The top-rated flood insurance agent in Newark, Ohio is Lewis A. Clark Insurance Agency LLC, rated 5.0 stars across 1,006 reviews. Other highly rated options include Madison Collins Stephens Agency, Erin Curtis - State Farm Insurance Agent, Nader's Insurance. This directory lists 19 flood insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lewis A. Clark Insurance Agency LLC | 1474 N 21st St | (740) 345-7172 |
| 2 | Madison Collins Stephens Agency | 10 E Locust St | (740) 345-2000 |
| 3 | Erin Curtis - State Farm Insurance Agent | 1550 N 21st St | (740) 345-3276 |
| 4 | Nader's Insurance | 17 S 4th St | (740) 345-1278 |
| 5 | Williamson Insurance Service | 686 W Church St | (740) 344-9556 |
| 6 | Goosehead Insurance - Mikel Compston | 5 W Church St | (740) 901-0933 |
| 7 | Bennett Insurance Services | 275 S 21st St | (740) 587-7526 |
| 8 | Otto Insurance Group | 15 N 3rd St 4th Floor | (888) 688-6467 |
| 9 | Leavitt Group Midwest Insurance Agency | 303 N 21st St | (740) 345-9574 |
| 10 | Farmers Insurance - Jeffrey Anderson | 195 Union St suite f | (740) 345-0343 |
Lewis A. Clark Insurance Agency LLC serves the Newark, Ohio area and the surrounding Licking County region as a dedicated flood insurance agent. The agency helps homeowners, renters, and business owners understand their flood risk and secure appropriate National Flood Insurance Program policies. It also assists clients with assessing coverage needs based on local flood zone designations, ensuring properties have the financial protection necessary against water damage from storms and rising waterways. The agency guides customers through flood insurance applications and claims support.
The Madison Collins Stephens Agency offers flood risk consultation and policy placement services for properties in Newark, Ohio. It provides annual policy reviews to help clients adjust coverage as flood maps change and property values fluctuate. Regular claims assistance is available for water damage events from rising water. Service plans include reminders for renewal deadlines and documentation support. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in Newark, OH, Erin Curtis - State Farm Insurance Agent provides flood insurance solutions to protect properties from water damage risks. The agency helps clients navigate coverage options for structures and contents, focusing on policies that address local flood patterns and regulatory requirements. Emphasizing practical protection, the firm works to secure adequate limits for dwellings and personal belongings. Services extend to policy reviews and claims assistance for flood-related losses. It also covers the neighboring community of Heath, ensuring broader regional access to flood insurance support.
Serving Newark, Ohio, and the surrounding Licking County communities, Nader's Insurance focuses on the specific needs of flood risk. It handles the process of securing policies for property owners, from initial risk assessments to final policy issuance. Each client’s property is evaluated for its proximity to floodplains and local drainage patterns. The agency typically works directly with homeowners to match coverage with their property’s specific exposure to rising water.
Williamson Insurance Service, located in Newark, OH, offers both one-time policies for specific flood events and scheduled, continuous coverage for ongoing property protection. As a flood insurance agent, the company helps clients secure necessary policies that shield homes and businesses from water damage caused by overflowing rivers or heavy rain. Planning for potential flooding in central Ohio requires understanding local risk factors and federal program requirements. Service at Williamson Insurance Service operates on both a scheduled renewal basis for long-term clients and an as-needed arrangement for one-time policyholders.
Goosehead Insurance - Mikel Compston in Newark, OH provides specialty flood insurance agent services, assisting clients in securing adequate policies to safeguard their properties. The agency works closely with homeowners and business owners to evaluate exposure and choose appropriate flood coverage from available options. For local residents, this service addresses the increased risk of flooding during spring thaws and severe storm seasons, protecting against unexpected water damage that standard policies often exclude.
Bennett Insurance Services in Newark, OH helps property owners review coverage for potential water damage from storms. The company specializes in flood insurance, offering policies that protect against rising water where standard homeowners plans often do not provide that protection. Policies cover structural damage as well as personal belongings inside a building. The agency can serve commercial sectors including offices, warehouses, and food service operations.
Serving Newark, Ohio, Otto Insurance Group provides flood insurance coverage tailored to local property protection needs. As a dedicated Flood Insurance Agent, the company addresses both residential and commercial risks associated with flooding in the region. This agency specializes in securing policies that safeguard assets from water damage beyond standard hazard plans. In the commercial sectors, Otto Insurance Group serves various business environments, including offices, warehouses, and food service.
With spring rains and flash flooding a recurring concern in Newark, residents often seek reliable guidance on property protection. Leavitt Group Midwest Insurance Agency serves as a local flood insurance agent, helping homeowners and businesses assess their risk and secure appropriate coverage through the National Flood Insurance Program. The company emphasizes the importance of understanding flood zones and policy waiting periods. Their process typically begins with a no-obligation consultation and a review of the property’s flood history to determine eligibility, followed by scheduling a detailed initial inspection.
Farmers Insurance - Jeffrey Anderson provides residential flood insurance services in Newark, OH, helping homeowners protect their properties from water damage. Commercial flood insurance coverage is also available for local businesses needing protection against potential flooding events. Their service area includes Newark and surrounding communities in central Ohio, ensuring coverage options are accessible to nearby residents and business owners. They work with clients to assess flood risks and select appropriate policies, then offer follow-up consultations or updates between regular visits to adjust coverage as conditions change.
What Does a a Flood Insurance Agent in Newark Cost?
The average cost of a flood insurance policy in Ohio is about $700 to $1,200 per year, but Newark rates depend on your flood zone, property value, and deductible. Properties in high-risk zones may pay $2,000 or more annually. Costs vary by case. This is general information, not insurance advice.
About flood insurance agents in Newark
Flood insurance agents in Newark, Ohio help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Newark sits near the Licking River and has several flood-prone areas, making flood insurance important for many homes and businesses. Ohio law requires lenders to mandate flood insurance on properties in Special Flood Hazard Areas, so agents ensure you meet those requirements.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Newark?
Even if you are outside a mapped flood zone, flood risk still exists. Many Newark properties near streams or drainage areas can flood. An agent can review your property and recommend optional coverage.
How does the NFIP waiting period work in Ohio?
NFIP policies typically have a 30-day waiting period before coverage begins. This applies to new policies in Newark. You cannot buy a policy right before a storm and get immediate coverage.
What does flood insurance cover for Newark homes?
Standard flood insurance covers structural damage from rising water, including foundation, walls, and electrical systems. It also covers personal belongings up to policy limits. It does not cover basement improvements or contents in basements.
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