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Compare flood insurance agents in Fairborn. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Fairborn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 flood insurance agents in Fairborn, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bud Hillard - State Farm Insurance Agent
8380 Dayton Springfield Rd, Fairborn, OH 45324
(937) 864-7321
budhillard.com
Mike Baker - State Farm Insurance Agent
1920 Commerce Center Blvd, Fairborn, OH 45324
(937) 878-4851
statefarm.com
Jeff Roberts - State Farm Insurance Agent
128 W Main St, Fairborn, OH 45324
(937) 878-8722
jeffmroberts.com
Flatter Insurance Inc
407 N Broad St, Fairborn, OH 45324
(937) 878-3444
Kevin Whitten American Family Insurance
55 N Central Ave #4, Fairborn, OH 45324
(937) 846-0793
amfam.com
American National Insurance Co
7600 Dayton Springfield Rd, Fairborn, OH 45324
(937) 358-8729
americannational.com
G A Campbell Agency
562 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-3413
gacagency.com
Nationwide Insurance: Brian D Parrett
574 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-3936
agency.nationwide.com
Bankers Life
2900 Presidential Dr Ste 100A, Fairborn, OH 45324
(937) 252-3136
branches.bankerslife.com
Insurmark Inc
3000 Presidential Dr Suite 300, Fairborn, OH 45324
(800) 833-5912
insurmark.com
Parrett Insurance Group
574 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-3936
parrettinsurancegroup.com
Sanderson Insurance Agency
55 N Central Ave #2, Fairborn, OH 45324
(937) 878-3787
sandersonagency.com
Koverman Staley Dickerson Insurance
420 W Main St, Fairborn, OH 45324
(937) 339-4119
ksdins.com
Horizons Affordable Home Insurance
13 W Dayton-Yellow Springs Rd, Fairborn, OH 45324
(205) 707-1548
Flood insurance agents in Fairborn, Ohio help property owners protect against flood damage. Fairborn lies near the Mad River and is subject to FEMA flood zone designations. Ohio law requires lenders to mandate flood insurance for properties in high-risk areas with federally backed mortgages.
What Does a Flood Insurance Agent in Fairborn Cost?
Flood insurance costs in Ohio vary widely based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private market policies may cost 400 to 1,800 dollars per year. Costs are higher in high-risk zones like A or V zones. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Fairborn Ohio?
Flood insurance is not required by Ohio state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender must require flood insurance.
What does a flood insurance agent in Fairborn do?
A flood insurance agent helps you assess your flood risk, choose a policy through the National Flood Insurance Program or a private carrier, and complete the application. They can also explain coverage limits and deductibles.
How do I find a flood insurance agent in Fairborn Ohio?
You can search for licensed insurance agents in Ohio through the Ohio Department of Insurance website. Local independent agents in Fairborn often offer flood policies from multiple carriers.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.