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Find Flood Insurance Agents Near You in Buffalo, NY

Browse flood insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated flood insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Matthew Dorr at Comparion Insurance Agency, Anthony Lorigo at Comparion Insurance Agency, Jody Lawrence at Comparion Insurance Agency. This directory lists 27 flood insurance agents serving Buffalo.

Showing 27 flood insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Matthew Dorr at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9161
3Anthony Lorigo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7249
4Jody Lawrence at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9169
5Comparion Insurance Agency400 Essjay Rd #300(716) 677-2734
6Lawley361 Delaware Ave(716) 849-8618
7New Buffalo Insurance Agency, Inc.686 Main St Suite 201(716) 332-1570
8Donna Medina at Comparion Insurance Agency400 Essjay Rd #300(716) 730-4909
9The Decker Agency, Inc.37 Elmwood Ave(716) 883-1455
10Niagara National Insurance5001 Genesee St(716) 684-6000
WI
1523 Main St
Willoughby Insurance
Flood Insurance Agent · Buffalo, NY

Willoughby Insurance serves the Buffalo, New York metro and Erie County area as a flood insurance agent. The company helps property owners secure coverage against water damage from rising waters and storm surges. It assists clients in understanding National Flood Insurance Program policies and private flood insurance options. Navigating local flood zone requirements and obtaining appropriate protection for homes and businesses are key services this agency handles.

MD
400 Essjay Rd #300
Matthew Dorr at Comparion Insurance Agency
Flood Insurance Agent · Buffalo, NY

Matthew Dorr at Comparion Insurance Agency provides a full range of flood insurance services for properties in the Buffalo area, including policy consultations and coverage assessments. The agency focuses on helping clients understand their specific flood risks and securing appropriate protection plans tailored to their needs. Service support includes annual policy reviews to ensure adequate coverage remains in place as property values or flood maps change. The company serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

AL
400 Essjay Rd #300
Anthony Lorigo at Comparion Insurance Agency
Flood Insurance Agent · Buffalo, NY

Anthony Lorigo at Comparion Insurance Agency serves homeowners, businesses, and property managers in Buffalo, New York, by providing coverage against flood damage. The agency helps clients navigate the complexities of the National Flood Insurance Program and private market options, ensuring protection for structures and contents in high-risk zones. With flooding a consistent concern in this Great Lakes region, the company assists policyholders in customizing their policies to local conditions. Their service area also extends to the nearby community of Amherst within the Buffalo metropolitan region.

JL
400 Essjay Rd #300
Jody Lawrence at Comparion Insurance Agency
Flood Insurance Agent · Buffalo, NY

For those in Buffalo needing temporary coverage or an ongoing relationship, Jody Lawrence at Comparion Insurance Agency offers guidance on the difference between a one-time claim-filing plan and a renewable annual policy. As a flood insurance agent, this firm helps clients assess their property’s specific risk from Buffalo’s local waterways and weather patterns. Standard residential policies often require a thirty-day waiting period before coverage activates. Service runs on either a one-time appointment basis or a scheduled annual renewal review.

CI
400 Essjay Rd #300
Comparion Insurance Agency
Flood Insurance Agent · Buffalo, NY

Comparion Insurance Agency serves the Buffalo, New York area and its surrounding communities, handling flood insurance policies for residential and commercial properties. It assists property owners in securing coverage that addresses the region's specific flood risks. The agency typically evaluates individual property needs and guides clients through available policy options to help ensure adequate protection against potential water damage.

LA
361 Delaware Ave
Lawley
Flood Insurance Agent · Buffalo, NY

Lawley specializes in securing flood insurance policies for properties in Buffalo, New York, addressing the specific risks posed by the region’s proximity to Lake Erie and its seasonal snowmelt. The agency guides clients through the complexities of National Flood Insurance Program requirements and private market options. It regularly assesses individual property vulnerabilities and coverage gaps. This service proves particularly vital during the spring thaw, when rapidly rising waters from the Niagara River can threaten homes and businesses.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Flood Insurance Agent · Buffalo, NY

Buffalo’s heavy lake-effect snow and spring thaws can lead to rapid snowmelt and basement flooding. New Buffalo Insurance Agency, Inc. helps local property owners address these flood-exposure risks, offering specialized flood insurance that federal programs often require for high-risk zones. Their agents focus on assisting homeowners and small businesses with policy selection and coverage review. To determine an accurate premium quote, every client first schedules a thorough inspection of their property’s flood history and foundation drainage.

DM
400 Essjay Rd #300
Donna Medina at Comparion Insurance Agency
Flood Insurance Agent · Buffalo, NY

Donna Medina at Comparion Insurance Agency in Buffalo, NY, assists property owners with general insurance needs. This agency specializes in flood insurance coverage, helping clients address specific risks associated with seasonal storms and lake-effect weather in Western New York. Protection for residential and commercial structures against water damage from rising waters is its primary focus. Commercial sectors served include local offices, warehouses, and food service establishments requiring tailored policies to safeguard inventory and equipment during flood events.

