The top-rated flood insurance agent in North Royalton, Ohio is Tina Stopar - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include Chris Winkelmann - State Farm Insurance Agent, Select Insurance Services Agency, Inc., Cole Risk Solutions. This directory lists 14 flood insurance agents serving North Royalton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tina Stopar - State Farm Insurance Agent | 5701 Royalton Rd | (440) 237-9661 |
| 2 | Chris Winkelmann - State Farm Insurance Agent | 8743 Ridge Rd | (440) 237-4200 |
| 3 | Select Insurance Services Agency, Inc. | 12608 State Rd | (440) 237-8555 |
| 4 | Cole Risk Solutions | 12147 York Rd | (440) 578-0888 |
| 5 | Pfister Insurance | 11807 Royalton Rd | (440) 237-8484 |
| 6 | Ron Less: Allstate Insurance | 6052 Royalton Rd | (440) 582-8800 |
| 7 | Tirah Thompson - State Farm Insurance Agent | 12873 Royalton Rd | (440) 628-8488 |
| 8 | Walsh Insurance Group LLC | 19055 State Rd | (440) 888-6242 |
| 9 | Farmers Insurance - Michael Wasinski | 12333 Ridge Rd | (440) 877-4000 |
| 10 | Perkins Insurance Agency, Inc. | 13700 State Rd # 8 | (440) 237-8200 |
Tina Stopar - State Farm Insurance Agent serves the greater Cleveland area from its North Royalton, OH location. The agency provides flood insurance solutions for residential and commercial properties. This coverage helps protect homeowners and business owners from water damage caused by rising rivers, heavy storms, or severe drainage issues. The agent evaluates local flood zone risks based on FEMA maps and regional weather patterns. Policy options include building structure coverage and separate content protection for personal belongings or business inventory.
Chris Winkelmann - State Farm Insurance Agent in North Royalton, Ohio provides general insurance coverage for property and liabilities. The agency specializes in flood insurance, addressing the distinct needs of local homeowners and businesses subject to regional weather patterns. Policies are structured to cover structural damage and contents from flood events. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Select Insurance Services Agency, Inc. in North Royalton, OH works with homeowners, businesses, and property managers seeking to protect their assets against flood damage. The agency assists clients in understanding their flood risk and obtaining appropriate coverage for residential and commercial structures. It serves the local North Royalton community and the broader Cleveland metropolitan area, including neighboring cities such as Strongsville and Parma.
Cole Risk Solutions serves North Royalton, Ohio, and the surrounding Cuyahoga County communities, handling residential and commercial flood insurance needs. The agency helps property owners assess exposure to local water damage risks from heavy rain or nearby waterways. It also assists clients in navigating National Flood Insurance Program policies and offers guidance on available supplemental flood coverage. To handle a typical job, the company begins with a full review of the property’s elevation and flood zone maps to determine appropriate limits and deductible levels.
Pfister Insurance provides flood insurance policies and risk assessments for properties in North Royalton, OH. It offers ongoing policy management services, including coverage reviews and assistance with claims filing. The agent works with clients to evaluate flood zone classifications and adjust coverage limits accordingly. Regular consultations ensure that policyholders understand their options and can update plans as needed. The company services single-family homes, apartments, retail locations, and restaurants.
In North Royalton, OH, Ron Less: Allstate Insurance offers flood insurance structured either as a recurring annual policy or a one-time short-term option, with coverage typically extending to the building itself and its contents. The agency helps property owners navigate the specific flood zone risks common to this area. Flood insurance services here run on an as-needed basis, guided by policy renewal dates or immediate property protection needs.
Tirah Thompson - State Farm Insurance Agent specializes in flood insurance protection for homes and businesses in North Royalton, OH. It also provides general insurance services, helping clients secure coverage for their properties. Flood insurance agents assess flood risk, explain policy options, and guide customers through National Flood Insurance Program requirements. The company assists with claims filing after a flood event and advises on preparedness during seasonal storms or heavy spring thaws that pose increased flood threats.
As winter snowmelt and spring thunderstorms raise the risk of basement flooding in North Royalton, Walsh Insurance Group LLC helps homeowners and businesses understand their exposure to water damage not covered by standard policies. Based locally, the agency guides clients through the specific flood insurance options available for properties in this region. Their process begins with a straightforward review of the property’s flood zone and elevation to determine the appropriate coverage and initial assessment steps.
Farmers Insurance - Michael Wasinski in North Royalton, OH, provides flood insurance products tailored to property owners. Its primary focus involves assessing local flood risks and securing appropriate coverage for residential and commercial structures. The agency also offers specialized add-ons that address water damage from rising waters, separate from standard homeowners policies. Services extend to various commercial sectors, including offices facing flooding from rainfall or snowmelt, warehouses requiring protection for stored inventory, and food service operations vulnerable to ground-level water intrusion and business interruption.
Perkins Insurance Agency, Inc. in North Royalton, OH serves residential flood insurance needs for homeowners seeking protection against water damage. They also provide flood coverage for commercial properties in the greater North Royalton area. Their agents help clients identify appropriate coverage levels for local flood risks. Ongoing support ensures clients receive needed follow-up on policy adjustments or claims questions between regular visits.
What Does a a Flood Insurance Agent in North Royalton Cost?
The cost of flood insurance in Ohio varies based on your property's flood zone, elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a single-family home in a moderate-risk zone, but can be higher in high-risk areas. Private flood insurance may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in North Royalton
Flood insurance agents in North Royalton, Ohio help property owners understand their flood risk and obtain coverage through the National Flood Insurance Program (NFIP). Ohio law does not require flood insurance for most homeowners, but mortgage lenders may mandate it for properties in high-risk flood zones. Local agents can guide you through the process of assessing your flood zone and selecting an appropriate policy.
Frequently Asked Questions
What does a flood insurance agent in North Royalton do?
A flood insurance agent helps you evaluate your flood risk, explains NFIP policy options, and assists with purchasing coverage. They can also help you understand elevation certificates and flood zone designations specific to Cuyahoga County.
Is flood insurance required by law in Ohio?
Ohio state law does not require flood insurance for homeowners. However, if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will likely require flood insurance as a condition of the loan.
How do I find a flood insurance agent in North Royalton?
You can search for licensed insurance agents in North Royalton through the Ohio Department of Insurance website or by contacting local independent insurance agencies. Many agents offer free consultations to discuss your flood risk and coverage needs.
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