The top-rated flood insurance agent in Middletown, Ohio is Crisp & Company Insurance, rated 5.0 stars across 151 reviews. Other highly rated options include Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent, Tammy Mann: Allstate Insurance. This directory lists 15 flood insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crisp & Company Insurance | 4496 Marie Dr | (513) 433-3433 |
| 2 | Moon & Adrion Insurance Agency, Inc. | 180 N Breiel Blvd | (513) 422-4504 |
| 3 | Michael Schanne - State Farm Insurance Agent | 1547 S Breiel Blvd | (513) 424-1457 |
| 4 | Tammy Mann: Allstate Insurance | 1081 N University Blvd Ste A | (513) 423-5037 |
| 5 | Redding Ins | 110 N Breiel Blvd | (513) 424-2005 |
| 6 | Maddox Insurance Agency, LLC | 3246 Dixie Hwy Suite 1 | (513) 424-0966 |
| 7 | Jeff Mundy - State Farm Insurance Agent | 300 S Breiel Blvd | (513) 424-1102 |
| 8 | Micheal Smith Insurance Agency | 1051 Summit Dr | (513) 422-5570 |
| 9 | Dobrozsi Insurance | 1820 1st Ave | (513) 423-4696 |
| 10 | John Dobrozsi Jr Insurance Agency Inc | 1820 1st Ave | (513) 423-4696 |
Crisp & Company Insurance serves homeowners and property owners in the Middletown, OH area as a dedicated flood insurance agent. The agency helps clients secure National Flood Insurance Program policies to protect residential and commercial properties from water damage caused by heavy rains and overflowing rivers. Understanding the specific flood risks in this region, the agency assists with policy selection and coverage limits for properties located in designated flood zones. It also guides property owners through the claims process after a flood event and helps obtain elevation certificates for accurate premium assessments.
Moon & Adrion Insurance Agency, Inc. provides comprehensive flood insurance options for properties in the Middletown, OH area, including policy reviews and guidance on coverage adjustments throughout the year. The agency assists clients with understanding federal and private flood insurance requirements, ensuring protection against seasonal water damage risks. Their services extend to single-family homes, apartments, retail locations, and restaurants requiring continuous flood hazard coverage.
Homeowners, business owners, and property managers seeking flood protection turn to Michael Schanne - State Farm Insurance Agent in Middletown, OH. The agency provides personalized guidance on flood insurance policies, helping clients understand coverage options for structures and contents against water damage. Properties in flood-prone zones near the Great Miami River benefit from their local risk assessment advice. The agent also serves neighboring communities like Franklin and the surrounding Butler County metro area.
Tammy Mann: Allstate Insurance serves Middletown, Ohio, and its surrounding communities, handling flood insurance policies for homeowners and commercial property owners. Policies cover damages from rising water, overflow from rivers or streams, and storm surge events. The agency operates with a consultative approach, guiding clients through policy options and coverage limits while helping to assess local flood risks. Work typically begins with a detailed conversation about the property’s flood zone designation, followed by a review of available NFIP or private options to match coverage to the client’s specific exposure.
Redding Ins specializes in flood insurance agency services, working primarily in and around Middletown, OH. This agency helps residential and commercial clients evaluate their flood exposure, understand coverage options, and secure policies through the National Flood Insurance Program. It guides property owners through the application process with local risk factors in mind, such as proximity to the Great Miami River and seasonal rainfall patterns. The agency also assists with policy adjustments following major storm events or significant snow melt in the spring.
Maddox Insurance Agency, LLC in Middletown, OH provides flood insurance as either a one-time policy purchase for property owners or an ongoing coverage plan to ensure continuous protection against water damage. These policies address losses from rising water typical in local flood-prone areas, covering structure and contents under National Flood Insurance Program guidelines. The agency operates on an as-needed basis, allowing clients to request quotes, adjust coverage, or file claims whenever necessary without a recurring appointment schedule.
Spring rains and river flooding can put homes in Middletown, OH at risk, and securing proper coverage is a key step for property owners. Jeff Mundy - State Farm Insurance Agent assists local residents with finding a flood insurance policy that matches their individual property needs and risk exposure. This agency works to pair clients with a policy that helps protect both their home and belongings from potential water damage claims. The process typically begins with a property assessment and a review of available coverage options.
Micheal Smith Insurance Agency in Middletown, OH, assists local homeowners and renters in obtaining essential property coverage. The firm specializes in flood insurance policies to protect against water damage from storms and rising waterways. Residential clients receive tailored plans safeguarding their homes and personal belongings from flooding risks. Commercial properties benefit from customized insurance solutions designed for varied business operations. The agency serves office buildings, warehouses, and food service establishments with appropriate flood protection policies.
Dobrozsi Insurance is a flood insurance agent in Middletown, OH, known for helping property owners navigate the National Flood Insurance Program. It serves residential and commercial clients throughout the Middletown area, assessing flood risk and securing appropriate coverage limits. The agency also helps with required elevation certificates and policy renewals to maintain continuous protection. As a specialty service, it can add on contents coverage for belongings inside the insured building.
John Dobrozsi Jr Insurance Agency Inc helps residential property owners in Middletown, OH secure coverage against flood damage. The agency also advises commercial clients on protecting their structures and inventory from water-related losses. Services are available throughout the local region, where flooding risks vary by property location and elevation. The office encourages policyholders to review coverage when renewing annual plans, as maps and risk levels change over time. They assist with follow‑up inspections or policy adjustments between regular visits to ensure continued protection.
What Does a a Flood Insurance Agent in Middletown Cost?
Flood insurance costs in Ohio vary widely based on flood zone property value and coverage amount. An NFIP policy in a low risk zone may cost around 700 dollars per year while a high risk property could exceed 2000 dollars annually. Private flood insurance may offer different pricing and higher coverage limits. This is general information and not insurance advice.
About flood insurance agents in Middletown
Flood insurance agents in Middletown Ohio help property owners protect against flood damage. Ohio law requires flood insurance for properties in high risk flood zones if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available to Middletown residents.
Frequently Asked Questions
Do I need flood insurance in Middletown Ohio?
Flood insurance is not required by Ohio state law but is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Even outside high risk zones many homeowners choose coverage because flooding can occur anywhere.
What does a flood insurance agent in Middletown do?
A flood insurance agent helps you assess your flood risk and select a policy from the National Flood Insurance Program or a private insurer. They guide you through coverage limits deductibles and the 30 day waiting period before most policies take effect.
How do I find a flood insurance agent in Middletown Ohio?
You can search online for local insurance agencies that offer flood policies. The Ohio Department of Insurance provides a list of licensed agents in your area. Ask agents about their experience with NFIP and private flood insurance options.
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