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HomeFlood Insurance AgentsOhio › Fairfield

Find Flood Insurance Agents Near You in Fairfield, OH

Browse flood insurance agents serving Fairfield, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Fairfield, Ohio is Chris Champ - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Michael Garland - State Farm Insurance Agent, Lighthouse Agency Insurance, 1st Choice Insurance Agency LLC. This directory lists 14 flood insurance agents serving Fairfield.

Showing 14 flood insurance agents in Fairfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Champ - State Farm Insurance Agent5409 Dixie Hwy(513) 829-7032
2Michael Garland - State Farm Insurance Agent5306 S Gilmore Rd(513) 829-6252
3Lighthouse Agency Insurance2794 Mack Rd Suite B(513) 860-2552
41st Choice Insurance Agency LLC7500 Dixie Hwy suite B(513) 860-0666
5Cody Strange - State Farm Insurance Agent1180 Nilles Rd Ste 4(513) 829-1510
6Globe Insurance Agency1099 Magie Ave(513) 829-3330
7The Cincinnati Insurance Companies6200 S Gilmore Rd(513) 870-2000
8Nationwide Insurance: Armando Arredondo4601 Dixie Hwy(513) 829-1888
9Dennis Sasser - State Farm Insurance Agent6600 Dixie Hwy I(513) 874-0411
10McCandless - Viladiu Insurance Agency: Allstate Insurance4271 Hamilton Cleves Rd Ste 1(513) 738-0538
CC
5409 Dixie Hwy
Chris Champ - State Farm Insurance Agent
Flood Insurance Agent · Fairfield, OH

Chris Champ - State Farm Insurance Agent serves the Fairfield, Ohio area and surrounding Butler County communities. This agency specializes in flood insurance for homeowners, renters, and business owners in the region. Policies can help protect properties against water damage from rising waters and severe storms. Claim filing support and coverage review are provided for each local policyholder. The agency handles new policy quotes and annual renewal assessments for residential flood insurance.

MG
5306 S Gilmore Rd
Michael Garland - State Farm Insurance Agent
Flood Insurance Agent · Fairfield, OH

Michael Garland - State Farm Insurance Agent offers flood insurance coverage designed to protect properties from water damage caused by rising water. Services include policy consultations, risk assessments, and claims assistance for policyholders. The agency provides ongoing support with policy reviews and adjustments to ensure adequate coverage as conditions change. It services single-family homes, apartments, retail spaces, and restaurants throughout Fairfield, OH.

LA
2794 Mack Rd Suite B
Lighthouse Agency Insurance
Flood Insurance Agent · Fairfield, OH

Lighthouse Agency Insurance serves homeowners, businesses, and property managers in Fairfield, Ohio, by providing flood insurance policies. The agency helps clients navigate federal flood program requirements and secure coverage tailored to their property’s risk. It assists with new policies, renewals, and claims guidance during flooding events. The agency also extends its flood insurance services to residents of surrounding Butler County communities, including nearby Hamilton.

1C
7500 Dixie Hwy suite B
1st Choice Insurance Agency LLC
Flood Insurance Agent · Fairfield, OH

1st Choice Insurance Agency LLC serves Fairfield, Ohio, along with the surrounding communities in Butler County. The agency handles flood insurance policies for residential and commercial property owners, focusing on protection against water damage from rising waters and storm surges. It works with clients to explain coverage options available through federal and private programs. The agency typically assesses each property’s flood zone risk to recommend an appropriate policy that matches the specific protection needs of the client.

CS
1180 Nilles Rd Ste 4
Cody Strange - State Farm Insurance Agent
Flood Insurance Agent · Fairfield, OH

Cody Strange - State Farm Insurance Agent provides specialized flood insurance services to residents in Fairfield, Ohio, tailoring policies to cover residential and commercial properties. The office also offers general insurance solutions for auto, home, and life needs, helping clients manage overall risk. Focusing on local flood zones, the agent advises on coverage gaps left by standard homeowners policies. As spring storms increase water damage potential, the agency assists with policy updates to protect against seasonal flash flooding in the area.