DA
37 Elmwood Ave
The Decker Agency, Inc.
Flood Insurance Agent · Buffalo, NY

The Decker Agency, Inc. in Buffalo, NY provides flood insurance guidance for residential properties, assisting homeowners in navigating coverage options for their specific needs. The agency also offers commercial flood protection for businesses in the local area. Serving Buffalo and the surrounding region, their specialists help clients secure policies that address regional weather risks and property exposure. They focus on thorough policy explanations for new clients and remain available for follow-up consultations to adjust coverages between regular review visits.

NN
5001 Genesee St
Niagara National Insurance
Flood Insurance Agent · Buffalo, NY

Niagara National Insurance is known for guiding Buffalo property owners through flood insurance options for residential and commercial coverage. The agency assists clients in navigating federal and private policy requirements common to this region. Understanding local flood zone designations, it helps property owners assess risk and secure appropriate protection. For those with a current National Flood Insurance Program policy, Niagara National Insurance can also review and adjust coverage limits to address recent property improvements.

WI
726 Exchange St Ste 200
Walsh Insurance
Flood Insurance Agent · Buffalo, NY
(716) 853-3820
walshins.com
MA
36 Hopkins Rd
Maranto Agency, Inc.
Flood Insurance Agent · Buffalo, NY
(716) 633-1818
marantoagency.com
AI
333 International Dr
Amherst Insurance Agency, Inc.
Flood Insurance Agent · Buffalo, NY
(716) 580-1200
amherstinsurance.com
CC
735 Delaware Ave
Clauss & Company Insurance Agency
Flood Insurance Agent · Buffalo, NY
(716) 886-6600
claussinsurance.com
TD
1439 Main St
Toni DuBois Agency, LLC
Flood Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
HI
2333 Elmwood Ave
Hoch Insurance Agency
Flood Insurance Agent · Buffalo, NY
(716) 881-1975
hochinsuranceagency.com
AI
4550 Bailey Ave
Axxcess Insurance
Flood Insurance Agent · Buffalo, NY
(716) 833-1131
axxcessinsurance.com
VI
1459 Kensington Ave
VitalGuard Insurance, New York
Flood Insurance Agent · Buffalo, NY
(716) 577-9159
CG
354 Cayuga Rd
The Cesar Group Inc
Flood Insurance Agent · Buffalo, NY
(716) 626-0066
thecesargroup.com
OI
445 Abbott Rd
Overdorf Insurance
Flood Insurance Agent · Buffalo, NY
(716) 822-9990
LA
2476 William St
Lelonek Agency Inc
Flood Insurance Agent · Buffalo, NY
(716) 893-8188
lelonekagency.com
AI
1798 Main Rd
Able Insurance Agency
Flood Insurance Agent · Buffalo, NY
(716) 883-5212
HS
1940 Eggert Rd
Houck Seward Agency
Flood Insurance Agent · Buffalo, NY
(716) 835-2525
fhsgroup.net/contactus.php
NA
6215 Sheridan Dr
NFP, an Aon company
Flood Insurance Agent · Buffalo, NY
(716) 633-3400
nfp.com/about-nfp/find-an-office/6215-sheridan-drive-amherst-ny
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Flood Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Flood Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Flood Insurance Agent · Buffalo, NY
(716) 771-0012

What Does a a Flood Insurance Agent in Buffalo Cost?

Typical flood insurance costs in Buffalo New York range from 700 to 1,500 dollars annually for an NFIP policy, with a maximum building coverage of 250,000 dollars. Private market policies may cost more or less depending on risk factors like elevation and proximity to water. An agent can provide a specific quote after reviewing your property. This is general information and not insurance advice.

About flood insurance agents in Buffalo

Flood insurance agents in Buffalo New York help property owners secure coverage through the National Flood Insurance Program and private insurers. New York state law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Buffalo residents near Lake Erie and the Niagara River may need this protection to meet lender requirements and safeguard their assets.

Frequently Asked Questions

Do I need flood insurance if I live in Buffalo New York?

You may need flood insurance if your property is in a Special Flood Hazard Area designated by FEMA. New York law does not mandate flood insurance for all homeowners, but lenders require it for properties in high-risk zones with a federally backed mortgage.

What does a flood insurance agent in Buffalo do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.

How much does flood insurance cost in Buffalo New York?

Costs vary based on your property elevation, flood zone, and coverage amount. In Buffalo, average NFIP premiums range from 700 to 1,500 dollars per year for a standard policy. Private insurers may offer different rates and higher coverage limits.

Flood Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.