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Find Flood Insurance Agents Near You in Apex, NC

Browse flood insurance agents serving Apex, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Apex, North Carolina is Cherie Morrison - State Farm Insurance Agent, rated 4.9 stars across 478 reviews. Other highly rated options include Jill Gibson - State Farm Insurance Agent, Jaclyn Lucas: Allstate Insurance, Marlow Campbell Insurance Group. This directory lists 14 flood insurance agents serving Apex.

Showing 14 flood insurance agents in Apex, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cherie Morrison - State Farm Insurance Agent109 Salem Towne Ct(919) 387-9866
2Jill Gibson - State Farm Insurance Agent1785 W Williams St(919) 355-2988
3Jaclyn Lucas: Allstate Insurance203 S Salem St(919) 367-2810
4Marlow Campbell Insurance Group1001 Pemberton Hill Rd STE 203(919) 362-7319
5WOOMER Insurance106 N Salem St(919) 290-6000
6NC Farm Bureau Insurance209 N Salem St(919) 589-0225
7Morgan & Allen Insurance Group, Apex Office1031 Pemberton Hill Rd STE 203(919) 339-9126
8Affinity Insurance Group800 W Williams St Suite 231H(919) 296-3787
9Barber Insurance Agency2201 Candun Dr #200(919) 629-7426
10Insurance Service Center1111 Pemberton Hill Rd STE 102(919) 387-0560
CM
109 Salem Towne Ct
Cherie Morrison - State Farm Insurance Agent
Flood Insurance Agent · Apex, NC

Cherie Morrison - State Farm Insurance Agent serves the Apex, North Carolina area, with a focus on flood insurance coverage. Flood insurance agents provide policies that protect homes and businesses from water damage caused by rising waters. These plans help property owners manage financial risks associated with severe weather events common in this region. The agency’s services include assessing flood zone risks and guiding clients through policy applications to ensure adequate protection for their specific properties.

JG
1785 W Williams St
Jill Gibson - State Farm Insurance Agent
Flood Insurance Agent · Apex, NC

Jill Gibson - State Farm Insurance Agent in Apex, NC, provides flood insurance policies designed to protect residential and commercial properties from water damage. The agency offers personalized consultations to help clients assess their flood risk and select appropriate coverage limits. Policyholders receive ongoing support for claims and policy adjustments as needed. This agent serves single-family homes, apartment complexes, retail spaces, and local restaurants throughout the Apex area.

JL
203 S Salem St
Jaclyn Lucas: Allstate Insurance
Flood Insurance Agent · Apex, NC

Jaclyn Lucas: Allstate Insurance serves homeowners, businesses, and property managers in Apex, North Carolina, by providing flood insurance coverage to protect against water damage from storms and rising waters. Policies help safeguard properties from potential losses not covered by standard homeowners insurance, assisting clients in navigating flood zone requirements and securing appropriate limits. The agency also extends its flood insurance services to clients in nearby Cary and the greater Raleigh metropolitan area.

MC
1001 Pemberton Hill Rd STE 203
Marlow Campbell Insurance Group
Flood Insurance Agent · Apex, NC

Serving Apex, North Carolina, and the surrounding communities of the Triangle region, Marlow Campbell Insurance Group handles flood insurance agent services. It provides policies designed to cover water damage from rising waters, helping property owners protect their homes and businesses against a specific natural risk common to the area. A thorough review of each client’s property and its flood zone designation determines the appropriate level of coverage. The company typically manages the entire process from application through claims assistance to guarantee correct protection.

WI
106 N Salem St
WOOMER Insurance
Flood Insurance Agent · Apex, NC

WOOMER Insurance in Apex, NC, assists property owners in distinguishing between National Flood Insurance Program policies and private market options, as each provides distinct claims processes and coverage limits. The agency structures protection for both building structures and personal contents, addressing specific flood exposure risks common in the region. Service runs on an as-needed basis, with policyholders scheduling consultations or claim support whenever a need arises following storm events or seasonal preparation.

