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Compare Flood Insurance Agents in Gastonia, NC

Compare flood insurance agents in Gastonia. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 flood insurance agents in Gastonia, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brad Riley - State Farm Insurance Agency - Gastonia
1302 E Garrison Blvd, Gastonia, NC 28054
(704) 864-0324 bradrileyinsurance.com
Pegram and Noyes Insurance
4312 Wilkinson Blvd, Gastonia, NC 28056
(704) 823-9495 pegramandnoyes.com
Beard Insurance Group
1312 W Franklin Blvd, Gastonia, NC 28052
(704) 861-5999 beardagency.com
Elite Insurance
413 S York St, Gastonia, NC 28052
(704) 867-0731 eliteinsuranceco.com
Watson Insurance Agency
245 E Second Ave, Gastonia, NC 28052
(704) 865-8584 watsoninsurance.com
A-1 Insurance Coverage
1108 Union Rd D, Gastonia, NC 28054
(704) 866-7550 a1insurancenc.com
Ewing Insurance Agency Inc
1548 Union Rd, Gastonia, NC 28054
(704) 861-0100 insuregaston.com
Sheffield Insurance Agency
1550-B, Union Rd Ste B, Gastonia, NC 28054
(704) 671-4779 sheffieldins.com
Johnson Insurance Group, Inc.
1905 E Garrison Blvd, Gastonia, NC 28054
(704) 854-8646 johnsoninsgroupinc.com
Charles Cox Insurance
222 S Chestnut St, Gastonia, NC 28054
(704) 865-7669
Stowe Insurance
104 N Church St, Gastonia, NC 28054
(704) 865-2336 stowe-insurance.com
L&L Insurance Agency
365 N New Hope Rd STE 2, Gastonia, NC 28054
(704) 765-2646 quotetosave.com
NC Farm Bureau Insurance
3900 E Franklin Blvd Ste 120 Ste 120, Gastonia, NC 28056
(704) 867-5433 ncfbins.com
Teal Insurance Group
825-B Majestic Ct, Gastonia, NC 28054
(704) 864-4430 tealinsurancegroup.com
Parsons Insurance Group, Inc.
2204 W Franklin Blvd, Gastonia, NC 28052
(704) 862-7272 parsonsinsurancegroup.com
Bradley-Griffin Insurance
1203 Jackson Rd, Gastonia, NC 28052
(704) 861-9403 bradleygriffininsurance.com
Carolina Elite Insurance
1846 E Franklin Blvd, Gastonia, NC 28054
(704) 865-4456 ce-insure.com
Whitesides & Company Insurance Since 1921
1355 E Garrison Blvd C, Gastonia, NC 28054
(704) 865-3455 whitesidesinsurance.com
Carolina Underwriters
428 W Main Ave, Gastonia, NC 28052
(704) 866-8795 carolinaunderwriters.com
Onetrust Risk Management & Insurance
543 Cox Rd D2, Gastonia, NC 28054
(877) 290-3888 onetrustinsure.com

Flood insurance agents in Gastonia North Carolina help homeowners and businesses secure coverage against flood damage. North Carolina participates in the National Flood Insurance Program which means many properties in Gastonia are eligible for federally backed policies. A local agent can explain flood zone maps and the 30 day waiting period for new policies.

What Does a Flood Insurance Agent in Gastonia Cost?

Flood insurance costs in Gastonia North Carolina vary based on flood zone elevation and building characteristics. Typical annual premiums for a standard NFIP policy range from 700 to 2000 dollars for low risk zones and can exceed 4000 dollars in high risk areas. Elevation certificates and community rating system discounts can lower costs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Gastonia?
Gastonia is located in an area with flood risk from the Catawba River and local streams. A flood insurance agent can help you understand your specific flood zone and find a policy that meets your needs. North Carolina law requires flood insurance for properties with federally backed mortgages in high risk zones.
How long does it take to get flood insurance in North Carolina?
There is typically a 30 day waiting period before a new flood insurance policy takes effect in North Carolina. This waiting period applies to policies purchased through the National Flood Insurance Program. Plan ahead to ensure coverage is active before a storm threat.
What does a flood insurance agent do in Gastonia?
A flood insurance agent reviews your property elevation and flood zone designation to recommend appropriate coverage. They help you complete the required forms and explain policy limits for building and contents coverage. Agents also assist with claims filing after a flood event.