The top-rated flood insurance agent in Cary, North Carolina is Lipstone Insurance Group, rated 4.8 stars across 168 reviews. Other highly rated options include NC Insurance Guy, Inspro Professionals of NC, Inc., Fairway Insurance and Risk Management. This directory lists 19 flood insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lipstone Insurance Group | 208 New Edition Ct | (919) 463-5300 |
| 2 | NC Insurance Guy | 1051 Monmouth Loop | (919) 332-2383 |
| 3 | Inspro Professionals of NC, Inc. | 919 Kildaire Farm Rd | (919) 467-5555 |
| 4 | Fairway Insurance and Risk Management | 1149 Executive Cir STE A | (919) 373-5800 |
| 5 | All About Insurance - Cary | 590 E Chatham St STE 100 | (919) 460-9996 |
| 6 | Pelnik Insurance | 100 Ridgeview Dr #100 | (919) 459-8000 |
| 7 | Triangle Insurance Center | 1143-G Executive Cir | (919) 653-4705 |
| 8 | Johnson Insurance Center | 5000 Old Raleigh Rd | (919) 228-2250 |
| 9 | Barcenas Insurance Agency, LLC | 1223 Walnut St | (919) 378-9454 |
| 10 | Simpson Insurance Agency, Inc. | 120 New Edition Ct | (919) 481-9015 |
Lipstone Insurance Group serves the Cary, North Carolina, area as a flood insurance agent. The company helps homeowners and renters secure policies that protect against water damage from storms and rising waters. Flood coverage is often required for properties in designated flood zones, and this agency guides clients through available options. It assists with applying for federal flood insurance through the National Flood Insurance Program and helps evaluate supplemental coverage for specific property needs.
NC Insurance Guy provides flood insurance policy evaluation, risk assessment, and application assistance for property owners in Cary and surrounding areas. The agency helps clients understand policy coverage options and file necessary documentation to secure appropriate protection against water damage. It offers periodic policy reviews to keep coverage aligned with changing flood zone maps and property values. Residential services include single-family homes and apartment complexes, while commercial services cover retail spaces and restaurants.
Inspro Professionals of NC, Inc. serves homeowners, businesses, and property managers seeking comprehensive flood insurance coverage in the Cary area. The agency assists clients in navigating flood risk assessments and policy options to protect property from water damage. Flood insurance agents here guide policyholders through the complexities of federal and private flood programs. The team ensures customers understand coverage limits and deductible choices. Its service area also extends to neighboring communities in the Raleigh metropolitan region, including Apex.
Fairway Insurance and Risk Management serves Cary, North Carolina, and the surrounding communities in the Triangle area. The agency handles flood insurance policies for local homeowners and businesses, helping clients understand their flood risk and coverage options. It assists with evaluating government flood maps and determining appropriate policy limits to protect property. For a typical job, the agency collects property details and flood zone information to compare available plans from the National Flood Insurance Program.
All About Insurance - Cary specializes in flood insurance policies designed to protect properties from water damage. It also offers general insurance services to residents and business owners throughout the Cary, North Carolina area. The agency works with clients to assess their specific flood risk and secure appropriate coverage for their homes or commercial buildings. It helps property owners prepare for the heightened flood threats often brought by seasonal heavy rains and hurricane activity along the East Coast.
Heavy rain and hurricanes pose recurring flood risks for Cary homeowners and businesses. Pelnik Insurance provides coverage guidance focused on protecting properties in local flood zones. The agency reviews the National Flood Insurance Program and private policy options, explaining how different plans address specific needs in the area. They discuss deductible choices, waiting periods, and coverage limits for structures and contents. A full property inspection and elevation certificate review kick off the initial flood risk assessment.
Triangle Insurance Center provides guidance on flood insurance options for property owners in Cary, North Carolina. Its services include evaluating risk exposure and assisting with National Flood Insurance Program applications. The agency helps residential clients understand coverage requirements, and it also advises commercial operators on business interruption and building protection. It serves offices, warehouses, and food service establishments needing tailored flood insurance solutions to safeguard their facilities and inventory.
Johnson Insurance Center in Cary, NC provides residential flood insurance for single-family homes and condominiums in the local area. The company also assists commercial property owners, including small businesses and multi-unit buildings, with appropriate flood coverage. Their service area covers Cary and adjacent communities within Wake County. After an initial policy placement, clients can expect prompt follow-up for renewal paperwork or claims support. This allows property owners to maintain continuous protection throughout hurricane season or between regular flood zone inspections.
Barcenas Insurance Agency, LLC in Cary, NC offers both one-time flood insurance policies and scheduled renewal services tailored to the area's flood risk. Their coverage helps protect residential and commercial properties from water damage events. The agency assists clients in understanding federal flood program requirements and private insurance options. Service runs on a scheduled basis, with policyholders receiving reminders for annual renewals to maintain continuous coverage through flood-prone seasons.
Simpson Insurance Agency, Inc. in Cary, NC provides flood insurance coverage for homeowners and businesses needing protection against water damage. Its agents guide clients through federal program requirements and private policy options. The firm assesses flood zone risks specific to the area and helps secure policies that meet mortgage lender demands. Simpson Insurance also focuses on explaining coverage limits and seasonal premium changes for the local region. For those rebuilding, the agency can access enhanced high-value contents protection for finished basements and personal property.
What Does a a Flood Insurance Agent in Cary Cost?
Typical flood insurance costs in North Carolina range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and building value. Private market policies may cost more or less based on risk. This is general information, not insurance advice.
About flood insurance agents in Cary
Flood insurance agents in Cary, North Carolina help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. North Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Cary sits in Wake County where heavy rains and hurricane remnants can cause flash flooding, making proper coverage essential.
Frequently Asked Questions
What does a flood insurance agent in Cary do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They explain coverage limits, deductibles, and waiting periods specific to North Carolina flood zones.
Is flood insurance required in Cary, North Carolina?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, agents recommend coverage because 25 percent of flood claims come from low-to-moderate risk areas.
How long does it take for a flood insurance policy to start in North Carolina?
NFIP policies have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting periods. You cannot get same day coverage for flood damage in North Carolina.
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