NF
209 N Salem St
NC Farm Bureau Insurance
Flood Insurance Agent · Apex, NC

NC Farm Bureau Insurance in Apex, North Carolina, is known for providing flood insurance guidance to property owners. Its service range covers risk assessment of local flood zones and placement of National Flood Insurance Program policies. Agents explain submersion perils separate from standard homeowner coverage. A dedicated claims assistance process follows losses. The agency adds on notary services for closing documentation on new policies.

MA
1031 Pemberton Hill Rd STE 203
Morgan & Allen Insurance Group, Apex Office
Flood Insurance Agent · Apex, NC

Morgan & Allen Insurance Group, Apex Office specializes in providing flood insurance policies for residential and commercial properties, helping clients secure necessary coverage against water damage. Its general services include guiding property owners through the complexities of the National Flood Insurance Program and private market options. The agency works to assess local flood zone risks and structure appropriate plans. As seasonal storms and heavy rainfall increase the likelihood of flooding in the Apex area, it helps residents prepare for potential claims and coverage adjustments before weather events arrive.

AI
800 W Williams St Suite 231H
Affinity Insurance Group
Flood Insurance Agent · Apex, NC

Flood season in Apex, North Carolina, often brings heavy rains and rising water risks for area homes. Affinity Insurance Group responds to this local need by offering flood insurance agent services designed to protect residential and commercial properties from potential water damage. Their work focuses on guiding clients through policy options that can help cover structural losses and contents. Before any coverage begins, the agent schedules a thorough property inspection to assess flood zone factors and establish baseline conditions for the initial policy step.

BI
2201 Candun Dr #200
Barber Insurance Agency
Flood Insurance Agent · Apex, NC

Barber Insurance Agency provides comprehensive insurance services to residents in the Apex, North Carolina area. As a dedicated flood insurance agent, the company focuses specifically on helping property owners secure essential protection against flood risks that standard policies often exclude. This specialized expertise allows clients to understand their unique exposure and coverage options thoroughly. The agency is well-positioned to assist various commercial sectors, including offices, warehouses, and food service operations, in obtaining appropriate flood insurance to safeguard their assets from potential water damage.

IS
1111 Pemberton Hill Rd STE 102
Insurance Service Center
Flood Insurance Agent · Apex, NC
WI
420 E Williams St
Walker Insurance Group, Inc.
Flood Insurance Agent · Apex, NC
(919) 387-2886
walkerinsurancegroup.com/location/apex
GS
412 E Williams St C
Glenn Slifker: Allstate Insurance
Flood Insurance Agent · Apex, NC
(919) 362-5140
agents.allstate.com/glenn-slifker-apex-nc.html
BI
309 S Elm St Ste A
Brewer Insurance Group, Inc.
Flood Insurance Agent · Apex, NC
(919) 289-3998
brewerinsurancegroup.com
RI
512 W Williams St
Rogers Insurance Agency
Flood Insurance Agent · Apex, NC
(919) 362-8310
rogersinc.net

What Does a a Flood Insurance Agent in Apex Cost?

Flood insurance costs in Apex, North Carolina vary by flood zone, building elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in a moderate-risk zone. Properties in high-risk zones may see premiums above 3,000 dollars. Private market policies may offer different pricing. This is general information, not insurance advice.

About flood insurance agents in Apex

Flood insurance agents in Apex, North Carolina help property owners understand their flood risk and secure coverage. North Carolina participates in the National Flood Insurance Program, which requires flood insurance for properties in high-risk zones with a federally backed mortgage. A local agent can guide you through the 30-day waiting period for new policies and explain elevation certificate requirements specific to Wake County.

Frequently Asked Questions

Do I need flood insurance in Apex North Carolina?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Apex residents choose coverage because heavy rain and flash flooding can occur. Check your flood zone with the Wake County floodplain map or ask an agent.

How long does it take for flood insurance to start in North Carolina?

Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. There are exceptions for loans closing on a property or if the policy is bought within 13 months of a revised flood map. An agent can confirm if you qualify for an exception.

What does a flood insurance policy typically cover in Apex?

A standard NFIP policy covers up to 250,000 dollars for the building and 100,000 dollars for contents. It does not cover basement improvements, landscaping, or temporary living expenses. An agent can explain coverage limits and recommend additional private market options if needed.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.