The top-rated flood insurance agent in Mansfield, Ohio is Justin Haddad - State Farm Insurance Agent, rated 4.9 stars across 137 reviews. Other highly rated options include Hamilton Insurance Group, Inc, Malhotra & Assoc. Insurance – Mansfield, Liberty Company Insurance Brokers (Formerly Buren Insurance Group). This directory lists 19 flood insurance agents serving Mansfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justin Haddad - State Farm Insurance Agent | 255 Sterkel Blvd | (419) 525-4343 |
| 2 | Hamilton Insurance Group, Inc | 1669 Lexington Ave | (419) 526-4700 |
| 3 | Malhotra & Assoc. Insurance – Mansfield | 1050 Lexington Ave | (419) 756-8910 |
| 4 | Liberty Company Insurance Brokers (Formerly Buren Insurance Group) | 2400 Lexington Ave | (419) 589-3377 |
| 5 | Chad Kingery - State Farm Insurance Agent | 929 Ashland Rd | (419) 589-3124 |
| 6 | Mike Donahue - State Farm Insurance Agent | 625 Lexington Ave Ste 4 | (419) 756-9470 |
| 7 | Rinehart-Walters-Danner Insurance | 446 Park Ave W | (419) 522-9892 |
| 8 | Hitchman Insurance Agency, Inc. | 1377 Lexington Ave | (419) 756-8987 |
| 9 | Bishop Insurance Services, LLC | 2563 Lexington Ave | (419) 884-0000 |
| 10 | Gary Feagin - State Farm Insurance Agent | 217 Marion Ave | (419) 747-2217 |
Justin Haddad - State Farm Insurance Agent serves the Mansfield, Ohio area, specializing in flood insurance coverage for residential and commercial properties. The agency helps clients understand National Flood Insurance Program options to protect against water damage from heavy storms and overflowing waterways. Policies can cover the structure and its contents through separate building and personal property coverage. The agency handles policy adjustments for new construction and assistance with filing claims after flood events.
Hamilton Insurance Group, Inc provides flood insurance agent services for properties in Mansfield, Ohio. It offers guidance on policy options and helps clients navigate the application and claims process. Service plans include annual policy reviews to ensure coverage remains adequate. Customers can also access support for understanding flood zone designations and adjusting coverage limits. The agency services a range of property types, including single-family homes, apartments, retail establishments, and local restaurants.
Malhotra & Assoc. Insurance – Mansfield serves homeowners, businesses, and property managers in need of flood insurance coverage for their structures and contents. Agents guide clients through the complexities of flood zone designations and policy options under the National Flood Insurance Program. They assist with risk assessment and claims support following storm events common to the region. The agency also covers neighboring communities throughout Richland County and the greater Ontario, OH, metro area.
Serving Mansfield, Ohio, and the surrounding communities of Richland County, Liberty Company Insurance Brokers, formerly Buren Insurance Group, handles flood insurance policies for residential and commercial properties. The agency addresses risks from heavy rains, snowmelt, and flash flooding common to the area. To assess each property, it reviews local flood zone maps and elevation data. It structures a custom policy to meet the specific coverage needs of the homeowner or business, beginning with a detailed consultation to explain policy terms and limitations.
In a flood insurance context, the initial one-time consultation clarifies a property’s specific risk profile, while recurring policy reviews adapt coverage to changing flood maps and local regulations. Chad Kingery - State Farm Insurance Agent in Mansfield, OH, provides coverage options that meet both federal requirements and personal financial protection goals. Clients typically schedule a one-time initial appointment, with ongoing adjustments available on an as-needed basis thereafter.
Mike Donahue - State Farm Insurance Agent in Mansfield, OH, specializes in providing flood insurance policies to protect both residential and commercial properties. The agency also offers comprehensive personal and business insurance solutions, helping clients manage risks from auto, home, and liability exposures. Flood damage becomes a particular concern during heavy spring rains and the aftermath of winter thaws, when water levels can rise unexpectedly, making coverage an important safeguard for local homeowners.
As seasonal rains and spring thaws swell the creeks and rivers around Mansfield, Ohio, homeowners face rising water threats in low-lying neighborhoods. Rinehart-Walters-Danner Insurance helps local property owners prepare for these seasonal flood risks by offering tailored coverage options that address area-specific concerns. Their agents review current policies and identify gaps that could leave a house unprotected during a sudden storm. A typical first step involves a personal inspection of the property to evaluate drainage and elevation before recommending an appropriate flood insurance plan.
Hitchman Insurance Agency, Inc. in Mansfield assists clients with general insurance coverage to manage financial risks. Its specialty includes policies for flood insurance, addressing the damage that water can cause to property through rising waters or storm surge. The agency helps review policy limits and deductibles so customers understand their protection against flood loss. Its commercial services can serve offices, warehouses, and food service establishments.
Bishop Insurance Services, LLC provides residential flood insurance coverage for homeowners in Mansfield, OH, helping protect properties from water damage. The agency also offers commercial flood policies for local businesses and extends its services throughout the surrounding area. Policies are designed to meet standard loan requirements and provide basic financial protection against rising waters. Agents are available for follow-up after a claim, adjusting existing coverage or answering new questions between regular policy reviews.
Gary Feagin - State Farm Insurance Agent in Mansfield, OH, is known for helping clients secure flood insurance policies to protect their homes and businesses from water damage. Serving the local area and surrounding communities, the agency provides guidance on coverage options for property owners facing regional flood risks. Standard policies are available through the National Flood Insurance Program. The agent can also assist with adding backup coverage for sump pump overflow or sewer drain backups as a specialty service.
What Does a a Flood Insurance Agent in Mansfield Cost?
The average cost of flood insurance in Ohio is about $700 to $1,200 per year for a standard NFIP policy, but rates vary widely based on flood zone, property value, and elevation. In Mansfield, a policy for a home in a high-risk zone might cost $1,500 to $3,000 annually, while lower-risk areas can be under $500. Private flood insurance may offer different pricing and higher limits. This is general information and not insurance advice.
About flood insurance agents in Mansfield
Flood insurance agents in Mansfield, Ohio help property owners secure coverage through the National Flood Insurance Program and private insurers. Ohio law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Mansfield residents near the Black Fork Mohican River or other floodplains should consider a policy to protect against water damage.
Frequently Asked Questions
Do I need flood insurance in Mansfield Ohio?
Flood insurance is not required by Ohio state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flood damage is not covered by standard homeowners insurance.
How do I choose a flood insurance agent in Mansfield?
Look for an agent licensed in Ohio who offers policies from the National Flood Insurance Program as well as private insurers. Ask about their experience with Richland County flood maps and whether they can help with elevation certificates. Compare quotes from multiple agents to find suitable coverage.
What does flood insurance cover in Ohio?
Standard flood insurance covers structural damage to your building and damage to personal belongings up to policy limits. It does not cover temporary housing or additional living expenses. In Ohio, coverage applies to water damage from rising water, flash floods, and storm surges, but not from sewer backups unless a separate endorsement is added.
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