Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 14 flood insurance agents in Apex, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cherie Morrison - State Farm Insurance Agent
109 Salem Towne Ct, Apex, NC 27502
(919) 387-9866
cherieismyagent.com
Jill Gibson - State Farm Insurance Agent
1785 W Williams St, Apex, NC 27523
(919) 355-2988
jillgibsoninsurance.com
Jaclyn Lucas: Allstate Insurance
203 S Salem St, Apex, NC 27502
(919) 367-2810
agents.allstate.com
Marlow Campbell Insurance Group
1001 Pemberton Hill Rd STE 203, Apex, NC 27502
(919) 362-7319
bestinsurancearound.com
WOOMER Insurance
106 N Salem St, Apex, NC 27502
(919) 290-6000
woomerinsurance.com
NC Farm Bureau Insurance
209 N Salem St, Apex, NC 27502
(919) 589-0225
ncfbins.com
Morgan & Allen Insurance Group, Apex Office
1031 Pemberton Hill Rd STE 203, Apex, NC 27502
(919) 339-9126
morganallen.com
Affinity Insurance Group
800 W Williams St Suite 231H, Apex, NC 27502
(919) 296-3787
affinityinsurancenc.com
Barber Insurance Agency
2201 Candun Dr #200, Apex, NC 27523
(919) 629-7426
insuringnc.com
Glenn Slifker: Allstate Insurance
412 E Williams St C, Apex, NC 27502
(919) 362-5140
agents.allstate.com
Insurance Service Center
1111 Pemberton Hill Rd STE 102, Apex, NC 27502
(919) 387-0560
iscfay.com
Walker Insurance Group, Inc.
420 E Williams St, Apex, NC 27502
(919) 387-2886
walkerinsurancegroup.com
Brewer Insurance Group, Inc.
309 S Elm St Ste A, Apex, NC 27502
(919) 289-3998
brewerinsurancegroup.com
Rogers Insurance Agency
512 W Williams St, Apex, NC 27502
(919) 362-8310
rogersinc.net
What Does a Flood Insurance Agent in Apex Cost?
Flood insurance costs in Apex, North Carolina vary by flood zone, building elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in a moderate-risk zone. Properties in high-risk zones may see premiums above 3,000 dollars. Private market policies may offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Apex North Carolina?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Apex residents choose coverage because heavy rain and flash flooding can occur. Check your flood zone with the Wake County floodplain map or ask an agent.
How long does it take for flood insurance to start in North Carolina?
Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. There are exceptions for loans closing on a property or if the policy is bought within 13 months of a revised flood map. An agent can confirm if you qualify for an exception.
What does a flood insurance policy typically cover in Apex?
A standard NFIP policy covers up to 250,000 dollars for the building and 100,000 dollars for contents. It does not cover basement improvements, landscaping, or temporary living expenses. An agent can explain coverage limits and recommend additional private market options if needed.