ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsNew York › Clifton Park

Find Flood Insurance Agents Near You in Clifton Park, NY

Browse flood insurance agents serving Clifton Park, New York. Updated 2026-07-14.

The top-rated flood insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 20 flood insurance agents serving Clifton Park.

Showing 20 flood insurance agents in Clifton Park, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Doug Neil Insurance Agency955 NY-146(518) 783-3311
2Tim Mcgrath - State Farm Insurance Agent1471 US-9 Unit 107(518) 631-5113
3Farmers Insurance - Christine Sheppard632 Plank Rd #111(518) 220-2010
4Cote Insurance Agency1690 US-9(518) 630-6478
5Michele Metzger at Comparion Insurance Agency28 Corporate Dr #106(518) 243-1129
6Lee Serino - State Farm Insurance Agent868 NY-146(518) 371-0377
7Foursurance636 Plank Rd # 109(518) 978-4044
8Farmers Insurance - Mary Ann O'Brien22 Clifton Country Rd Suite 52(518) 280-1396
9StoneBuilt Insurance Agency Inc985 NY-146 Ste 1(518) 691-1233
10Thomas Rupert - State Farm Insurance Agent308 Grooms Rd(518) 383-0060
DN
955 NY-146
Doug Neil Insurance Agency
Flood Insurance Agent · Clifton Park, NY

Doug Neil Insurance Agency serves clients in Saratoga County and the surrounding Capital Region from its Clifton Park, New York office. The agency focuses on providing flood insurance policies to homeowners and business owners in the area. Flood coverage helps protect properties in designated flood zones against water damage from storms and rising waterways. Clients can discuss their need for a standard National Flood Insurance Program policy during a consultation appointment and can also get advice on excess flood coverage for higher-risk locations.

TM
1471 US-9 Unit 107
Tim Mcgrath - State Farm Insurance Agent
Flood Insurance Agent · Clifton Park, NY

Tim Mcgrath - State Farm Insurance Agent in Clifton Park, NY, offers flood insurance as part of its broader personal and commercial coverage options. Services include assessing flood risk for properties in designated flood zones and standard areas, with policies designed to protect structure and contents. General maintenance plans involve periodic policy reviews to adjust coverage as flood maps or property conditions change. The agency provides these insurance services for single-family homes, apartments, retail locations, and restaurants throughout the local region.

FI
632 Plank Rd #111
Farmers Insurance - Christine Sheppard
Flood Insurance Agent · Clifton Park, NY

Homeowners, businesses, and property managers in Clifton Park, NY turn to Farmers Insurance - Christine Sheppard for flood insurance agent services. As a local agency, it provides guidance on securing policies that help protect properties from flood-related damage. This includes explaining coverage options and assisting with the application process to meet the needs of those in flood-prone areas. The agency also serves clients in neighboring communities such as Saratoga Springs, helping property owners across the greater Capital Region prepare for potential water damage.

CI
1690 US-9
Cote Insurance Agency
Flood Insurance Agent · Clifton Park, NY

Cote Insurance Agency serves property owners in Clifton Park, New York, and the surrounding communities of Saratoga County. It handles the procurement of flood insurance policies for residential and commercial properties located in designated flood zones. The agency also advises clients on the importance of coverage even in lower-risk areas. To handle a typical job, the agent reviews a property’s flood map designation and structure value, then compares available federal and private carrier options to match appropriate coverage limits.

MM
28 Corporate Dr #106
Michele Metzger at Comparion Insurance Agency
Flood Insurance Agent · Clifton Park, NY

For those seeking protection against flooding, Michele Metzger at Comparion Insurance Agency in Clifton Park, NY offers both one-time policies for single properties and recurring options for ongoing coverage. As a flood insurance agent, the company helps residents navigate the specific risks of the area, including potential storm damage and rising water from nearby waterways. Service arrangements run on a one-time or as-needed basis depending on the client’s policy lifecycle and renewal schedule.

LS
868 NY-146
Lee Serino - State Farm Insurance Agent
Flood Insurance Agent · Clifton Park, NY

Lee Serino - State Farm Insurance Agent provides flood insurance guidance tailored specifically to homeowners and renters in Clifton Park, NY. The agency also handles general insurance needs, including auto, homeowners, and life policies. Flood coverage is especially important in this area due to sudden spring thaws and heavy summer storms, which can cause unexpected water damage. Lee Serino helps residents understand their flood risk and secure coverage before a storm system develops.

