The top-rated flood insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 12 flood insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 7 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 8 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 9 | Robert Myers Insurance Agency | 14701 Detroit Ave #511 | (216) 227-3300 |
| 10 | Gordon Tower Insurance Agency | 14805 Detroit Ave Suite 450 | (216) 663-7777 |
Lindsay Perrico, as a State Farm Insurance Agent serving the Lakewood, Ohio, area, provides flood insurance coverage for homeowners and renters. This agency helps local property owners understand their risk and secure policies that protect against water damage from storms and rising water. Flood protection is essential in this region, and the agent assists clients with navigating federal requirements and coverage options. Lindsay Perrico handles policy claims support and annual policy reviews for flood coverage.
HealthMarkets Insurance - Carl Lishing provides a full range of flood insurance agent services for property owners in the Lakewood, OH area. It offers initial policy consultations, thorough risk assessments, and helps clients navigate the National Flood Insurance Program requirements. The agency assists with maintaining current coverage through regular policy reviews and claim support guidance. It services single-family homes, multi-unit apartment buildings, and commercial properties such as retail stores and restaurants.
Zingale & Associates in Lakewood, OH serves homeowners, businesses, and property managers by guiding them through the complexities of flood insurance coverage. The agency helps clients assess their risk of water damage and secure appropriate policies to protect their properties from potential flooding events. This includes explaining coverage options specific to local flood zones and assisting with claims or policy adjustments when needed. The agency also extends its flood insurance expertise to clients in neighboring Rocky River and other communities throughout the greater Cleveland metro area.
Serving Lakewood, Ohio, and the surrounding Cuyahoga County communities, Lynard Zingale: Allstate Insurance handles flood insurance policies for residential and commercial properties. The agency provides coverage designed to protect against water damage from rising rivers, heavy rainfall, and storm surges typical in the Great Lakes region. It helps clients understand the difference between standard homeowners insurance and separate flood coverage. To handle a typical job, the agency begins with a thorough review of property location and flood zone maps before recommending a tailored policy that meets local requirements.
Sean Devins - State Farm Insurance Agent in Lakewood, OH provides flood insurance coverage ranging from one-time policy purchases for property owners to recurring annual renewals that protect against rising water damage. As a local agent, they help clients understand federal flood program requirements and tailor a plan to the area's specific risk zones. Coverage addresses both building structure and contents from overflow hazards. Service runs on a scheduled annual basis, with options for as-needed adjustments during policy changes or immediate claim situations.
Tighes' Insurance Agency Inc specializes in securing flood insurance policies, protecting residential and commercial properties from water damage. Based in Lakewood, OH, the agency works with clients to assess flood risks and navigate coverage options tailored to local needs. It assists homeowners and businesses in understanding policy terms and filing claims when necessary. As seasonal storms and heavy rainfall increase the likelihood of flooding in the area, the agency helps property owners address coverage gaps before the next major weather event.
With seasonal storms threatening Lakewood, OH, flooding can disrupt homes and businesses. LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS offers flood insurance coverage tailored to local risks. Their agents help clients interpret policy details, ensuring proper protection against water damage from heavy rain or snowmelt. Each consultation begins by scheduling a property inspection to assess vulnerability and recommend suitable coverage limits for the structure and its contents.
Alliance Insurance Agency in Lakewood, OH, offers flood insurance policies to residential homeowners, ensuring properties are protected from water damage. The agency also provides commercial flood coverage for local businesses in Lakewood and the surrounding areas. Policies are structured to address regional flood risks and common policy requirements. Clients often return to the agency for periodic policy reviews or updates after severe weather events.
Robert Myers Insurance Agency helps property owners in Lakewood, OH manage their financial risk from water damage. The company specializes in flood insurance, offering policies that protect against rising water from storms and overflowing waterways. Its team works with clients to understand federal flood map requirements and coverage options for residential and commercial structures. The agency serves offices, warehouses, and food service establishments, ensuring these businesses can secure the necessary protection for their operations and inventory.
Gordon Tower Insurance Agency in Lakewood, OH is known as a local resource for obtaining flood insurance policies. The agency assists property owners in evaluating their exposure to flood risk and selecting appropriate National Flood Insurance Program coverage. Clients can consult with representatives to understand the terms of standard policies and how they apply to residential or commercial structures. A specialty service the agency offers is providing guidance on filing proof of loss forms after a flood damage event occurs.
What Does a a Flood Insurance Agent in Lakewood Cost?
Typical flood insurance costs in Ohio range from 500 to 2,500 dollars per year for NFIP policies. Premiums depend on flood zone, property elevation, and coverage amount. Private market policies may cost more or less based on risk. This is general information and not insurance advice.
About flood insurance agents in Lakewood
Flood insurance agents in Lakewood Ohio help property owners secure coverage through the National Flood Insurance Program and private markets. Lakewood sits along Lake Erie and many properties fall in Special Flood Hazard Areas. Ohio law requires flood insurance for properties with federally backed mortgages in high-risk zones.
Frequently Asked Questions
Do I need flood insurance if I live in Lakewood Ohio?
Flood insurance is mandatory for properties in high-risk flood zones with a federally backed mortgage. Even if not required, Lakewood properties near Lake Erie can benefit from coverage. Standard homeowners policies do not cover flood damage.
How do I choose a flood insurance agent in Lakewood?
Look for an agent licensed in Ohio who offers NFIP policies and private flood insurance options. Ask about their experience with Lakewood properties and knowledge of local flood maps. Verify they can explain the 30-day waiting period for NFIP policies.
What does flood insurance cover in Ohio?
NFIP policies cover building damage and contents up to policy limits. Coverage includes water damage from rising water, storm surges, and heavy rain. Ohio policies do not cover basement improvements or items stored below ground level.
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