Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 flood insurance agents in Bay Shore, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sound Harbor Insurance
91 E Main St Suite 3, Bay Shore, NY 11706
(631) 517-9211
soundharborinsurance.com
Anthony Machiano: Allstate Insurance
67 E Main St, Bay Shore, NY 11706
(631) 440-9226
agents.allstate.com
Michael S. Stagnitta - State Farm Insurance Agent
87 Park Ave, Bay Shore, NY 11706
(631) 666-8350
michaelsthere.com
Bill Dunn - State Farm Insurance Agent
1656 5th Ave A, Bay Shore, NY 11706
(631) 478-6669
billdunnsf.com
Douglas Cortez - State Farm Insurance Agent
1805 5th Ave Ste 14, Bay Shore, NY 11706
(631) 456-4603
douglasmyagent.com
ACME Insurance Brokerage of Bay Shore INC.
1716 Sunrise Hwy, Bay Shore, NY 11706
(631) 665-6464
lowcostcarinsurance123.com
Oxford Millin Insurance Agency Ltd
25 4th Ave, Bay Shore, NY 11706
(631) 434-6666
oxfordins.com
C Walsh Agency
28 W Main St, Bay Shore, NY 11706
(631) 251-6050
cwalshagency.com
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
(631) 231-3200
jayteeinsurance.com
Universal Insurance Co
214 5th Ave, Bay Shore, NY 11706
(315) 239-3997
First Choice Insurance New York
194 N Fehr Way Suite D-3, Bay Shore, NY 11706
(631) 729-9572
SafeCity Insurance Agency NY
90 Millpond Ln, Bay Shore, NY 11706
(917) 310-3567
Robert W McLear Agency Inc
245 Bay Shore Rd, Bay Shore, NY 11706
(631) 666-3696
mclearagency.com
What Does a Flood Insurance Agent in Bay Shore Cost?
Typical flood insurance costs in Bay Shore range from 700 to 2,500 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Premiums are set by federal or private rate tables, not by the agent. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bay Shore New York?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones, flood insurance is recommended because Bay Shore is prone to coastal flooding.
What does a flood insurance agent in Bay Shore do?
A flood insurance agent helps you compare NFIP and private policies, determine your flood zone, and calculate coverage limits. They also assist with filing claims and understanding New York flood disclosure rules.
How long does it take to get flood insurance in Bay Shore?
Most NFIP policies have a 30-day waiting period before coverage starts. Private insurers may offer shorter waiting times. A Bay Shore agent can help you find the fastest option.