The top-rated flood insurance agent in Bronx, New York is Hielly Martinez - State Farm Insurance Agent, rated 5.0 stars across 2,116 reviews. Other highly rated options include Gladys Quinones - State Farm Insurance Agent, Traci Menes - State Farm Insurance Agent, Hector Camilo Jr - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Bronx.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hielly Martinez - State Farm Insurance Agent | 251 E 138th St | (347) 271-4444 |
| 2 | Gladys Quinones - State Farm Insurance Agent | 1029 E 167th St | (718) 484-3373 |
| 3 | Traci Menes - State Farm Insurance Agent | 4734 White Plains Rd | (718) 325-0100 |
| 4 | Hector Camilo Jr - State Farm Insurance Agent | 584 E 187th St Fl 2 | (833) 271-7166 |
| 5 | Mendoza Agency Inc | 2010 Williamsbridge Rd | (718) 684-5200 |
| 6 | BIC Brokerage - Insurance & Taxes | 2481 Crotona Ave | (718) 220-1111 |
| 7 | Pearland Brokerage | 805 Melrose Ave | (718) 665-4750 |
| 8 | Nationwide Insurance: Clara O Mendoza Agency | 2010 Williamsbridge Rd | (718) 684-5200 |
| 9 | Capital Shield Agency Inc | 3600 E Tremont Ave | (718) 829-3200 |
| 10 | Almeda Insurance | 1687 Jerome Ave | (718) 532-6000 |
A flood insurance agent in the Bronx, New York, and its surrounding communities in the greater metropolitan area, Hielly Martinez - State Farm Insurance Agent handles residential and commercial flood coverage needs. The office assists clients in understanding National Flood Insurance Program options and private policies. It evaluates each property's specific risk profile based on location and flood zone maps. To handle a typical job, the agent conducts a thorough review of the property's elevation and claims history before presenting tailored coverage solutions.
Gladys Quinones, a State Farm Insurance Agent, provides general insurance services from her Bronx, New York office. As a Flood Insurance Agent, her specialized work focuses on securing policies that protect properties from water damage caused by storms or rising tides. These plans cover both the building structure and its contents against flood-related losses. The agency can serve the insurance needs of a variety of commercial sectors, including offices, warehouses, and food service establishments.
Traci Menes - State Farm Insurance Agent in the Bronx, NY, provides flood insurance policies designed to protect properties from water damage caused by storms or rising tides. Service plans include personalized policy reviews to help clients understand their coverage options and ensure adequate protection for their specific needs. The company also assists with claims filing and updates coverage as flood zones change. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in the Bronx, NY, can secure essential coverage against rising water table overflow and storm surges through Hector Camilo Jr - State Farm Insurance Agent. As a local flood insurance agent, the company helps clients understand National Flood Insurance Program policies and standard residential or commercial options. It guides property owners through risk assessments and the claims process in a straightforward manner. The office also extends its flood insurance services to neighboring communities in the Bronx metro area such as Pelham Bay.
When you need flood insurance, you can choose a one-time policy for a single property purchase or an ongoing policy with annual renewals to maintain continuous protection. Covering residential and commercial properties in flood-prone areas, your coverage may include the building structure and its contents based on the selected plan. Operating in the Bronx, NY, Mendoza Agency Inc helps clients review policy details and file required documentation. Service for new policies and annual renewals runs on an as-needed basis.
Located in the Bronx, NY, BIC Brokerage - Insurance & Taxes provides specialized services as a flood insurance agent. It assists property owners in navigating necessary policies that address specific local flood risks, guiding clients through complex coverage requirements to ensure adequate protection. The agency works with individuals and businesses to evaluate their unique needs and secure appropriate plans for their properties. During hurricane season and heavy rain events, it helps policyholders prepare by reviewing existing coverage and addressing potential gaps.
With the flood season bringing heavy rains and storm surges to the Bronx, property owners need reliable guidance on securing appropriate coverage. Pearland Brokerage serves local homeowners and business operators as a flood insurance agent in this community. The company helps clients navigate complex National Flood Insurance Program policies, ensuring buildings in vulnerable zones receive adequate protection. After consulting on flood risks and policy options, an agent conducts a thorough on-site inspection of the property to assess foundation height and drainage concerns.
Nationwide Insurance: Clara O Mendoza Agency provides flood insurance solutions tailored for property owners in the Bronx, New York area. This agency specializes in safeguarding structures against water damage from rising waters and heavy storms, offering essential risk management for local residents. Commercial clients can also receive customized policies designed to protect business assets, including inventory and equipment. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Capital Shield Agency Inc in Bronx, NY offers residential flood insurance for local homeowners seeking protection against water damage. They also provide commercial coverage for businesses in the surrounding area. Every policy is designed to address specific property needs and flood risks common to the region. Clients can schedule follow‑up consultations or repeat service between regular visits to adjust coverage as conditions change.
Almeda Insurance provides residential flood insurance services for homes in the Bronx, New York area, addressing frequently underestimated water damage risks. The company also offers commercial coverage to protect local businesses from flood-related financial loss. Serving the wider Bronx region, they help property owners secure appropriate policies based on individual property conditions. Clients can schedule follow-up consultations before renewal periods start, and returning customers often receive consistent service between their regular policy review visits to adjust coverage as needed.
What Does a a Flood Insurance Agent in Bronx Cost?
Typical costs for flood insurance in the Bronx range from 700 to 2,000 dollars annually for an NFIP policy, depending on flood zone and building characteristics. Properties in high-risk zones like AE or VE may see premiums above 3,000 dollars. Private insurers may offer lower rates for lower-risk properties but vary by carrier. This is general information and not insurance advice.
About flood insurance agents in Bronx
Flood insurance agents in Bronx, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New York law requires flood insurance disclosure for properties in high-risk flood zones, and agents can explain local flood maps and elevation certificates. Working with a local agent ensures you understand Bronx-specific risks, such as those near the Bronx River or Long Island Sound.
Frequently Asked Questions
Do I need flood insurance if I live in the Bronx?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and agents can help you evaluate optional coverage.
What does a flood insurance agent do in New York?
A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you complete the application. They also guide you on elevation certificates and New York State specific flood disclosure requirements.
How much does flood insurance cost in the Bronx?
Costs vary based on flood zone, building elevation, and coverage amount. In the Bronx, NFIP policies typically range from 700 to 2,000 dollars per year for standard coverage, but high-risk properties may cost more. Private market options may offer different rates.
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