insurance Agent · Albany, NY
(518) 421-6623
an.insure/teddphillips
TI
150 State St
Trusted Insurance Co NY
Flood Insurance Agent · Albany, NY
(315) 227-3323
VM
18 Computer Dr W
V. Mathis Insurance Agency
Flood Insurance Agent · Albany, NY
(518) 621-7766
vmathisagency.com
SB
14 Columbia Cir Suite 204
Smith Brothers Insurance
Flood Insurance Agent · Albany, NY
(518) 477-5150
smithbrothersusa.com
KI
12 Colvin Ave #4
Knox Insurance
Flood Insurance Agent · Albany, NY
(518) 489-8359
yourownagent.com
GA
1807 Western Ave
Guilderland Agency Inc
Flood Insurance Agent · Albany, NY
(518) 456-6688
murraygrp.com
TE
1924 Western Ave
Ten Eyck Insuring Agency Inc: Brassard Christopher
Flood Insurance Agent · Albany, NY
(518) 464-0059
teneyckgroup.com
CH
418 Broadway STE R
ClearGuard Harbor Agency LLC
Flood Insurance Agent · Albany, NY
(315) 666-3706

What Does a a Flood Insurance Agent in Albany Cost?

Typical flood insurance costs in Albany, New York range from 700 to 2,500 dollars annually for an NFIP policy covering up to 250,000 dollars for the building and 100,000 dollars for contents. Private market policies may cost more or less depending on risk factors like elevation and proximity to the Hudson River. This is general information and not insurance advice.

About flood insurance agents in Albany

Flood insurance agents in Albany, New York help property owners secure coverage against flood damage. New York law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can guide you through the National Flood Insurance Program and private market options specific to the Capital Region.

Frequently Asked Questions

Do I need flood insurance in Albany, New York?

If your property is in a Special Flood Hazard Area designated by FEMA, your lender will require flood insurance. Even outside high-risk zones, flood insurance is recommended as 25 percent of flood claims occur in low-to-moderate risk areas.

What does a flood insurance agent in Albany do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims guidance after a flood event.

How much does flood insurance cost in Albany New York?

Costs vary by property elevation, flood zone, and coverage amount. In Albany, NFIP policies typically range from 700 to 2,500 dollars per year for standard coverage. Private policies may offer different rates and higher limits.

Flood Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.