FO
636 Plank Rd # 109
Foursurance
Flood Insurance Agent · Clifton Park, NY

Spring thaws and heavy storms often challenge homeowners in Clifton Park, New York, with unexpected water damage from rising creeks and saturated yards. Foursurance provides specialized guidance on flood insurance policies designed to protect residential property from these recurring seasonal risks. Their agents assess local floodplain maps and zoning regulations to help clients understand their specific coverage needs. An initial inspection of the property’s foundation, drainage systems, and basement vulnerabilities is typically scheduled to determine appropriate coverage limits.

FI
22 Clifton Country Rd Suite 52
Farmers Insurance - Mary Ann O'Brien
Flood Insurance Agent · Clifton Park, NY

Farmers Insurance - Mary Ann O'Brien assists clients in Clifton Park and surrounding areas with general property insurance needs, then extends coverage to address flood risks specifically. This local agency helps property owners navigate flood hazards particular to the region, evaluating policies that can protect against water damage from storms or rising waters. Commercial clients are served as well, including offices, warehouses, and establishments in the food service industry.

SI
985 NY-146 Ste 1
StoneBuilt Insurance Agency Inc
Flood Insurance Agent · Clifton Park, NY
TR
308 Grooms Rd
Thomas Rupert - State Farm Insurance Agent
Flood Insurance Agent · Clifton Park, NY

Thomas Rupert, operating as a State Farm Insurance Agent in Clifton Park, NY, provides residential flood insurance services designed to help protect homes from water damage. Commercial flood coverage is also available, and the agency serves the broader Clifton Park area. Their work focuses on assessing individual property risks and guiding clients through the necessary policy options. Customers often return for annual policy reviews or after significant changes to their property between regular visits.

KS
28 Corporate Dr #106
Kevin Simon at Comparion Insurance Agency
Flood Insurance Agent · Clifton Park, NY
(518) 243-1124
comparioninsurance.com/insurance-agent/new-york/clifton-park-0875/kevinsimon
CI
28 Corporate Dr #106
Comparion Insurance Agency
Flood Insurance Agent · Clifton Park, NY
(518) 371-2486
comparioninsurance.com/insurance-agent/new-york/clifton-park-0875
WM
1480 US-9
Willie Miranda Jr: Allstate Insurance
Flood Insurance Agent · Clifton Park, NY
(518) 373-1458
agents.allstate.com/willie-miranda-jr-clifton-park-ny.html
GI
7 Executive Park Dr
GTM Insurance Agency
Flood Insurance Agent · Clifton Park, NY
(518) 373-4111
gtminsuranceagency.com
LG
282 Ushers Rd Suite 1
The Lyden Group, LLC
Flood Insurance Agent · Clifton Park, NY
(518) 877-7018
lydengroup.com
MI
632 Plank Rd Unit 107
Moore Insurance Services, LLC
Flood Insurance Agent · Clifton Park, NY
(518) 280-1452
mooreinsuranceservice.com
DI
1505 US-9
Dobson Insurance Agency
Flood Insurance Agent · Clifton Park, NY
(518) 383-2660
PC
800 NY-146 Suite 284, Building 200
Personal Coverage, Inc.
Flood Insurance Agent · Clifton Park, NY
(518) 490-1018
personalcoverage.com
RJ
1396 Crescent Vischer Ferry Rd
R. J. Carignan & Company
Flood Insurance Agent · Clifton Park, NY
(518) 235-4303
rjcinsurance.com
MI
747 Pierce Rd
Mega Insurance
Flood Insurance Agent · Clifton Park, NY
(518) 877-8557

What Does a a Flood Insurance Agent in Clifton Park Cost?

Flood insurance premiums in New York average between $700 and $2,000 per year for NFIP policies, but costs vary by flood zone, building elevation, and coverage amount. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Clifton Park

Flood insurance agents in Clifton Park, New York help property owners secure coverage through the National Flood Insurance Program or private insurers. New York law requires flood insurance disclosure for properties in high-risk zones. Agents can explain how local flood maps affect your premium and coverage needs.

Frequently Asked Questions

Do I need flood insurance in Clifton Park New York?

If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will likely require flood insurance. Even outside high-risk zones, flooding from heavy rain or snowmelt can occur. An agent can help you assess your risk.

How do I choose a flood insurance agent in Clifton Park?

Look for an agent licensed in New York who is familiar with local flood zones and elevation certificates. Ask about their experience with NFIP policies and private flood insurance options. Compare quotes from multiple agents to find suitable coverage.

What does flood insurance cover in New York?

Standard flood insurance covers building structure and contents up to policy limits. It does not cover basement improvements or personal property in basements. New York law requires clear disclosure of exclusions in your policy.

Flood Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.