The top-rated flood insurance agent in Medina, Ohio is Chris Winkelmann - State Farm Insurance Agent, rated 4.9 stars across 576 reviews. Other highly rated options include John McGee - State Farm insurance Agent, Hertvik Insurance Group, Michael Foster - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Medina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Winkelmann - State Farm Insurance Agent | 2534 Medina Rd | (330) 764-4702 |
| 2 | John McGee - State Farm insurance Agent | 209 S Broadway St | (330) 952-2224 |
| 3 | Hertvik Insurance Group | 2211 Medina Rd Suite 300 | (800) 467-3254 |
| 4 | Michael Foster - State Farm Insurance Agent | 3745 Medina Rd Ste F | (440) 238-1995 |
| 5 | Lake Shore Insurance Agency | 119 N Elmwood Ave | (330) 722-2800 |
| 6 | Northeast Insurance Group LLC | 387 Medina Rd Suite 800 Unit B | (330) 295-3375 |
| 7 | Spedience | 2211 Medina Rd Suite 500 | (440) 973-0393 |
| 8 | Lazor Agency | 404 N Court St | (330) 722-4444 |
| 9 | Wichert Insurance | 119 N Court St | (330) 723-3631 |
| 10 | TWFG - David Kohut Insurance | 3812 Pearl Rd #22B | (330) 542-6400 |
Chris Winkelmann - State Farm Insurance Agent serves Medina County, Ohio, specializing in flood insurance policies for residential and commercial properties. The agency helps clients understand National Flood Insurance Program requirements and customize coverage to protect against water damage. Flood insurance is essential for homeowners and business owners in this region, as standard policies typically exclude flood-related losses. The agent provides guidance on risk assessment and policy limits for local properties. Services include adjusting deductibles and coordinating claims assistance for flood events.
John McGee of State Farm provides flood insurance services to customers in Medina, OH. He works with clients to assess their flood risk and can help select a policy covering structural damage. His maintenance plans focus on reviewing existing coverage annually to account for changes in flood zone maps or property modifications. He serves single-family homes, apartment complexes, retail storefronts, and local restaurants in the Medina area.
Hertvik Insurance Group assists homeowners, businesses, and property managers in Medina, Ohio, with obtaining flood insurance policies. The agency works to help clients understand coverage options for structures located in special flood hazard areas and lower-risk zones. It offers guidance on the federal National Flood Insurance Program and private market alternatives. In addition to serving Medina, the agency also covers properties in the neighboring communities of Wadsworth and Brunswick.
Serving Medina, Ohio, and the surrounding communities, Michael Foster - State Farm Insurance Agent handles flood insurance policies designed to protect residential and commercial properties from water damage. The agency addresses the specific flood risks present in the region, including those from heavy seasonal rainfall and potential overflow. A typical job begins with a thorough review of a property's location and risk factors to recommend appropriate coverage levels. The agent then finalizes the policy details and walks clients through their protection plan to ensure full understanding.
Lake Shore Insurance Agency in Medina, Ohio serves homeowners seeking flood protection through both one-time policy purchases and ongoing coverage renewals required for consistent risk management. Clients typically evaluate single-term plans for specific properties or recurring annual policies to maintain continuous protection against water damage. As a local flood insurance agent, the company assists with navigating National Flood Insurance Program options and private market alternatives. Service operates on both a scheduled basis for annual reviews and an as-needed basis for new policies or claims assistance.
Northeast Insurance Group LLC in Medina, OH specializes in securing flood insurance policies for residential and commercial properties. It evaluates local flood zone risks and advises clients on available National Flood Insurance Program coverage options. The agency assists homeowners, renters, and business owners through the application and claims process. It helps property owners address concerns about spring thaws and heavy seasonal rains that can lead to basement flooding in the region.
When seasonal storms threaten the heavy spring rains common in Medina, Ohio, Spedience provides tailored flood insurance solutions for area homes and businesses. As a dedicated flood insurance agent, the company focuses solely on securing National Flood Insurance Program policies that protect against water damage from overflowing creeks or prolonged downpours. Property owners in designated flood zones often require this specific coverage. Spedience begins service by scheduling a detailed on-site inspection to evaluate a property’s unique flood risk and drainage conditions.
Lazor Agency serves clients in Medina, Ohio, who require flood insurance coverage for their properties. The agency focuses on securing policies tailored to varying flood risks. It specializes in adding protection for structures and contents that standard policies may not fully cover or limit. Commercial sectors it can serve include local offices needing business interruption safeguards, warehouses requiring inventory and equipment coverage, and food service operations needing flood protection for equipment and supplies.
Located in Medina, Ohio, Wichert Insurance provides residential flood insurance to protect homes in the area. The agency also arranges commercial flood coverage for local businesses throughout the surrounding communities. Standard policies help property owners prepare for potential water damage from heavy rainfall or nearby waterways. Clients can contact the office to discuss coverage options and secure necessary protection. After settling a policy, many customers return for annual policy reviews or adjust coverage between regular home inspections.
TWFG - David Kohut Insurance is a flood insurance agency serving Medina, Ohio, and surrounding communities. The agency assists homeowners and renters in securing National Flood Insurance Program policies to protect against water damage from heavy rains and rising waterways. Understanding that standard homeowners policies exclude flood coverage, this agency specializes in evaluating property risk and obtaining appropriate limits. It also provides assistance with flood zone determination and policy renewal documentation. For properties repeatedly affected, the agency can advise on the NFIP’s Increased Cost of Compliance coverage for mitigation efforts.
What Does a a Flood Insurance Agent in Medina Cost?
Flood insurance costs in Ohio vary by property location, elevation, and coverage amount. An NFIP policy for a Medina home in a high-risk zone might cost between 700 and 2,000 dollars per year. Private market policies can be cheaper or more expensive depending on risk. This is general information and not insurance advice.
About flood insurance agents in Medina
Flood insurance agents in Medina Ohio help property owners understand National Flood Insurance Program policies. Ohio law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents can review your property's flood map designation and recommend appropriate coverage limits.
Frequently Asked Questions
Do I need flood insurance in Medina Ohio?
Medina properties in Special Flood Hazard Areas must have flood insurance if they have a federally backed mortgage. Even outside high-risk zones, agents often recommend coverage because 20 percent of flood claims come from moderate-to-low risk areas.
What does a flood insurance agent do in Medina?
A flood insurance agent helps you select a policy from the NFIP or private market. They assess your property's flood risk, explain coverage limits and deductibles, and complete the application. They also assist with claims documentation after a flood.
How long does it take to get flood insurance in Ohio?
NFIP policies typically have a 30-day waiting period before coverage begins. However, exceptions exist for flood map changes or loan closings. An agent can advise on timing and any available waivers.
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