GI
1099 Magie Ave
Globe Insurance Agency
Flood Insurance Agent · Fairfield, OH

Globe Insurance Agency provides flood insurance coverage for property owners in Fairfield, Ohio. The company specializes in handling the complex risk assessment and policy options needed for flood damage protection. Its agents work with homeowners and businesses to navigate flood maps and coverage limits. Commercial clients served by this agency include local offices, warehouses, and food service establishments.

CI
6200 S Gilmore Rd
The Cincinnati Insurance Companies
Flood Insurance Agent · Fairfield, OH

The Cincinnati Insurance Companies in Fairfield, OH, offers flood insurance as a one-time policy purchase or as a recurring annual plan for ongoing property protection. Each option covers structural damage and contents from rising water, with preferred policies for low-risk zones and standard rated plans for higher-risk areas. Agents guide homeowners and business owners through the National Flood Insurance Program and private market choices. Service runs both on a one-time policy setup and as a scheduled renewing coverage, with as-needed claims assistance available throughout the term.

NI
4601 Dixie Hwy
Nationwide Insurance: Armando Arredondo
Flood Insurance Agent · Fairfield, OH

With seasonal storms and snowmelt causing frequent flooding in the Fairfield area, homeowners often face water damage that standard policies do not cover. Nationwide Insurance: Armando Arredondo assists local property owners in securing flood insurance to fill this critical gap. The agency evaluates each residence’s specific exposure to rising water, helping clients select appropriate coverage levels. To begin the process, the agent schedules a personal assessment of the property to identify potential vulnerabilities and recommend a tailored plan.

DS
6600 Dixie Hwy I
Dennis Sasser - State Farm Insurance Agent
Flood Insurance Agent · Fairfield, OH

Dennis Sasser - State Farm Insurance Agent in Fairfield, OH provides residential flood insurance services, helping homeowners protect their properties from potential water damage. Commercial flood coverage is also available for local businesses throughout the greater Fairfield area. Policies are tailored to meet individual property needs, with agents explaining coverage details and exclusions clearly. Clients can return between regular insurance reviews for policy adjustments following renovations or changing flood zone maps.

MV
4271 Hamilton Cleves Rd Ste 1
McCandless - Viladiu Insurance Agency: Allstate Insurance
Flood Insurance Agent · Fairfield, OH
BW
6660 Dixie Hwy Suite 101
Brian Woods: Allstate Insurance
Flood Insurance Agent · Fairfield, OH
(513) 860-2006
agents.allstate.com/brian-woods-fairfield-oh.html
SI
1251 Nilles Rd Ste 18
Shelter Insurance - Dwayne Hunter
Flood Insurance Agent · Fairfield, OH
(513) 805-4377
shelterinsurance.com/CA/agent/DWAYNEHUNTER
LF
3174 Mack Rd # 8
Liberty Financial Group
Flood Insurance Agent · Fairfield, OH
(513) 860-0084
PP
1260 Nilles Rd #2
Preferred Protectors: Robert J. Weinewuth
Flood Insurance Agent · Fairfield, OH
(513) 829-3300
preferredprotectors.com

What Does a a Flood Insurance Agent in Fairfield Cost?

The cost of a flood insurance policy in Ohio typically ranges from 500 to 2,000 dollars per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private market rates may vary more widely. This is general information and not insurance advice.

About flood insurance agents in Fairfield

Flood insurance agents in Fairfield, Ohio help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Ohio law does not mandate flood insurance for most properties, but lenders may require it for homes in Special Flood Hazard Areas. Fairfield properties near the Great Miami River may face higher flood risks and benefit from an agent's guidance.

Frequently Asked Questions

What does a flood insurance agent in Fairfield do?

A flood insurance agent helps you assess your flood risk, compare policies from NFIP and private insurers, and complete the application. They also explain coverage limits and exclusions specific to Ohio flood zones.

Is flood insurance required in Fairfield Ohio?

Flood insurance is not required by Ohio state law for most properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it.

How do I find a flood insurance agent near me in Fairfield?

You can search the NFIP agent locator on FloodSmart.gov or ask local real estate agents for referrals. Many independent insurance agencies in Fairfield offer flood policies.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.